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<![CDATA[PENGARUH DANA PIHAK KETIGA TERHADAP PENYALURAN KREDIT PADA PD. BPR NTB SUMBAWA TAHUN 2010-2019 ]]>
<![CDATA[U Usman]]>;
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Nydia Pratiwi Puji Lestari]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 9 No. 1 (2021): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[This study aims to know the effect of third party funds toward credit distribution at PD. BPR NTB Sumbawa 2010-2019. The type of this study was associative study. The data used in this study were secondary data in the form of savings, deposit and credit at PD. BPR NTB Sumbawa in 2010-2019 which was collected through the documents that were already available. The data were analyzed using statistical analysis techniques, including multiple linear regression analysis, t and F tests and the coefficient of determination (R2) test. The results of study showed that partially savings had significant effect toward credit distribution at PD. BPR NTB Sumbawa 2010-2019. It was based on the result of t-test where t-value>t-table (2.657 2.364) with significant value of 0.033 which was lower than 0.05 (0.033?0.05), then deposits did not have significant effect toward credit distribution at PD. BPR NTB Sumbawa 2010-2019, it was based on the value of t-value < t-table (1.087<2.364) with significant value of 0.313 which was higher than 0.05 (0.313>0.05). Furthermore, simultaneously that savings and deposits had effect toward credit distribution at PD. BPR NTB Sumbawa, it was based on the value of the f-value>f-table (146.436>4.46) and significant value was 0.000 which was lower than 0.05 (0.000?0.05). Then the value of the coefficient of determination (R2) was 0.977 or 97.7%. It means that the percentage effect of savings and deposits toward credit distribution at PD. BPR NTB Sumbawa in 2010-2019 was 97.7%, while the remaining of 2.3% was affected by other variables out of this study.]]>
<![CDATA[PENGARUH PRODUK DOMESTIK REGIONAL BRUTO, UPAH MINIMUM, INFLASI DAN INVESTASI TERHADAP PENYERAPAN TENAGA KERJA DI PROVINSI NUSA TENGGARA BARAT TAHUN 2011-2020 ]]>
<![CDATA[I Nyoman Sutama]]>;
<![CDATA[U Usman]]>;
<![CDATA[N Nunung]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 9 No. 2 (2021): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[This study aims to know the effect of the Gross Domestic Regional Product (PDRB), minimum wage, inflation and investment toward employment opportunity in West Nusa Tenggara Province. The data used in this study was time series data for 10 years from 2011 to 2020. The data sources used was secondary data obtained from the Central Bureau of Statistics and Department Of Investment and One Stop Service of West Nusa Tenggara Province. The analysis technique used was multiple linear regressions. The results of study showed that partially Gross Domestic Regional Product (PDRB) Minimum Wage and Inflation had effect toward employment opportunity in West Nusa Tenggara Province. Furthermore, Gross Domestic Regional Product (PDRB), minimum wage, inflation and investment simultaneously had effect toward employment opportunity in West Nusa Tenggara province. It was based the value of f-value of 8.504 > f-table of 5.19 with significance value of 0.019<0.05.The value of the coefficient of determination was 0.769, it means that the effect of Gross Domestic Regional Product (PDRB) Minimum Wage and Inflation toward employment opportunity was 76.9% while it remaining of 23.1% was effected by others variable out of this study.]]>
<![CDATA[ANALISIS DAMPAK COVID-19 TERHADAP PENDAPATAN USAHA MIKRO KECIL MENENGAH (UMKM) (Studi Pada Industri Tahu di Kelurahan Brang Biji) ]]>
<![CDATA[U Usman]]>;
<![CDATA[A Asmini]]>;
