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TANGGUNG JAWAB PELAKU USAHA DENGAN SISTEM DROPSHIP DITINJAU DARI PERSPEKTIF UU NOMOR 8 TAHUN 1999 TENTANG PERLINDUNGAN KONSUMEN Irwan Maulana; Fachrul marasabessy; Prio Ambardi
Jurnal Asy-Syukriyyah Vol. 22 No. 2 (2021): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v22i2.167

Teknologi informasi telah berkembang pesat, dan mempengaruhi beberapa aspek dalam kehidupan manusia termasuk dalam transaksi jual beli. Transaksi online memungkinkan penjual dan pembeli tidak bertemu secara langsung. Perkembangannya muncul suatu sistem jual beli baru yang dinamakan dropship. Dalam UU perdagangan pun, jual beli online menjadi perhatian. Tentang jual beli online sudah di jelaskan dalam UU No. 7 Tahun 2014 Tentang Perdagangan (UU Perdagangan) dan UU No. 8 tahun 1999 tentang Perlindungan Konsumen (UU Perlindungan Konsumen) menjadi acuan bagi setiap pelaku usaha dalam melakukan transaksi perdagangan, baik perdagangan konvensional maupun perdagangan melalui online atau e-commerce. Tujuan dari penelitian ini adalah untuk menggambarkan bagaimana pandangan atau penafsiran UU No.8 Tahun 1999 berkaitan dengan tanggung jawab pelaku usaha yang menggunakan sistem drop shipper. Adapun metode penelitian ini merupakan library reaseach. Adapun hasil dari penelitian ini adalah hukum positif hukum jual beli dropship adalah boleh dan keabsahan serta ketentuan perjanjiannya dapat disandarkan Undang-undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik dan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen dimana startup khususnya tokopedia tetap bertanggung jawab sesuai dengan ketentuan undang-undang no 8 tahun 2011.

Kebijakan Moneter Tanpa Bunga Irwan Maulana; Ruslan Husein Marasabessy
Jurnal Asy-Syukriyyah Vol. 19 No. 1 (2018): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v19i1.26

The central bank as the monetary authority uses several monetary instruments including the application of interest rates to create monetary stability. Interest has determined every economic activity, such as consumption, savings, investment, employment opportunities, export-import, and others. This study aims to describe the assumptions of how to conduct monetary policy without interest, using qualitative methods through library research. As for the background of this research, there are some fatwa in Muslim countries regarding the prohibition of interest while interest as monetary instruments. This research will contribute to the body of existing literature of Islamic economic development.

Implementasi Qawaid Fiqhiyyah Dalam Ekonomi Dan Industri Keuangan Syariah Irwan Maulana
Jurnal Asy-Syukriyyah Vol. 19 No. 2 (2018): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v19i2.34

The existence of Islamic Principles of Jurisprudences (qawa'id fiqhiyyah) is to provide a more practical guide derived from the original text, namely al-Qur'an and al- Hadith to the community. With this, some theologians (ulama) can prepare life guidelines for Muslims in different spheres from time to time and place to place. As is known, Islam gives its people the opportunity through those who have the authority to carry out ijtihad in various ways guided by the Messenger of Allah, through ijma', qiyas, istihsan, istishab, istislah (masalihul-mursalah) and so on to look for truth that has not been explained in detail in the Qur'an and the Hadith of the Muhammad SAW. Likewise, in economic life, or in the treasury of the works of earlier fuqaha commonly called muamalah, the use of qawa'id fiqhiyyah becomes very important. "All forms of muamalah are basically changed (permissible) unless there is a argument that forbids it". This qaidah is the main qaidah in every halal of all forms of economic and financial transactions unless there is a reason for the sharia prohibition. There are at least five qa'idah-hakyyah known as al-Asasiyyatul-Khamsah which in its application ulama classify qawa'id into six different fields, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), you 'amalah maaliyah (economic transactions), jinayah (criminality), siyasah (politics), and fiqh qadhaya (procedural law and justice). The purpose of this paper is to find out how the implementation or implementation of qawaid fiqhiyyah in the sharia economy and financial industry.

