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All Journal Jurnal Ekonomi dan Bisnis Samalewa: Jurnal Riset dan Kajian Manajemen
Diah Fidayanti
Universitas Samawa
Economics, Econometrics & Finance Social Sciences

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PENGARUH CAPACITY, CAPITAL DAN COLLATERAL TERHADAP TINGKAT PENGEMBALIAN ANGSURAN KREDIT PADA PD. BANK PERKREDITAN RAKYAT (BPR) NUSA TENGGARA BARAT SUMBAWA U Usman; Rosyidah Rachman; Diah Fidayanti
Jurnal Ekonomi & Bisnis Vol. 10 No. 1 (2022): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to analyze the effect of capacity, capital and collateral toward the rate of return on installments of financing in PD. BPR NTB Sumbawa. The data used in this study was primary data. The numbers of sample were 27. Technique used to determine sample was non-reliability sampling. The methods of analysis in this study were validity test, reliability of the data, data normality test, autocorrelation test. multicollinearity test, heteroscedasticity test, multiple linear regression test, hypothesis test and test the coefficient of determination (R2). The results of the multiple linear regression test showed that the variable capacity had a positive effect toward the rate of repayment of financing installments with a capacity coefficient of 0.413, the variable capital had a positive effect toward the rate of return on financing installments with a capacity coefficient of 0.533. Collateral variable had a positive effect toward the repayment rate of financing installments with a collateral coefficient of 0.225. The results of the t test of this study indicate that the variable capacity has a significant effect on 0.01<0.05. The variable capacity was significant of 0.01<0.05. Collateral variable was not significant 0.102>0.05. The results of the F test of the Capacity, Capital, and Collateral variables simultaneously had a significant effect toward the repayment rate financing installments in PD. BPR NTB SUMBAWA with a significant level of 0.000<0.05. The coefficient of determination was found in the R square value of 0.792, the independent variable in explaining the dependent variable was 79.2%.
INDEKS INOVASI PENGELOLAAN KEUANGAN PADA DINAS KESEHATAN KABUPATEN SUMBAWA I Nyoman Sutama; Nining Sudiyarti; Diah Fidayanti
Samalewa: Jurnal Riset & Kajian Manajemen Vol. 2 No. 1 (2022): Samalewa: Jurnal Riset & Kajian Manajemen
Publisher : Fakultas Ekonomi dan Manajemen

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Abstract

The purpose of this study was to know the financial management innovation index at the Public Health Office (Dinas Kesehatan) of Sumbawa District. The type of this study was descriptive study. The data used in this study was primary data. The technique used to collect data was through questionnaire. The populations in this study were all employees at the Public Health Office (Dinas Kesehatan) of Sumbawa District. The technique of determining the sample was using the Slovin formula, therefore the number of samples in this study was 55 samples. The data analysis technique used was standard equation for calculating the innovation index. Based on the results of the data analysis, the value of each dimension were as follow: The dimension of novelty with innovation score was of 7.74, the dimension of productive with value was of 7.76, the dimension of impact with value was of 7.52 and dimension sustainable with value was of 7.55. Then from the results of all the dimension concluded that financial management innovation index at the Public Health Office (Dinas Kesehatan) of Sumbawa District was 76.3 or 76.30% with the "Innovative" category.
Co-Authors I Nyoman Sutama Nining Sudiyarti Rosyidah Rachman U Usman