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PENGARUH LITERASI KEUANGAN SYARI'AH, AKSESBILITAS, PERILAKU KEUANGAN DAN MOTIVASI TERHADAP MINAT MASYARAKAT PADA PENGGUNAAN JASA PERBANKAN SYARI'AH Septiawan, Agung; Safei, Abdulah; Fitri, Yuda Septia
Likuid Jurnal Ekonomi Industri Halal Vol 2, No 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

The population growth of the City of Tasikmalaya is a potential target market for Islamic banking, the population of the City of Tasikmalaya should be able to increase the market share of Islamic banking in West Java which is at 8.36% and increase the use of Islamic banking. This study aims to determine how much influence Islamic financial literacy, accessibility, financial behavior and motivation have on the interest of the people of Tasikmalaya City in the use of Islamic banking services. The method used in this study is a quantitative method with hypothesis testing on data analysis techniques, namely multiple linear regression test. The findings in this study are that the variables of Islamic financial literacy and motivation show an influence on the interest of the people in use of Islamic banking services. Then on the accessibility and financial behavior variables, it shows that there is no influence on the interest of the people in use of Islamic banking services. Based on the conclusions in this study, it shows that the influence of Islamic financial literacy, accessibility, financial behavior and motivation on the interest of the people in use of Islamic banking services is 57.4%.

Reforming Marriage Law in Indonesia: A Critical Examination of Islamic Law on the Ban of Interfaith Marriages Setiawan, Iwan; Arifin, Tajul; Saepullah, Usep; Safei, Abdulah
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 18 No. 2 (2024)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mnh.v18i2.11134

Interfaith marriage is a widely debated issue in Indonesia, particularly within the context of Islamic law. The prohibition of interfaith marriages has frequently been the subject of substantial criticism from an Islamic legal perspective. This article aims to critically examine the enforcement of this prohibition within Indonesia's marriage legal system. Employing a normative legal approach and literature analysis, the research explores various Islamic law perspectives on the prohibition of interfaith marriages. Additionally, this study analyzes the social, cultural, and legal impacts of this prohibition on Indonesian society. The findings indicate that the prohibition of interfaith marriages often conflicts with principles of justice, religious freedom, and human rights. In the context of Islamic law, several scholars and legal experts advocate for a more inclusive interpretation, emphasizing the importance of considering social context and justice in marital regulations. It is essential to formalize Islamic law by incorporating sociological and cultural aspects and aligning it with the national constitution. Therefore, the development of Indonesia's marriage legal system must consider universal values that evolve sociologically and culturally. In conclusion, this research underscores the need for reform in Indonesia's marriage legal system to accommodate individual needs and rights while respecting religious and cultural values. These changes are expected to provide legal recognition for interfaith marriages and promote a more inclusive and harmonious society.

The Review of Zakat Literacy: Legal Awareness Zakat Concept in Islamic Philanthropy Practies Nugraha, Ahmad Lukman; Athoillah, Mohamad Anton; Ruhendi, Ateng; Safei, Abdulah
ZISWAF ASFA Vol 3 No 1 (2025): ZISWAF ASFA Journal (May 2025)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.39

This article aims to review the concept of zakat literacy to encourage the maximization of zakat potential. The research method used is qualitative in the form of a literature study. The data obtained are sourced from books, scientific journals, and reports on zakat. The results of this study show that PUSKAZ-BAZNAS mapped two parts that became important points in increasing zakat literacy, namely; Basic knowledge and advanced knowledge. However, the authors have not found any follow-up to the measures of understanding mapped by BAZNAS. Literacy is a projection or series of programs applicable. Zakat literacy not only measures the level of understanding of zakat but also leads to changes in behavior. Awareness of the zakat law will have an impact, especially on behavior change. Awareness of the law of zakat is critical to realize behavior. Four indicators of awareness of zakat law, namely; 1) Knowledge of zakat law, 2) understanding of zakat law, 3) attitude towards zakat law, and 4) legal behavior to perform zakat.