Ruang Lingkup Makna Fi Sabilillah Sebagai Salah Satu Ashnaf Zakat: (Diraasah Muqaaranah, Munaaqasyah wa Tarjiih) Irwan Maulana
Jurnal Asy-Syukriyyah Vol. 18 No. 1 (2017): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v18i1.77

????? ??????? ?? ??? ????? ?? ????? ??????? ???????? ? ????? ???? "?? ???? ????" ???? ?? ????? ?????? ?????? ????? ? ?? ??? ????? ??????? ? ?????? ?????? ?? ??????? ???? ?????. ??? ?????? ?????, ????? ??????? ?? ??? ??????? ??? ???? ????? : ???? ?? ???? ?? ???? "?? ???? ???" ?? ????? ?????, ? ????? ?? ???? ????? ? ????? ? ??????, ? ????? ?? ???? ????? ??? ???? ??? ??? ???, ????? ???? ?? ???? ????? ??? ????? ??????, ? ?????? ?? ???? ????? ?????? ????? ???? ?? ????.

FRAUD PERBANKAN SYARIAH DAN MORALITAS KEISLAMAN Edy Junaedi; Irwan Maulana
Jurnal Asy-Syukriyyah Vol. 13 No. 1 (2014): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar

The accounting scandal is the real picture of accounting frouds in the global world, these frouds are mostly dificult to detect through only regular accounting check or audit, this problem has not been solved until now. Enron Corporation, Lehman Brothers Bankruptcy in the global world, Century Bank and Mega Bank scandal are financial problematic situation. To be Exposed of fraud cases in the banking sector are detrimental to customers and the bank.The purpose of this research is to reveal and analyze factors that trigger of the occurraence of fraud commited by bank employees in the banking business in Indonesia and also implementation of anti fraud strategy in the banking institution to prevent the banking crimes commited by bank employees and how islamic rules in frauds banking institution, according to the purpose of the research methods used are normative research as well as the empirical one because this research will utilize secondary data, which will be followed by an empirical study by observation with expert opinion about fraud in banking institution.The research result indicated that factors that trigger the occurence of frauds committed by bank employees in the banking institution in Indonesia generally can be clasified as fraud triangle which are the pressure to perform fraud (pressure), the opportunities that can be exploited (opportunity) as well as the justification for such action (razionalization) and prospect for the application of anti fraud strategy of banking institution to prevent banking crimes commited by employees, according to most of the Indonesian banking expert on their statement less so prospective, while the implementation of circular letter of Bank Indonesia number 13/28/DPNP in Bank Syariah Mandiri, Bank BTN Syariah Bank Muamalat has not shown any significant decline in case of fraud. Generally, bank put more emphasis on whistleblowing strategy of detection pillar. Integrity is best action for making secure bank from crimes commited by employee with value of Islam and it isnot integrity to institution, just for Alloh.

HUTANG PIUTANG DAN IMPLIKASINYA TERHADAP KEHIDUPAN MANUSIA SEBAGAI MAKHLUK SOSIAL Irwan Maulana
Jurnal Asy-Syukriyyah Vol. 16 No. 1 (2016): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v16i1.223

FACTORS AFFECTING THE CUSTOMER LOYALTY OF SHARIA RURAL BANK Irwan Maulana; Yuswar Zainul Basri; Tatik Mariyati
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 6, No 2 (2022)
Publisher : Univeristas Islam Bandung

The purpose of this research to analyze and prove empirically factors affecting the customer loyalty of sharia rural bank in Banten Province with satisfaction as an intervening variable. This research is a quantitative research using structural equation modeling (SEM). A total of 677 respondents were people who used BPRS services and products obtained by purposive random sampling questionnaire distribution of 58 questions to eight BPRS in Banten Province. The result of this research indicates that the BPRS service factor is not the main measure of forming customer loyalty, but through religiosity and knowledge variables, the higher one’s religiosity, make the tendency higher to use an BPRS services. The knowledge factor is the most powerful factor forming customer loyalty. Increasingly know the importance of Islamic principles for daily muamalah, make the tendency higher to use an BPRS services. The implications of this study show that the BPRS needs to build satisfaction gradually to realize loyal customers, the services provided by the BPRS must be different from those offered by commercial banks like pick up service is applicable for all customers and not just focus on priority customers only, or the BPRS needs to cooperate with commercial banks to get facilities that can accommodate customer needs. Secondly, BPRS need to hold Islamic financial education programs to the public through literacy and financial inclusion regularly, measurable and suatainable in order to improve the BPRS marketshare

