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All Journal Kodifikasia: Jurnal Penelitian Islam Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Masjupri Masjupri, Masjupri
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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UPAYA REFORMASI MATA KULIAH USHUL FIQH PADA PRODI MUAMALAH DALAM MENGHADAPI PERKEMBANGAN EKONOMI SYARI’AH Ihsan, Aminuddin; Masjupri, Masjupri; Yahya, Ismail
Kodifikasia Vol 6, No 1 (2012)
Publisher : Kodifikasia

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Abstract

Tulisan ini berusaha mengaplikasikan teori-teori ushul fiqh dalam bidangekonomi Islam. Hal ini dilakukan karena melihat pentingnyaIlmu UshulFiqh dalam memahami hukum-hukum syara’ dan menjawabpersoalankontemporer di satu sisi, dan adanya persoalan baru yang terus menerusmuncul, khususnya yang berkaitan dengan masalah ekonomi Islam di sisilain. Teori-teori ushul fiqih yang urgen dalam mengembangkan hukum danmenjawab persoalan-persoalan kontemporer adalah teori-teori istinbathhukum, di antaranya adalah qiyas, istihsan, maslahah mursalah, sadduzzari’ah, istishhab, dan uruf. Kajian tentang hukum syara’ dan metodeistinbath hukum, tidak hanya dapat diaplikasikan dalam masalah ibadahsebagaimanaumumnyadalam pembahasan-pembahasan ushul fiqih,namun dua kajian itu juga dapat diaplikasikan dalam masalah-masalahekonomi Islam. Dengan demikian, sangat tepat, jika dalam perkuliahanushul fiqih untuk program studi Mu’amalat dan Ekonomi Islam, teori-teoritersebut diaplikasikandalam kasus-kasus ekonomi Islam agar mahasiswalebih mudah memahaminya, dan memiliki dasar hukum yang kuat dalammemahami konsep-konsep ekonomi.
Dinamika Regulasi BMT: Dari Konkordansi Menuju Unifikasi Hukum Berdasarkan UU P2SK No 4 Tahun 2023 Ulirrahmi, Fauzia; Sholichin, Nur; Hayatuddin, Kholis; Aminuddin, M. Zumar; Masjupri, Masjupri; Fuadi, Rial; Efendi, Mansur; Huda, Nurul
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol. 11 No. 1 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i1.12702

Abstract

This study aims to analyze the regulatory dynamics of Baytul Māl wat Tamwīl (BMT) within the Indonesian legal system, particularly the shift from regulatory fragmentation to legal unification following the enactment of Law Number 4 of 2023 on Financial Sector Development and Strengthening (UU P2SK), as well as its institutional implications for BMT. This research employs a normative legal method using historical, statutory, and conceptual approaches. The findings indicate that prior to UU P2SK, the legal construction of BMT was shaped by the legacy of the concordance principle, which relied on legal entity classification and resulted in fragmented regulation. As a consequence, BMT developed strong social legitimacy at the grassroots level but lacked a solid juridical foundation. Following the enactment of UU P2SK, BMT has been formally recognized as part of the national financial ecosystem, with a regulatory framework based on functional roles and risk exposure through open-loop and closed-loop schemes. This unification has ended regulatory fragmentation, resolved supervisory dualism, and directed BMT toward more accountable governance standards. However, BMT remains vulnerable to identity erosion due to the dominance of tamwīl (commercial) logic, shifting its orientation from community empowerment toward profit and financial stability. The main challenge in the post-P2SK era lies in BMT’s ability to maintain a balance between its māl and tamwīl functions while preserving its foundational ethos and ideological orientation amid increasing demands for professionalism and regulatory compliance.
Co-Authors Aminuddin Ihsan, Aminuddin Aminuddin, M. Zumar Fauzia Ulirrahmi Hayatuddin, Kholis Ismail Yahya Mansur Efendi Nurul Huda Rial Fuadi Sholichin, Nur