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Faktor-Faktor Yang Mempengaruhi Bonus Wadiah Pada PT. Bank Muamalat Indonesia (Periode 2013-2019) Falahuddin Falahuddin; Damanhur Damanhur; Mukhlish Muhammad Nur; Sumiati Sumiati
el-Amwal Vol 4, No 2 (2021): Volume 4 Nomor 2, September 2021
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v4i2.5726

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi bonus wadiah pada PT. Bank Muamalat Indonesia periode 2013-2019. Data yang digunakan dalam penelitian ini adalah data sekunder dengan metode analisis regresi linear berganda dengan bantuan program Eviews 11. Hasil penelitian secara parsial (uji t) menunjukkan pendapatan bagi hasil berpengaruh positif dan signifikan terhadap bonus wadiah, pendapatan margin murabahah berpengaruh negatif dan signifikan terhadap bonus wadiah, simpanan wadiah berpengaruh positif dan signifikan terhadap bonus wadiah. Sedangkan secara simultan (uji F) pendapatan bagi hasil, pendapatan margin murabahah dan simpanan wadiah berpengaruh terhadap bonus wadiah. Berdasarkan uji determinasi (R2), besarnya nilai Adjusted R-squared 0.8419 hal ini berarti 84,19% variabel dependen ada hubungan yang sangat kuat dengan variabel independen sedangkan sisanya 15,73% dijelaskan oleh variabel lain yang tidak dimasukkan dalam model persamaan regresi.
ISLAMIC FINTECH'S ROLE IN SUSTAINABLE FINANCE: EMPOWERING WOMEN IN ACEH Khairisma; Mukhlish Muhammad Nur; Mardiaton; Muhammad Fazlurrahman Syarif; Muhammad Mirza Amanda; Rini Rosita
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 4 No. 4 (2024): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v4i4.2385

Abstract

This research examines the influence of Islamic Fintech as inclusive finance on sustainable finance in the Aceh province, with women’s empowerment as a moderating variable. The research approach used is quantitative, utilizing multiple regression analysis (MRA) for the linear regression model. The research methodology involves several steps, including data observation, identifying key issues, setting research objectives, literature review, data collection, data processing, results analysis, and research evaluation. The study aims to investigate the extent to which the existence of Islamic Fintech contributes to sustainable financial development in Aceh. Additionally, the research focuses on women's empowerment as a moderating variable, specifically its impact on the relationship between Islamic Fintech and sustainable finance. By employing a quantitative approach, this study seeks to generate empirical evidence that can provide an in-depth understanding of the influence of Islamic Fintech on sustainable finance and to evaluate whether women’s empowerment can moderate this relationship. The research findings show that Islamic Fintech significantly impacts sustainable finance, while women’s empowerment does not moderate the relationship between Islamic Fintech and sustainable finance.
EMPOWERING STUDENTS FOR THE JOB MARKET: INSIGHTS FROM A CV ENHANCEMENT PROGRAM Fanny Nailufar; Khairisma; Cut Putri Mellita Sari; Yoesrizal Muhammad Yoesoef; Mukhlish Muhammad Nur; Agustinawati; Munardi
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2162

Abstract

In the era of intense global competition, university students face significant challenges in entering the professional workforce. Recognizing this, a community engagement program was implemented at the Faculty of Economics and Business, Universitas Malikussaleh, focusing on enhancing students' skills in crafting effective curriculum vitae (CV). This program aimed to address gaps in understanding CV structures, integrating relevant skills, and optimizing content for specific industries. Through workshops, individual mentoring, and access to modern CV templates, students were trained to create professional, visually appealing CVs tailored to industry standards. The initiative demonstrated a positive impact, increasing students' awareness, confidence, and preparedness to compete in the job market. This program serves as a model for bridging the gap between academic learning and professional readiness, contributing to the development of competitive graduates ready for global opportunities.