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HUBUNGAN INFORMASI LAPORAN KEUANGAN NASABAH DENGAN KEPUTUSAN PEMBERIAN PEMBIAYAAN PADA PT. BPRS SAFIR BENGKULU Wati, Fitria; Susanto, Feri
Ekombis Review Vol 3, No 1 (2015)
Publisher : Universitas Dehasen Bengkulu

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Abstract

Fitria Wati, Feri Susanto; The purpose of this research was to determine the relationship of the customer’s financial statement information with the decision to grant financing in PT.  BPRS Safir Bengkulu. PT. BPRS Safir Bengkulu established to be superior and healthy in Bengkulu Province, provide benefits in economic development, especially people of Bengkulu province, providing professional services and trust in carrying out banking business, and become a business partner community, especially employers. From the results of research conducted showed that the relationship of customer’s financial statement with the decision to grant the provision of financing to PT. BPRS Safir Bengkulu from July 2014 through the month of September 2014 was not all indicators of the information has a significant relationship. Key words: Customer’s Financial Statement Information
HUBUNGAN INFORMASI LAPORAN KEUANGAN NASABAH DENGAN KEPUTUSAN PEMBERIAN PEMBIAYAAN PADA PT. BPRS SAFIR BENGKULU Wati, Fitria; Susanto, Feri
JURNAL EKOMBIS REVIEW Vol 3 No 1 (2015)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

Fitria Wati, Feri Susanto; The purpose of this research was to determine the relationship of the customer?s financial statement information with the decision to grant financing in PT.  BPRS Safir Bengkulu. PT. BPRS Safir Bengkulu established to be superior and healthy in Bengkulu Province, provide benefits in economic development, especially people of Bengkulu province, providing professional services and trust in carrying out banking business, and become a business partner community, especially employers. From the results of research conducted showed that the relationship of customer?s financial statement with the decision to grant the provision of financing to PT. BPRS Safir Bengkulu from July 2014 through the month of September 2014 was not all indicators of the information has a significant relationship. Key words: Customer?s Financial Statement Information
PERSEPSI APARATUR PEMERINTAH DESA TERHADAP DANA DESA DI KECAMATAN SELUMA BARAT KABUPATEN SELUMA Soleh, Ahmad; Susanto, Feri; Susanti, Reka
JURNAL EKOMBIS REVIEW Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

Ahmad Soleh, Feri Susanto, Reka Susanti; Perception of the village government's arapatur to the  village fund in Seluma Barat Sub-district of Seluma District. The perception of the village government apparatus will affect activities in the use of village funds. The purpose of this research is to know the perception of village government apparatus to village fund in Seluma Barat sub-district of Seluma district. Determination of samples in this study using Purposive sampling. The sample in this research are 36 people, namely the Village Head, Secretary, Treasurer, and the head of BPD who served as the village government apparatus from 9 (Nine) villages in Seluma Barat District Seluma  District. The nine villages include Talang Perapat village, Purbosari village, Air Latak village, Pagar Agung village, Talang Tinggi village, Lunjuk village, Sengkuang village, Tanjung Agung village and Lubuk Lagan village. Rating Scale is used in analyzing data obtained by using questionnaires. The results showed that the perception of the village government apparatus on village governance activities showed good interpretation (71.8%); Perceptions of village government apparatuses towards development activities and improvements in village infrastructure show excellent interpretation (88.6%); Perceptions of village government apparatuses on community empowerment activities showed excellent interpretation (85.4%); And perception of village government apparatus towards social activities showed excellent interpretation (81,2%).Key Words:  Perceptions of the Village Government Apparatus, Village Funds, Seluma Barat District, Seluma District
Produksi Polyhydroxybutyrate Menggunakan Mikroba yang Dimodifikasi Secara Genetik: Tinjauan Terhadap Keamanan dan Keberlanjutan Susanto, Feri
MAIYAH Vol 2 No 3 (2023): Maiyah : Vol.2 No.3 September 2023
Publisher : Fakultas Perikanan dan Ilmu Kelautan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.maiyah.2023.2.3.9633

