Article Per Year (5 Year)
p-Index From 2021 - 2026
3.898
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi Seminar Nasional Informatika (SEMNASIF) Jurnal Muara Ilmu Ekonomi dan Bisnis Jurnal Bakti Masyarakat Indonesia Jurnal Manajerial Dan Kewirausahaan International Journal of Application on Economics and Business Jurnal Serina Abdimas
Khairina Natsir, Khairina
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences Other

Published : 32 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 32 Documents
Search

 1   2   3   4 
THE ROLE OF BUSINESS RISK AS AN INTERVENING VARIABLE ON FACTORS AFFECTING COMPANY VALUE Natsir, Khairina; Bangun, Nurainun; Ngadiman , Ngadiman; Chiandra, Febbyorent
International Journal of Application on Economics and Business Vol. 2 No. 2 (2024): May 2024
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v2i2.3404-3416

Abstract

This study heading to examine the effect of “dividend policy, investment decisions and funding decisions on firm value by applying business risk as an intervening variable. The population is companies in the consumer goods industry sector that are listed on the IDX in 2016-2022. Samples were selected by purposive sampling. Research data were obtained from the official website of the Indonesia Stock Exchange www.idx.co.id and the official website of the company under study. Data analysis was performed using multiple regression methods. The selection of the regression model was carried out through the Chow test, Hausman test, and Lagrange Multiplier test. The classic assumption test includes a multicollinearity test. Hypothesis testing includes the t-test and the coefficient of determination test. To analyze the effect of mediation is done through the Sobel test, Goodman test, and Aroian test. The results of the study show that dividend policy, investment decisions, funding decisions, and business risks affect firm values. The mediation test using the Sobel, Aroian and Goodman method shows that business risk is able to mediate dividend policy on firm value, business risk variables do not mediate funding decisions on firm value. Meanwhile for the mediation test between investment decisions and firm value, different results were obtained between the three test methods carried out, where Sobel and Aroian showed that investment decisions on firm value were not mediated by business risk, while the Goodman Test showed that there is a significant influence of business risk variables as mediating variables.”
THE ROLE OF CORPORATE GOVERNANCE IN THE CAPITAL STRUCTURE OF BANKING COMPANIES Natsir, Khairina; Bangun, Nurainun
International Journal of Application on Economics and Business Vol. 3 No. 1 (2025): February 2025
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v3i1.495-508

Abstract

Decisions regarding capital structure are an important decision taken by financial managers to remain competitive in the long term. A strong capital structure is very important for banks, because with a strong capital structure banks can face global competition and economic crises that can occur at uncertain times. Banks can have a strong or optimal capital structure if the existing capital can be used well. Therefore, good corporate governance is needed so that existing capital can be used or managed well to achieve banking goals and make the right decisions in facing competition and the economic crisis. This research was conducted with the aim of determining the influence of corporate governance on the capital structure of banking companies. Corporate governance is measured by looking at the size of the board of directors, the size of the board of commissioners and managerial ownership, while capital structure is measured by the debt-to-equity ratio. The sampling method used the purposive technique for 37 banking sector companies listed on the Indonesia Stock Exchange in 2018-2022. The secondary data obtained from annual reports of banking companies. This research uses robust regression analysis. The research results show that the size of the board of directors has a positive and significant influence, the size of the board of commissioners has a positive and significant influence on the capital structure, and managerial ownership has a negative and significant influence on the capital structure of banking companies listed on the Indonesia Stock Exchange.
FINTECH ADOPTION FOR MSMES SUSTAINABILITY Arifin, Agus Zainul; Natsir, Khairina; Darryl, Darryl; Janet, Janet
International Journal of Application on Economics and Business Vol. 3 No. 1 (2025): February 2025
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v3i1.516-526

Abstract

During the COVID-19 pandemic, SMEs in Indonesia faced serious challenges due to temporary or permanent business closures as a result of the SMEs policy and the resulting economic crisis. Decreased sales and difficulties in securing funding have been the main problems faced by SMEs. To overcome these challenges, the use of Financial Technology (Fintech) is emerging as a promising solution. Fintech Lending Service provides an opportunity for MSMEs to obtain much-needed funding loans, while Fintech Digital Payment System provides an alternative transaction method that is more efficient. The study purposes is to aiming to examine the relationship between the adoption of Fintech Lending Service and Fintech Digital Payment System with MSME performance.This study uses the Diffusion of Innovation theory approach and PLS-SEM data analysis method, the source of data is from questionaire and collected 204 data from the population. The results of the study are expected to provide valuable insights into how financial technology can support the viability of SMEs amid economic uncertainty. The novelty of this research is combining the separate fintech digital payment and lending service research into one research.
IMPLEMENTASI ETIKA BISNIS UNTUK MEMPERKUAT DAYA SAING UMKM DI ERA DIGITAL Natsir, Khairina; Bangun, Nurainun
Jurnal Bakti Masyarakat Indonesia Vol. 8 No. 1 (2025): Jurnal Bakti Masyarakat Indonesia
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jbmi.v8i1.32822

