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PENGARUH LITERASI KEUANGAN SYARI'AH, AKSESBILITAS, PERILAKU KEUANGAN DAN MOTIVASI TERHADAP MINAT MASYARAKAT PADA PENGGUNAAN JASA PERBANKAN SYARI'AH Septiawan, Agung; Safei, Abdulah; Fitri, Yuda Septia
Likuid Jurnal Ekonomi Industri Halal Vol 2, No 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

The population growth of the City of Tasikmalaya is a potential target market for Islamic banking, the population of the City of Tasikmalaya should be able to increase the market share of Islamic banking in West Java which is at 8.36% and increase the use of Islamic banking. This study aims to determine how much influence Islamic financial literacy, accessibility, financial behavior and motivation have on the interest of the people of Tasikmalaya City in the use of Islamic banking services. The method used in this study is a quantitative method with hypothesis testing on data analysis techniques, namely multiple linear regression test. The findings in this study are that the variables of Islamic financial literacy and motivation show an influence on the interest of the people in use of Islamic banking services. Then on the accessibility and financial behavior variables, it shows that there is no influence on the interest of the people in use of Islamic banking services. Based on the conclusions in this study, it shows that the influence of Islamic financial literacy, accessibility, financial behavior and motivation on the interest of the people in use of Islamic banking services is 57.4%.

Optimizing the Money Demand Function in Islamic States with Insights from Milton Friedman Fitri, Yuda Septia; Asih, Vemy Suci; Gojali, Dudang
International Journal of Islamic Khazanah Vol 14, No 2 (2024): Internasional Journal of Islamic Khazanah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijik.v14i2.29723

This study aims to develop a comprehensive model of money demand in Muslim countries. The methodology employed is a combination of qualitative and quantitative methods. The qualitative approach involves an extensive literature review of microeconomic theory, particularly the theory of marginal utility, Muslim consumption patterns, and macroeconomic theory regarding the factors influencing money demand. These theories help construct a robust model of money demand in an Islamic context. The quantitative approach verifies the proposed model using multiple linear regression analysis. This analysis examines the relationship between money supply, GDP, the rate of return on sukuk, and the collection of zakat, infaq, and charity in Indonesia over a period of 10 years. Key elements of the model include the integration of Islamic financial principles such as zakat, infaq, and charity, which are shown to have a positive relationship with the demand for money. The significance of using a mix of qualitative and quantitative methods lies in the ability to build a theoretical framework grounded in Islamic economic principles and empirically validate it with real-world data. The qualitative aspect provides a deep understanding of the specific theories and literature, including the works on marginal utility and Muslim consumption behaviors, which are crucial for modeling money demand in Islamic economies. The study’s findings are particularly important as they reveal a positive relationship between the collection of zakat, infaq, and charity, and the demand for money. This suggests that these Islamic financial instruments play a significant role in shaping money demand, highlighting the unique dynamics of Islamic economies. By integrating these elements, the study provides valuable insights into the financial behaviors in Muslim countries and underscores the importance of incorporating Islamic principles in economic models. This research contributes to a better understanding of how Islamic financial practices influence economic stability and growth, offering a pathway for developing effective monetary policies in Muslim countries.

Optimizing the Money Demand Function in Islamic States with Insights from Milton Friedman Fitri, Yuda Septia; Asih, Vemy Suci; Gojali, Dudang
International Journal of Islamic Khazanah Vol. 14 No. 2 (2024): IJIK
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijik.v14i2.29723