Abstract

Polyhydroxybutyrate (PHB) is a biocompatible and biodegradable polymer that has the potential to replace fossil-derived polymers. The enzymes involved in PHB biosynthesis are β-ketothiolase (PhaA), acetoacetyl-CoA reductase (PhaB), and PHA synthase (PhaC). PHB has properties similar to conventional plastics but can be decomposed naturally by microorganisms in a suitable environment. The production of PHB using genetically modified microbes has become the focus of research in an effort to produce PHB efficiently and sustainably. Production sustainability refers to the ability of an industry to maintain sustainable production without destroying the environment and limited natural resources. By using genetically modified microbes, PHB production can be significantly increased, making it a more sustainable and environmentally friendly alternative to conventional plastics. Non-biodegradable conventional plastics cause serious environmental problems. Therefore, the production of PHB using genetically modified microbes is becoming a relevant topic in the industry today. Keywords: Polyhydroxybutyrate, microorganisms, modification, genetics
SISTEM PENDUKUNG KEPUTUSAN PEMILIHAN GURU TELADAN DI SEKOLAH DASAR NEGERI 3 PUJODADI PRINGSEWU MENGGUNAKAN METODE TOPSIS Idris, Muhammad; Susanto, Feri
JECE (Journal of Ethics and Character Education) Vol. 2 No. 1 (2024): JECE (Journal of Ethics and Character Education)
Publisher : YHMM PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/jece.v2i1.83

Abstract

The selection of exemplary teachers is one form of appreciation and motivation for educators who demonstrate outstanding performance. However, the selection process is often not based on a structured and objective system, which may lead to inaccuracies in decision-making. This study aims to develop a Decision Support System (DSS) to assist the selection process of exemplary teachers at SD Negeri 3 Pujodadi Pringsewu using the Technique for Order Preference by Similarity to Ideal Solution (TOPSIS) method. The TOPSIS method is chosen because it provides a ranking of alternatives based on their proximity to the ideal positive and negative solutions. In this study, five criteria are used for the assessment: Performance Certificates, Educational Background, Work Discipline, Work Quality, and Years of Service. Each teacher, as an alternative, is evaluated based on the weight and score of each criterion, which is then processed through the TOPSIS stages including normalization of the matrix, weighting, determining the positive and negative ideal solutions, and calculating distances and preference values. The result of this system provides an objective and measurable recommendation for selecting exemplary teachers. With the implementation of a TOPSIS-based DSS, the selection process is expected to become more transparent, accurate, and accountable. This system may also serve as a reference for other schools in developing multi-criteria-based evaluation systems.
Business Canvas Model In Business Planning (Business Canvas Model In Business Planning) Susanto, Feri; Soleh, Ahmad; Sachanovrissa, Silke
Journal of Law, Social Science, and Management Review Vol. 1 No. 3 (2025): May
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jlsmr.v1i3.258

Abstract

The canvas business model is a business concept that is widely used today because it is structured. The business model canvas is a business management framework created to design how the business strategy will be implemented. As the name suggests, the canvas model business is created in pictures of ideas so that everyone has the same understanding. and real about their types of consumers, costs, how the company works and so on. This research uses the literature method or library study which is research carried out by researchers using a number of literature. The business model canvas is a good method for helping business people develop their business. With correct implementation, established companies can develop and survive amidst intense competitor competition because companies can map the elements of the business circle contained in the nine elements of BMC. So with the information contained in these nine elements, companies can make policies for developing their business.
Implementasi Akad Musyarakah Mutaqisah Pada Pembiayaraan Kpr Di Bank Panin Dubai Syariah KC Malang Safitri, Linda; Cahyani, Lineke Regita; Susanto, Feri; Meliza, Meza Alim; Anjaswari, Tutik
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2022): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v1i2.903

Abstract

This article aims to analyze the implementation of the musyarakah mutanaqishah contract in mortgage financing at Bank Panin Dubai Syariah KC Malang. The research method used is descriptive qualitative method by conducting interviews. The results of the analysis show that the implementation of the musyarakah mutanaqisah contract on mortgages at Bank Panin Dubai Syariah is in accordance with the DSN Fatwa Number 73/DSNMUI/XI/2008 concerning the Musyarakah Mutanaqisah Agreement, which is to cooperate between the bank and the customer to buy an asset which will then reduce ownership rights. one party through a payment mechanism. Where there is a minimum capital requirement of 20% that must be met in it.