Abstract

Etika bisnis adalah prinsip-prinsip moral yang mengatur perilaku bisnis dalam berbagai aspek, termasuk hubungan dengan pelanggan, pemasok, mitra kerja, dan masyarakat secara umum. Dalam konteks UMKM, penerapan etika bisnis menjadi semakin relevan di era digital karena transformasi teknologi yang mengubah cara beroperasinya bisnis dan bagaimana mereka terhubung dengan pasar global. Meskipun menghadapi berbagai tantangan, UMKM juga memiliki peluang besar untuk tumbuh dan berkembang dengan menerapkan etika bisnis yang baik. Perkembangan UMKM di Kota Tangerang menunjukkan tren positif dengan adopsi model bisnis digital yang telah mengalami peningkatan signifikan dalam jumlah pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) yang telah beralih ke platform digital. Data dari Dinas Koperasi dan Usaha Mikro Kabupaten Tangerang mengungkapkan tren positif ini, dengan peningkatan jumlah pelaku UMKM yang mengadopsi model bisnis digital. Tetapi masih terdapat beberapa masalah pelanggaran etika yang masih terjadi pada UMKM di Tangerang berkaitan dengan berbagai aspek, seperti transparansi, tanggung jawab sosial, dan perlindungan konsumen.. Untuk meningkatkan pemahaman tentang konsep dan implementasi etika bisnis, diperlukan edukasi atau pelatihan lebih lanjut kepada para pelaku UMKM. Mitra pada kegiatan pengabdian masyarakat ini adalah para pelaku UMKM di Kelurahan Kelapa Dua, Tangerang. Pelatihan sudah dilaksanakan pada hari Jumat tanggal 25 Oktober 2024 dengan diikuti oleh peserta sebanyak 15 orang. Peserta pelatihan adalah pelaku UMKM yang mayoritas bergerak dibidang produksi dan penjualan produk kuliner. Metode pelatihan meliputi Pretest/Post Test, Focus Discussion Group, dan Studi Kasus
EXPLORING HOW GENDER MODERATES THE EFFECT OF PERSONALITY TRAITS ON OVERCONFIDENCE BIAS AMONG INVESTORS IN THE INDONESIAN STOCK MARKET Natsir, Khairina; Arifin, Agus Zainul; Wijoyo, Fanny
International Journal of Application on Economics and Business Vol. 3 No. 3 (2025): Agustus 2025
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v3i3.1175-1188

Abstract

This research aims to explore the impact of investor personality traits towards overconfidence bias in investment behaviors. Additionally, it examines whether gender differences serve as a moderating factor. The study focuses on three main variables: personality traits, gender, and overconfidence bias. Data for the study is gathered through a primary data collection method using an online questionnaire, distributed via Google Forms. This questionnaire incorporates relevant indicators that effectively represent the variables under investigation and is disseminated across social media platforms, including WhatsApp, Facebook, Instagram, Twitter, and Telegram, to broaden respondent reach. The sample consists of individual stock investors in Indonesia, selected through non-probability sampling. For statistical analysis, Structural Equation Modeling is employed using the SmartPLS software, applying the Partial Least Squares (PLS-SEM) approach based on variance. The evaluation includes an Outer Model Assessment (validity and reliability testing) and an Inner Model Assessment, which involves R-square, Q-square, and Goodness of Fit tests, alongside hypothesis testing. According to this study, neuroticism and conscientiousness positively contribute to overconfidence bias in both genders, while openness has a negative effect on this bias among male and female investors alike. The findings of this study imply that understanding investors' personality traits, such as neuroticism, conscientiousness, extraversion, and openness, is essential for tailoring investment strategies and mitigating overconfidence bias. Financial education focusing on self-awareness and emotional management is crucial to helping investors make more rational decisions and avoid unnecessary risks.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF PHARMACEUTICAL COMPANIES DURING AND AFTER THE COVID-19 PANDEMIC Natsir, Khairina; Bangun, Nurainun
International Journal of Application on Economics and Business Vol. 3 No. 3 (2025): Agustus 2025
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v3i3.1245-1259