This study aims to develop a comprehensive model of money demand in Muslim countries. The methodology employed is a combination of qualitative and quantitative methods. The qualitative approach involves an extensive literature review of microeconomic theory, particularly the theory of marginal utility, Muslim consumption patterns, and macroeconomic theory regarding the factors influencing money demand. These theories help construct a robust model of money demand in an Islamic context. The quantitative approach verifies the proposed model using multiple linear regression analysis. This analysis examines the relationship between money supply, GDP, the rate of return on sukuk, and the collection of zakat, infaq, and charity in Indonesia over a period of 10 years. Key elements of the model include the integration of Islamic financial principles such as zakat, infaq, and charity, which are shown to have a positive relationship with the demand for money. The significance of using a mix of qualitative and quantitative methods lies in the ability to build a theoretical framework grounded in Islamic economic principles and empirically validate it with real-world data. The qualitative aspect provides a deep understanding of the specific theories and literature, including the works on marginal utility and Muslim consumption behaviors, which are crucial for modeling money demand in Islamic economies. The study findings are particularly important as they reveal a positive relationship between the collection of zakat, infaq, and charity, and the demand for money. This suggests that these Islamic financial instruments play a significant role in shaping money demand, highlighting the unique dynamics of Islamic economies. By integrating these elements, the study provides valuable insights into the financial behaviors in Muslim countries and underscores the importance of incorporating Islamic principles in economic models. This research contributes to a better understanding of how Islamic financial practices influence economic stability and growth, offering a pathway for developing effective monetary policies in Muslim countries.

PENGARUH LITERASI KEUANGAN SYARI'AH, AKSESBILITAS, PERILAKU KEUANGAN DAN MOTIVASI TERHADAP MINAT MASYARAKAT PADA PENGGUNAAN JASA PERBANKAN SYARI'AH Septiawan, Agung; Safei, Abdulah; Fitri, Yuda Septia
Likuid Jurnal Ekonomi Industri Halal Vol. 2 No. 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v2i1.16503

The population growth of the City of Tasikmalaya is a potential target market for Islamic banking, the population of the City of Tasikmalaya should be able to increase the market share of Islamic banking in West Java which is at 8.36% and increase the use of Islamic banking. This study aims to determine how much influence Islamic financial literacy, accessibility, financial behavior and motivation have on the interest of the people of Tasikmalaya City in the use of Islamic banking services. The method used in this study is a quantitative method with hypothesis testing on data analysis techniques, namely multiple linear regression test. The findings in this study are that the variables of Islamic financial literacy and motivation show an influence on the interest of the people in use of Islamic banking services. Then on the accessibility and financial behavior variables, it shows that there is no influence on the interest of the people in use of Islamic banking services. Based on the conclusions in this study, it shows that the influence of Islamic financial literacy, accessibility, financial behavior and motivation on the interest of the people in use of Islamic banking services is 57.4%.

Revitalisasi Desa Sindang Dengan Kreativitas Daur Ulang Sampah Rumah Tangga Untuk Lingkungan Asri dan Hijau Nuraeni, Neni; Fitri, Yuda Septia; Nuraida, Ida; Kusumorini, Astuti; Amalia, Vina
Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada masyarakat Vol. 8 No. 2 (2025): Jurnal Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Pusat Pengabdian kepada Masyarakat LP2M UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jak.v8i2.44325

Program Pengabdian kepada Masyarakat (PkM) di Desa Sindang, Cikijing, Majalengka bertujuan untuk meningkatkan kesadaran dan keterlibatan masyarakat, terutama ibu rumah tangga, dalam pengelolaan sampah rumah tangga secara berkelanjutan dan ramah lingkungan. Program ini fokus pada pelatihan pengelolaan sampah menggunakan metode Takakura untuk pembuatan pupuk kompos serta pemanfaatan barang bekas sebagai pot tanaman, dengan tujuan untuk mewujudkan taman desa yang lebih hijau. Pendekatan yang digunakan adalah Participatory Action Research (PAR), yang melibatkan partisipasi aktif masyarakat dalam mengidentifikasi masalah dan merancang solusi. Evaluasi keberhasilan dilakukan dengan mengukur tingkat pemahaman dan keterlibatan peserta, yang dilihat dari hasil wawancara dan observasi terhadap praktik pengelolaan sampah yang telah diterapkan oleh masyarakat. Indikator keberhasilan meliputi pengurangan volume sampah, pembuatan kompos, dan terciptanya ruang terbuka hijau di desa. Hasil evaluasi menunjukkan bahwa program ini berhasil meningkatkan kesadaran masyarakat akan pentingnya pengelolaan sampah yang berkelanjutan dan memberikan dampak positif pada kebersihan serta kelestarian lingkungan Desa Sindang.

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