Sumantri Sumantri
Universitas Graha Karya Muara Bulian

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Analisis Produk dan Pelayanan Syariah terhadap Minat Menabung Masyarakat Muara Tembesi (Studi Kasus BSI Cabang Muara Bulian) Sumantri Sumantri
CITRA EKONOMI Vol. 3 No. 2 (2022): 2022
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT UNIVERSITAS GRAHA KARYA MUARA BULIAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (263.437 KB)

Abstract

This research is related to the fields of Islamic banking science. In connection with the approaches taken in the theories related to products, services and interest in saving. This research is a descriptive quantitative research with data sources, namely primary data. Data collection techniques using interviews and questionnaires with a sample of 95 people. Data analysis used validity test, reliability test, multiple linear analysis, t test, and F tes.The results of the research with the SPSS program obtained partial measurement results (t test) the product variable has an influence on interest in saving with a value of tcount 6,011> ttable1,985. The results of the partial measurement (t test) of the service variable have an influence on interest in saving with a value of tcount 5,458> ttable1,985. Simultaneous research results (F test) show that product and service variables have an influence on interest in saving forIndonesian
Ketika Kecakapan Digital Tidak Cukup: Modal Kesiapan Adaptif Digital dan Peran Mindset Inovatif Sebagai Mekanisme Konversi Menuju Employability Generasi Muda Noviardi Ferzi; Abdul Wahab; Sumantri Sumantri; Albetris Albetris; M. Saddan Nashwan; Sri Rahmadani
Ekonomis: Journal of Economics and Business Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i2.2986

Abstract

The rapid adoption of artificial intelligence is reshaping skill demand in the labor market and creating uncertainty for young people in the education to work transition, particularly in secondary cities of emerging economies. This study examines the associations of digital literacy and adaptive skills with perceived employability through an innovative mindset. An explanatory quantitative survey was conducted with 300 young people in Jambi City, Indonesia, and the data were analyzed using partial least squares structural equation modeling. The results show that digital literacy and adaptive skills are positively associated with both innovative mindset and employability. Innovative mindset is also positively associated with employability and serves as a complementary partial mediator. The total effect of adaptive skills on employability is larger than that of digital literacy. After measurement purification, digital literacy is retained only in its productive dimension. These findings indicate that perceived work readiness is related not only to the possession of capabilities but also to orientation toward change. Practically, work readiness programs should move beyond technical training alone toward mindset development, adaptive experience, and work relevant digital literacy. Interpretation is limited by the cross sectional design, self report data, and incomplete discriminant validity among the perceptual constructs.