Abstract

The goal of this study is to evaluate the financial performance differences of pharmaceutical companies listed on the Indonesia Stock Exchange (IDX) during the COVID-19 pandemic (2020-2021) and after the pandemic (2022-2023). The research focuses on five main financial performance indicators: profitability, leverage, liquidity, efficiency, and company growth. Profitability is measured using Return on Assets (ROA) and Net Profit Margin (NPM), leverage through Debt to Equity Ratio (DER), liquidity through Current Ratio (CR), efficiency using Total Asset Turnover (TATO), and company growth through Sales Growth. The sample consists of 11 pharmaceutical companies listed on the IDX. Financial performance data before and after the pandemic will be analyzed using the paired sample t-test method to assess whether there is a significant difference between the two periods. This study aims to provide insights into the long-term effects of the COVID-19 pandemic on the financial performance of pharmaceutical companies in adapting to changes post-pandemic. The findings show no significant difference in ROA, NPM, CR, TATO, and Sales Growth between the pandemic period (2020-2021) and the post-pandemic period (2022-2023), though there is a difference in DER performance between the two periods.
HOW CORPORATE GOVERNANCE MODERATES THE LINK BETWEEN EARNINGS MANAGEMENT AND FIRM VALUE Bangun, Nurainun; Natsir, Khairina
International Journal of Application on Economics and Business Vol. 3 No. 3 (2025): Agustus 2025
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v3i3.1622-1635

Abstract

This study seeks to empirically analyze the impact of earnings management on firm value and assess the moderating role of corporate governance in this relationship among infrastructure firms listed on the Indonesia Stock Exchange. The research employs a purposive sampling technique, focusing on firms between 2019 and 2023. The data for this research is secondary, sourced from annual reports, company websites, and the Indonesia Stock Exchange. Multiple regression analysis with EVIEWS 9.0 is applied, including classical assumption tests (normality and multicollinearity), as well as model selection tests (Chow, Hausman, and Lagrange Multiplier). Hypothesis testing employs Moderated Regression Analysis and the coefficient of determination test. Findings indicate that earnings management does not significantly influence firm value. Additionally, independent commissioners and institutional ownership fail to moderate this relationship, whereas auditor classification and managerial ownership successfully act as moderators.
MENINGKATKAN NILAI PRODUK KULINER MELALUI INOVASI KEMASAN NATSIR, KHAIRINA; Waani, Alfredo Marthen
Jurnal Bakti Masyarakat Indonesia Vol. 6 No. 3 (2023): Jurnal Bakti Masyarakat Indonesia
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jbmi.v6i3.21059

Abstract

Packaging is one of the weapons in today's business world, including in the culinary industry. Through packaging, consumers are able to provide an assessment of the character and image of the product. Through packaging, manufacturers are able to convey the value, content and benefits of a product. Packaging also influences consumers in making purchasing decisions, therefore packaging is often said to be a silent salesman. Partners in this Community Service activity are SME entrepreneurs in RW 09 Jl. Kano Raya, Kelapa Dua Village, Tangerang. The products produced are culinary products such as pastries, side dishes, chili sauce, Opak, Banana Chips, Seroja Flowers, Roasted Nuts and so on which generally still use the old way of packaging, and have not considered packaging as an advantage that can increase product value. and expand the market. It can be seen that the economic growth of this group has not been accompanied by the skills of the MSME entrepreneurs. Business entrepreneurs are satisfied with sales that are so-so, even though if these culinary products were given a little touch of packaging innovation, it is possible that their businesses will develop with better marketing. So related to this, in this SME’s activity, counseling has been carried out to SME entrepreneurs about packaging innovation so that the value of culinary products can be boosted and provide even better added value for their entrepreneurs. The activity was attended by 20 SME’s participants.
PELATIHAN STRATEGI MARKETING LIVE STREAMING UNTUK MENDORONG PENINGKATAN PENJUALAN PRODUK UMKM Natsir, Khairina; Bangun, Nurainun
Jurnal Bakti Masyarakat Indonesia Vol. 7 No. 1 (2024): Jurnal Bakti Masyarakat Indonesia
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jbmi.v7i1.26619

