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All Journal Ekonomi Bisnis Jurnal Pengabdian Masyarakat
Siska Sartika, Siska
Fakultas Psikologi Universitas Gunadarma
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Social Sciences Other

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MONEY ATTITUDE DAN PERILAKU BERHUTANG PADA PENGGUNA E-COMMERCE Perdana, Endika; Akidah, Syahla Nur; Rohani, Alia; Sartika, Siska; Darmayantie, Astie
Jurnal Ilmiah Ekonomi Bisnis Vol 29, No 3 (2024)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/eb.2024.v29i3.12573

Abstract

The enhancement of service quality by adding new features is considered one of the critical determinants of the growing use of e-commerce platforms today. The availability of various payment options, including installment facilities, not only facilitates transactions but also increases the potential for debt-related behavior. This phenomenon is intriguing and essential to investigate, as poorly managed debt behavior can negatively affect an individual's financial condition and stability. This study aims to analyze the influence of money attitudes on debt behavior among e-commerce users. The research involved 169 respondents aged 17 and older who had used installment payment methods more than twice in the past month. Data were collected using the money attitude and debt behavior scales and analyzed using IBM SPSS Statistics version 25. The results indicate that money attitude significantly influences debt behavior, contributing 28%. Additionally, debt behavior was more prevalent among women and Generation Z. This research provides valuable insights for designing financial education strategies and more prudent payment policies within e-commerce, particularly for groups more vulnerable to excessive debt.
Sosialisasi Peran Orang Tua di Era Digital Pada Tk 20 Junior Kota Jambi Juwita; Sartika, Siska; Sitanggang, Grace Lestari; Tampubolon, Teti; Wulandari, Sinta; Haloho, Diva Grasiella; Utami, Winda Sherly; Indryani
Jurnal Pengabdian Masyarakat (JUDIMAS) Vol. 4 No. 1 (2026): In Progress Issue
Publisher : Pusat Penelitian dan Pengabdian Masyarakat STIKes Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54832/judimas.v4i1.753

Abstract

The increasing use of digital technology among early childhood without adequate parental guidance has become a major issue faced by the community partner, namely parents of students at TK 20 Junior Kota Jambi. Limited parental digital literacy may lead to negative impacts on children’s social, emotional, and cognitive development. This Community Empowerment Learning (PPM) activity aimed to improve parents’ digital literacy as an effort to strengthen digital parenting practices for early childhood. The proposed solution was implemented through an interactive digital literacy socialization program using lectures, sharing sessions, and question-and-answer activities conducted in three stages: preparation, implementation, and evaluation. The results showed an improvement in parents’ understanding of the risks of unassisted gadget use, digital supervision strategies, and the importance of regulating screen time and selecting age-appropriate content. In addition to increased knowledge, the activity encouraged positive changes in parents’ attitudes and commitment to applying more structured digital parenting practices. The implications indicate that digital literacy socialization is an effective preventive approach to reducing the digital gap between parents and children and strengthening collaboration between schools and families.
Co-Authors Akidah, Syahla Nur Darmayantie, Astie Haloho, Diva Grasiella Indryani Juwita Perdana, Endika Rohani, Alia Sinta Wulandari Sitanggang, Grace Lestari Tampubolon, Teti Utami, Winda Sherly