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All Journal Jurnal Riset Akuntansi Aksioma JURNAL EKONOMI, BISNIS DAN TERAPAN (JESIT) International Journal of Application on Economics and Business
Bernadeth Tongli
Universiti Teknologi Malaysia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengaruh Kemudahan Dan Keamanan Transaksi Menggunakan Kode QR Terhadap Kepuasan Pengguna Shopeepay Pada Mahasiswa Universitas Atma Jaya Makassar Djaja, Jessica; Tongli, Bernadeth; Tahendrika, Abner
Jurnal Ekonomi, Bisnis dan Terapan (JESIT) Vol. 3 No. 1 (2022): Jurnal Ekonomi, Bisnis dan Terapan (JESIT)
Publisher : UKI Toraja Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.669 KB) | DOI: 10.47178/jesit.v3i1.1644

Abstract

The purpose of this study is to analyze the effect of ease and security of transactions using a QR Code on ShopeePay user satisfaction. This study uses quantitative methods with data collection techniques in the form of questionnaires. The population of this research is taken from Atma Jaya Makassar University students, ShopeePay users who have transacted using the QR Code as a payment method more than three times a month with a sample of 96 students. The results of this study indicate that the ease and security of transactions using a QR Code has a positive and significant effect either partially or simultaneously on ShopeePay user satisfaction.  
STRATEGI PERTUMBUHAN BERKELANJUTAN BAGI KOPERASI SIMPAN PINJAM MARENDENG DI ERA DIGITAL Pelix, Leorensius; Pallangan, Mellda Ati; Tongli, Bernadeth
Jurnal Riset Akuntansi Vol 24 No 1 (2025): Jurnal Riset Akuntansi Aksioma, Juni 2025
Publisher : Jurusan Akuntansi Fakultas Ekonomi Dan Bisnis Universitas Mataram

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Abstract

Savings and Loan Cooperatives (KSP) play a role in increasing financial inclusion, but face challenges in the digital era due to competition with fintech and digital banking. This study analyzes sustainable growth strategies for KSP using qualitative literature study methods. The results of the study indicate that digitalization can improve operational efficiency, expand financial access, and increase KSP competitiveness. The main strategies that can be implemented include service digitalization, strengthening governance, increasing digital literacy, and collaboration with fintech. The main challenges faced are limited technological infrastructure and regulatory complexity. Therefore, KSP needs to adopt an adaptive strategy to remain competitive and sustainable amidst digital change. This study contributes to providing strategic insights for KSP managers and becomes a reference for regulators in supporting cooperative digitalization.
LEVERAGING IDIOSYNCRATIC RISK TO SUPPORT SUSTAINABLE DEVELOPMENT GOALS (SDGS) AND ITS IMPACT ON ECONOMIC GROWTH AT ASEAN COUNTRIES Asri, Marselinus; Tunjungsari, Hetty Karunia; Tongli, Bernadeth
International Journal of Application on Economics and Business Vol. 2 No. 2 (2024): May 2024
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v2i2.3810-3824

Abstract

This study investigates the dynamics between economic growth and key determinants, Sustainable Development Goals (SDGs) related to poverty reduction (SDG 1) and affordable clean energy (SDG 7), as well as Idiosyncratic Risk, in ASEAN countries. Utilizing regression analysis, the research uncovers intriguing insights into these relationships. The findings reveal a significant positive association between Idiosyncratic Risk and economic growth, indicating that higher levels of idiosyncratic risk are linked with greater economic activity and innovation. However, the analysis suggests that SDG 1 (No Poverty) initiatives do not directly impact economic growth within the model's framework, highlighting the need for further exploration of indirect effects. Additionally, the promotion of SDG 7 (Affordable Clean Energy) exhibits a statistically significant but negative relationship with economic growth, possibly due to initial investments in clean energy infrastructure. These findings underscore the complex interplay between sustainable development goals, idiosyncratic risk, and economic growth in the ASEAN region, offering valuable insights for policymakers and stakeholders aiming to foster inclusive and sustainable economic development.
Co-Authors Asri, Marselinus Djaja, Jessica Hetty Karunia Tunjungsari Pallangan, Mellda Ati Pelix, Leorensius Tahendrika, Abner