Abstract

MSME businesses in Kelapadua Subdistrict, Tangerang are currently experiencing increasing growth because many new business people are entering the MSME business sector after experiencing a loss of income sources during the Covid-19 pandemic crisis. Many new businesses are emerging, such as culinary businesses, crafts, home industry, fashion, and others. But from the sales side it has not experienced significant growth. This is because marketing methods have not yet been developed and adequate marketing strategies have not been implemented. Most still use conventional marketing methods. There are also those who already use social media but are still limited to small group environments. After making observations, it is known that there are limitations in human resource capabilities, namely that they are still weak in mastering technology, so that the majority of these business actors have not utilized technology and e-commerce platforms in marketing the products they produce, so the sales achieved are still very limited. On the occasion of this community service activity, the community service team take part to provide training on using the Shopee Live Streaming feature to market products from Tangerang MSMEs, especially to the Kelapadua Village MSME group. The consideration is because Shopee is currently a leading E-commerce platform with a very wide reach in Indonesia. Apart from that, Shopee has a Shopee Live feature which its users can use to market products directly in real time, where this condition will increase consumer confidence because they can see and choose for themselves directly from the products offered. From the experience of MSME players and their testimonies, it is proven that the marketing strategy using the live streaming model is very significant in encouraging increased sales. The training was held on September 2 2023, attended by 20 culinary MSME participants. ABSTRAK  Usaha UMKM di Kelurahan Kelapadua, Tangerang saat ini semakin mengalami pertumbuhan karena banyaknya pebisnis baru yang terjun ke bidang usaha UMKM setelah mengalami kehilangan sumber penghasilan diwaktu krisis pandemi covid-19. Banyak usaha-usaha baru yang bermunculan seperti bisnis kuliner, kerajinan, home industry, fashion, dan lainnya. Tetapi dari sisi penjualan belum mengalami pertumbuhan yang berarti. Hal ini disebabkan karena metode pemasaran yang belum berkembang dan belum mengimplementasikan strategi marketing yang mumpuni. Kebanyakan masih menggunakan metode pemasaran konvensional. Ada juga yang sudah menggunakan sosial media tetapi masih terbatas pada lingkungan grup-grup kecil. Setelah melakukan observasi diketahui bahwa terdapat keterbatasan pada kemampuan sumber daya manusianya, yaitu masih lemah dalam penguasaan teknologi, sehingga sebagian besar dari pelaku usaha ini belum memanfaatkan teknologi dan platform e-commerce dalam memasarkan produk yang dihasilkan, sehingga penjualan yang dicapai masih sangat terbatas.  Dalam kesempatan kegiatan pengabdian kepada masyarakat ini, tim abdimas berkontribusi memberikan pelatihan penggunaan fitur Shopee Live Streaming untuk memasarkan produk dari UMKM Tangerang, khususnya pada kelompok UMKM Kelurahan Kelapadua. Pertimbangannya adalah karena Shopee saat ini merupakan platform E-commerce terkemuka yang jangkauannya sudah sangat luas di Indonesia. Selain itu Shopee mempunyai fitur Shopee Live yang dapat dimanfaatkan oleh para penggunanya untuk memasarkan produk secara langsung dan real time, dimana kondisi ini akan dapat meningkatkan kepercayaan konsumen karena dapat melihat dan memilih sendiri secara langsung dari produk yang ditawarkan. Dari pengalaman para pelaku UMKM dan testimoni mereka terbukti bahwa strategi marketing dengan model live streaming sangat signifikan dalam mendorong peningkatan penjualan.Pelatihan dilaksanakan pada tanggal 2 September 2023 diikuti oleh 20 peserta pelaku UMKM.
COMPARATIVE STUDY ON THE FINANCIAL PERFORMANCE OF INDONESIAN COMMERCIAL BANKS DUE TO THE CORONA VIRUS OUTBREAK Natsir, Khairina; Arifin, Agus Zainul; Purwoto, Sutomo
International Journal of Application on Economics and Business Vol. 1 No. 2 (2023): May 2023
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v1i2.727-735

Abstract

This study intended to find out the differences in banking in Indonesia before and during the Covid-19 pandemic. The population is commercial bank companies listed on the Indonesia Stock Exchange, while the samples selected by purposive technique. The CAMELS method is used to assess banking performance. The data used in this study comes from the 2019-2020 quarterly financial statements. Statistical test using SPSS with Paired T-Test or Wilcoxon Signed-rank Test. In addition, the MANOVA test is used to determine whether there are significant differences in overall banking performance. The findings of this study are the Capital (CAR) has a significant difference in the first quarter of 2019 and 2020, Asset Quality (NPL) proxied by NPL-gross ratio has a significant difference in the second and third quarters, and NPL-net ratio has a significant difference in the fourth quarter, Management Quality (BOPO) have significant differences in the first, second, and third quarters, Earning (ROA) has a significant difference in the second and third quarters, Liquidity (LDR) ratio has a significant difference in the third and fourth quarters. Meanwhile, From the results of the MANOVA test on the performance of commercial banks, overall there is no significant difference due to the corona virus outbreak in Indonesia
Co-Authors Alodia, Nadia Arifin, Agus Zainul Attan, Michelle Britney Chiandra, Febbyorent Darmawan, Herie Darryl, Darryl Devy, Devy Dra. Nurainun M.M.,Ak Bangun Fenny, Tara Aurellia Janet, Janet Jonnardi, Jonnardi Landias, Joceline Sagita MIMI, MIMI SA Ngadiman , Ngadiman Nursinta Adi Wahanani Oen, Sharon Angeline Pranadipta, Ruth Purwoto, Sutomo Rahmat, Burhan Irsali Ronald , Ronald Ruth Pranadipta SA, Mimi Selvia Variaty, Nadya Waani, Alfredo Marthen Wijoyo, Fanny yusbardini, yusbardini