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All Journal Jurnal Riset Bisnis dan Investasi Jurnal Maps (Manajemen Perbankan Syariah) Jurnal Accounting Information System (AIMS) Jurnal Dimamu Jurnal Accounting Information System (AIMS) Jurnal Maps (Manajemen Perbankan Syariah)
Faisal Rakhman
Universitas Ma'soem
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Penerapan Metode Analisis Return, Repayment, dan Risk Bearing Ability dalam Penilaian Kelayakan Kredit Pensiun di PT Bank Mandiri Taspen KCP Ujung Berung Rakhman, Faisal; Aziz, Anisa Silvana
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.913

Abstract

Based on the preliminary study results, that the background of this research is the number of pension credit customers who have decreased, especially in 2021 and 2022, this is suspected at the time of the assessment there are customers who do not meet the conditions such as prospective customers who have the same credit at other banks, there is lack of documents such as KTP, SK, and other documents. This study aims to find out how the application of return, repayment, and risk bearing ability analysis methods in assessing pension creditworthiness at PT Bank Mandiri Taspen KCP Ujung Berung. The object of this research is to assess the creditworthiness of pensioners at PT Bank Mandiri Taspen KCP Ujung Berung. The type of research is descriptive qualitative with primary data types and uses data collection techniques in the form of observation, interviews, literature study, and documentation. While the data analysis techniques are data collection, reduction, data presentation, and conclusions. The results showed that the application of return, repayment and risk bearing ability has been carried out quite well, this is based on the number of problematic credit customers who are quite healthy. Qualitative data analysis techniques that use the Miles and Huberman, there are three things that become the basis for applying the return analysis method in assessing the feasibility of pension credit, there are four things that become the application of the repayment analysis method in assessing the feasibility of pension credit, and there are two things that become the application of the risk bearing ability analysis method in assessing the feasibility of pension credit at PT Bank Mandiri Taspen KCP Ujung Berung.
Pengaruh Pelatihan dan Pengembangan Sumber Daya Manusia terhadap Kepuasan Kerja di Rumah Sakit Umum Harapan Keluarga Sumedang Regita Anisa Salsabila; Faisal Rakhman
Jurnal Dimamu Vol. 5 No. 3 (2026)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v5i3.2190

Abstract

Based on observations and interview, the research background is the fluctuation in the number of patients which is thought to be due to the lack of training and human resource development for employees at Harapan Keluarga Sumedang Hospital, these two things are related to employee job satisfaction which can cause the number of patients to fluctuate. This research aims to determine the influence of training and human resource development on job satisfaction partially and simultaneously at Harapan Keluarga Sumedang Hospital. The object of research is employees at the Harapan Keluarga Sumedang Hospital. This research uses an associative quantitative approach with primary data and uses data collection techniques such as observation, interviews, literature reviews and questionnaires. The sampling technique used was non-probability sampling with a purposive sampling type. The population was 245 people, with a sample size of 72 people. The results of the research at Harapan Keluarga Sumedang Hospital show that there is a significant influence between training on job satisfaction of 51,6% for the R2 test with the results of the t test where the tcount> ttable (8,642 > 1,66724) means H1 is accepted, there is a significant influence between human resource development on job satisfaction by 47,2% for the R2 test with the results of the t test where the tcount> ttable (7,906  > 1,66724) means H1 is accepted, and simultaneously there is a significant influence between training and human resource development on job satisfaction by 59,9% for the R2 test with the results of the F test where the value of Fcount> Ftable (51,624 > 3,128).
Co-Authors Aminah Jamaliah, Alya Siti Arumsari, Azmi Ayu Lestari Aziz, Anisa Silvana Dadang Dimyati Dewi Ratu Fitriana Eneng Eli Siti Solihat Ilani Pujiyanti Mario Aldo Triadi Abidin Mufhnie Alviani Nurlaelatun Naza, Dea Nisa Prita Humairoh Pujiyanti, Ilani Regita Anisa Salsabila Reni Laelasari RIKA KARTIKA Sari Tilawati Jariah Siska Devi Amalia Siska Devi Amalia