<![CDATA[Budi Sastra]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 9 No. 3 (2021): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[The purpose of this study was to know the difference income of Micro, Small and Medium Enterprises (UMKM) of tofu industry in Brang Biji Village before and during the COVID-19 pandemic.The type of this study was comparative with quantitative methods.The technique used to collect data in this study were interviews and documentation. Technique used to analyze data was used paired samples T-Test with SPSS version 16.00. Based on data analysis it was known that there were differences income of UMKM tofu industry in Brang Biji Village before and during the Covid-19 pandemic.The total income of tofu traders in Brang Biji Village were decreased during the Covid-19 pandemic, where the average income of tofu industry was of Rp 2,107,700, if compared to the year before Covid-19, the average income of tofu industry was Rp 2,653,800.The government's policy during covid-19 namely physical and social distancing and large-scale social restrictions (PSBB) had an impact toward reducing sales activity because all work were done from home (work from home) so that the income received by tofu businesses were decreases.In addition, the reducing of income was also caused the low communities purchasing power.]]>
<![CDATA[Analisis Perilaku Konsumtif Melalui Belanja Online Pada Mahasiswa Program S1 Ekonomi Pembangunan Fakultas Ekonomi dan Manajemen Universitas Samawa ]]>
<![CDATA[Roos Nana Sucihati]]>;
<![CDATA[U Usman]]>;
<![CDATA[Rana Ewin Aprilindia]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 7 No. 1 (2019): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[Penelitian ini bertujuan untuk mengetahui perilaku konsumtif melalui belanja online pada mahasiswa program S1 Ekonomi Pembangunan Fakultas Ekonomi dan Manajemen Universitas Samawa. Perilaku konsumtif dalam penelitian ini diukur berdasarkan indikator gaya hidup, media sosial dan literasi keuangan. Total populasi mahasiswa program S1 Ekonomi Pembangunan Fakultas Ekonomi dan Manajemen Universitas Samawa berjumlah 550 orang dan sebanyak 25 mahasiswa dipilih sebagai perwakilan menjadi responden penelitian menggunakan teknik sampel aksidental (kebetulan). Data yang digunakan pada penelitian ini adalah data primer yang diperoleh melalui wawancara. Data yang telah dikumpulkan lalu dianalisis menggunakan teknik analisis data kualitatif Miles and Huberman, yaitu koleksi data, reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian ini menemukan bahwa gaya hidup, media sosial dan pemahaman literasi keuangan yang rendah dapat mengakibatkan perilaku konsumtif dikalangan mahasiswa.]]>
<![CDATA[Analisis Sektor Unggulan di Kabupaten Sumbawa Tahun 2012-2017 ]]>
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[U Usman]]>;
<![CDATA[Andi Irawan]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 7 No. 2 (2019): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[Penelitian ini bertujuan untuk menentukan dan menganalisis sektor-sektor unggulan perekonomian di Kabupaten Sumbawa, yang mempunyai kompetitif dalam pertumbuhan ekonomi. Penelitian ini menggunakan data sekunder dari Produk Domestik Regional Bruto Kabupaten Sumbawa dan Provinsi Nusa Tenggara Barat (NTB) tahun 2012-2017. Untuk mengetahui sektor mana yang menjadi sektor unggulan digunakan teknik analisis Model Rasio Pertumbuhan (MRP) dan Tipologi Klassen. Hasil analisis Model Rasio Pertumbuhan (MRP) terdapat beberapa sektor yang merupakan sektor yang memiliki pertumbuhan positif di wilayah studi dan wilayah referensi, diantaranya adalah sektor Perdagangan Besar dan Eceran, Reparasi Mobil dan Sepeda Motor, dan sektor informasi dan komunikasi. Sedangkan untuk hasil tipologi klassen menunjukkan bahwa sektor ekonomi yang tergolong kedalam klasifikasi sektor yang unggul adalah sektor pertanian, kehutanan dan perikanan; sektor pengadaan listrik dan gas; sektor perdagangan besar dan eceran, reparasi, dan perawatan mobil dan sepeda motor; dan sektor jasa pendidikan. Jadi, berdasarkan hasil dari kedua alat analisis yang digunakan maka kesimpulannya adalah sektor yang merupakan sektor unggulan di Kabupaten Sumbawa adalah sektor yang menonjol dan Sektor yang maju adalah sektor pertanian, kehutanan dan perikanan; sektor perdagangan besar dan eceran, reparasi mobil dan Sepeda motor; sektor pengadaan listrik dan gas; dan sektor jasa pendidikan.]]>
<![CDATA[Analisis Kontribusi Perempuan Dalam Berwirausaha Untuk Meningkatkan Pendapatan Keluarga di Kecamatan Moyo Utara ]]>
<![CDATA[Vivin Fitryani]]>;
<![CDATA[U Usman]]>;