NILAI AKTIVA BERSIH REKSA DANA SYARIAH: DITINJAU DARI ASPEK INFLASI, KURS, BI 7 DAYS REPO RATE DAN TINGKAT RETURN Evan Hamzah Muchtar; Irwan Maulana; Shelly Silviani
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 5 No. 2 (2021): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i2.22

Islamic mutual funds are an alternative for Muslim people who want to invest with a small capital and minimal time and knowledge. One of the benchmarks for the performance of Islamic mutual funds is Net Asset Value. This article aims to examine the effects of inflation, exchange rates, the BI 7 Days Repo Rate and the rate of return on Net Asset Value. The sample in this study is time series data obtained from PT Danareksa Investment Management, the Financial Services Authority and Bank Indonesia for the period January 2015 to December 2019. The analysis technique used in this study is the Vector Error Correction Model to determine the long-term and short-term effects with using eviews software 8. Based on the long-term test results, the rate of return has a positive effect on Net Asset Value. Inflation has a positive effect on Net Asset Value. Exchange rate has a positive effect on Net Asset Value. And BI 7 Days Repo Rate has a negative effect on Net Asset Value. Meanwhile, based on the short-term test results, the rate of return has a positive effect on Net Asset Value. Inflation has a negative effect on Net Asset Value. Exchange rate has a negative effect on Net Asset Value. And BI 7 Days Repo Rate has a positive effect on Net Asset Value.

Kebijakan Moneter Tanpa Bunga Irwan Maulana; Ruslan Husein Marasabessy
Jurnal Asy-Syukriyyah Vol. 19 No. 1 (2018): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v19i1.26

The central bank as the monetary authority uses several monetary instruments including the application of interest rates to create monetary stability. Interest has determined every economic activity, such as consumption, savings, investment, employment opportunities, export-import, and others. This study aims to describe the assumptions of how to conduct monetary policy without interest, using qualitative methods through library research. As for the background of this research, there are some fatwa in Muslim countries regarding the prohibition of interest while interest as monetary instruments. This research will contribute to the body of existing literature of Islamic economic development.

Implementasi Qawaid Fiqhiyyah Dalam Ekonomi Dan Industri Keuangan Syariah Irwan Maulana
Jurnal Asy-Syukriyyah Vol. 19 No. 2 (2018): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v19i2.34

The existence of Islamic Principles of Jurisprudences (qawa'id fiqhiyyah) is to provide a more practical guide derived from the original text, namely al-Qur'an and al- Hadith to the community. With this, some theologians (ulama) can prepare life guidelines for Muslims in different spheres from time to time and place to place. As is known, Islam gives its people the opportunity through those who have the authority to carry out ijtihad in various ways guided by the Messenger of Allah, through ijma', qiyas, istihsan, istishab, istislah (masalihul-mursalah) and so on to look for truth that has not been explained in detail in the Qur'an and the Hadith of the Muhammad SAW. Likewise, in economic life, or in the treasury of the works of earlier fuqaha commonly called muamalah, the use of qawa'id fiqhiyyah becomes very important. "All forms of muamalah are basically changed (permissible) unless there is a argument that forbids it". This qaidah is the main qaidah in every halal of all forms of economic and financial transactions unless there is a reason for the sharia prohibition. There are at least five qa'idah-hakyyah known as al-Asasiyyatul-Khamsah which in its application ulama classify qawa'id into six different fields, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), you 'amalah maaliyah (economic transactions), jinayah (criminality), siyasah (politics), and fiqh qadhaya (procedural law and justice). The purpose of this paper is to find out how the implementation or implementation of qawaid fiqhiyyah in the sharia economy and financial industry.

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