Preventing Child Marriage in Indonesia: An Analysis of Government Policies, Institutional Challenges, and Strategic Efforts Kholid, Muhamad; Safe'i, Abdulah; Jaenudin, Jaenudin; Hidayat, Agi Attaubah; Isak, Endang
Al-Qadha : Jurnal Hukum Islam dan Perundang-Undangan Vol 12 No 1 (2025): Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan
Publisher : Hukum Keluarga Islam IAIN LANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/qadha.v12i1.11205

This study critically examines the Indonesian central government’s policies, institutional challenges, and strategic interventions in mitigating child marriage—a pervasive issue with documented repercussions for health, education, gender equality, and national development. Employing an empirical juridical approach, the research integrates qualitative descriptive analysis with primary data from field observations and semi-structured interviews with officials at the Ministry of Women’s Empowerment and Child Protection (KP3A RI) and the Directorate General of Religious Courts (Ditjen Badilag). Secondary data derive from legislative reviews, judicial records, and scholarly literature. Thematic analysis contextualizes findings within Indonesia’s legal pluralism and decentralization framework. KP3A RI has made preventing child marriage one of its five main national programs. This effort is supported by six key initiatives, such as community-based (Integrated Child Protection by Communities/PATBM) and mobile protection services like MOLIN and TORLIN (Women and Children Protection Motor and Mobile Units). The Supreme Court’s Regulation (PERMA No. 5/2019) requires courts to focus on children’s best interests when deciding on marriage dispensation requests. However, this rule does not become a primary reference. In 2021, religious courts approved 95% of the 61,443 dispensation requests they received. There are also broader challenges. Many villages now have more control over their budgets. However, funds have often been used for economic recovery instead of child protection after the pandemic. There are also gaps in the rules about when dispensations can be granted. Several strategies are being used to address these issues. These include (1) Multi-sector coordination through the Joint Movement for Child Marriage Prevention (Geber PPPA) movement; (2) Training and community programs like Children’s Forums and family learning (Puspaga) centers; and (3) new draft regulations to tighten dispensation procedures. Although Indonesia has a strong and united policy approach, results are limited by uneven local implementation and courts being too lenient. For lasting progress, the country needs (1) better and shared data systems, (2) stronger financial accountability at the village level, and (3) judicial training to focus on child protection rather than social or cultural pressures. The study highlights the need for strong, coordinated leadership to overcome local differences and ensure national child marriage prevention standards are fully applied at the community level.

PENGARUH LITERASI KEUANGAN SYARI'AH, AKSESBILITAS, PERILAKU KEUANGAN DAN MOTIVASI TERHADAP MINAT MASYARAKAT PADA PENGGUNAAN JASA PERBANKAN SYARI'AH Septiawan, Agung; Safei, Abdulah; Fitri, Yuda Septia
Likuid Jurnal Ekonomi Industri Halal Vol. 2 No. 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v2i1.16503

The population growth of the City of Tasikmalaya is a potential target market for Islamic banking, the population of the City of Tasikmalaya should be able to increase the market share of Islamic banking in West Java which is at 8.36% and increase the use of Islamic banking. This study aims to determine how much influence Islamic financial literacy, accessibility, financial behavior and motivation have on the interest of the people of Tasikmalaya City in the use of Islamic banking services. The method used in this study is a quantitative method with hypothesis testing on data analysis techniques, namely multiple linear regression test. The findings in this study are that the variables of Islamic financial literacy and motivation show an influence on the interest of the people in use of Islamic banking services. Then on the accessibility and financial behavior variables, it shows that there is no influence on the interest of the people in use of Islamic banking services. Based on the conclusions in this study, it shows that the influence of Islamic financial literacy, accessibility, financial behavior and motivation on the interest of the people in use of Islamic banking services is 57.4%.

The Development of Accounting Clinics at Islamic Religious Higher Education Institutions (PTKI) in Indonesia Setiawan, Iwan; Safei, Abdulah; Gojali, Dudang; Nurhaeti, Nurhaeti; Kusumadewi, Rahayu
Journal of Islamic Economics and Business Vol. 5 No. 2 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i2.52730

This study aims to analyze the development of accounting clinics at Islamic religious universities (PTKI) in Indonesia. Researchers use descriptive analytic techniques in conjunction with qualitative approaches to produce a comprehensive picture. Research data sources are primary data sources and successful data. Data analysis techniques include data collection, data reduction, data display, conclusion drawing. The results showed that the operational mechanism of the Accounting Clinic at Islamic Religious Universities (PTKI) consisted of manual and computer practice guided by lab lecturers. for this reason, the clinic collaborates with several partners, namely the Public Accounting Firm (KAP), the ministry, the local government, and several private companies. The accounting clinic aims to provide students with an understanding of the application of accounting concepts in real-world business practices. In order to work and carry out the function of accounting technician services professionally, the workforce involved in this field must have a competency base of national and international standards. This can be achieved through education, training, and experience in order to improve the competence of accounting technicians which includes knowledge, skills, and attitude. This research has implications for all PTKIN that have accounting study programs to maximize accounting clicks so that they can produce quality graduates so that they are ready to enter the world of work.

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