<![CDATA[Inas Nabila]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 7 No. 2 (2019): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[Tujuan dalam penelitian ini adalah untuk mengetahui kontribusi perempuan dalam berwirausaha terhadap pendapatan keluarga di Kecamatan Moyo Utara. Metode penelitian yang digunakan dalam penelitian ini merupakan metode analisis deskriptif. Jenis data yang digunakan dalam penelitian ini adalah data kuantitatif berupa jumlah pendapatan keluarga yang bersumber dari pendapatan perempuan/istri, pendapatan suami dan pendapatan anggota keluarga lainnya yang bekerja. Data dikumpulkan langsung dari responden, yaitu 32 responden yang bekerja pada industri tenun dan 49 responden yang bekerja pada industri permen susu di Kecamatan Moyo Utara menggunakan teknik wawancara. Data yang telah terkumpul dianalisis menggunakan rumus pendapatan dan rumus indeks share (kontribusi) dengan bantuan program Microsoft Excel. Hasil analisis menunjukkan bahwa kontribusi perempuan dalam berwirausaha untuk meningkatkan pendapatan keluarga di Kecamatan Moyo Utara adalah sebesar 23,90% yang berasal dari pendapatan perempuan yang bekerja pada industri kain tenun dengan skala interval kontribusi dalam kriteria sedang. Sedangkan kontribusi perempuan yang bekerja pada industri permen susu sebesar 33,14 % dengan skala interval kontribusi dalam kriteria cukup.]]>
<![CDATA[Efektivitas Pelaksanaan Program Kelompok Usaha Bersama (KUBE) Dalam Meningkatkan Pendapatan Petani Jagung ]]>
<![CDATA[U Usman]]>;
<![CDATA[I Ismawati]]>;
<![CDATA[Andri Gunanta]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 7 No. 3 (2019): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[Penelitian ini bertujuan untuk menganalisis efektivitas program kelompok usaha bersama (KUBE) dalam meningkatkan pendapatan petani jagung di Desa Labangka. Penelitian ini menggunakan teori efektivitas dengan empat indikator penilaian, yaitu ketetapan sasaran, sosialisasi program, tujuan program dan pemantauan program. Jenis penelitian ini adalah penelitian deskriptif. Jenis data yang digunakan dalam penelitian ini adalah data kualitatif yang dikumpulkan dari sumber primer dan sumber sekunder. Sumber primer adalah pengurus program kelompok usaha bersama (KUBE) dan petani jagung anggota kelompok usaha bersama yang ditentukan menggunakan teknik purposive sampling, sedangkan sumber sekunder adalah Kantor Desa Labangka dan Balai Penyuluhan Pertanian Kecamatan Labangka untuk mendapatkan data berupa dokumen dan arsip terkait objek penelitian. Data yang diperlukan dalam penelitian ini dikumpulkan menggunakan teknik wawancara dan dokumentasi. Data yang telah terkumpul dianalisis menggunakan teknik analisis data kualitatif Miles & Huberman. Hasil penelitian ini menunjukkan bahwa pelaksanaan program kelompok usaha bersama (KUBE) belum efektif dalam meningkatkan pendapatan petani jagung di Desa Labangka. Hal tersebut dapat dilihat dari keempat indikator yang telah dijelaskan, hanya dua indikator yang bisa dikatakan baik, yaitu pada indikator ketepatan sasaran dan sosialisasi program. Sedangkan dua indikator lainnya, yaitu tujuan program dan pemantauan program belum berjalan secara efektif.]]>
<![CDATA[ANALISIS PENDAPATAN DAN KELAYAKAN BUDIDAYA SARANG BURUNG WALET DI KECAMATAN LUNYUK ]]>
<![CDATA[Roos Nana Sucihati]]>;
<![CDATA[U Usman]]>;
<![CDATA[Rita Dwi Kantari]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 8 No. 2 (2020): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[The purpose of this study was to know the income and worthiness of swallow cultivation in Lunyuk District. Type of this study was a descriptive study with qualitative data types. Data were collected directly from primary sources through interviews and observation. The populations in this study were all swallow businessmen in Lunyuk District with number of population were 20 people and the entire population was used as census sample. The results of data analysis showed that the income obtained from swallow cultivation in Lunyuk District was higher than the costs incurred. Thus it can be concluded that the swallow cultivation business in Lunyuk District had advantages so it was feasible to continue.]]>
<![CDATA[ANALISIS PROGRAM PEMBERDAYAAN EKONOMI PETANI DALAM MENANGGULANGI KEMISKINAN DI DESA LESENG KECAMATAN MOYO HULU ]]>
<![CDATA[Yayat Fitriani]]>;
<![CDATA[U Usman]]>;
<![CDATA[Abdul Rahim]]>;
<![CDATA[N Nurmalasari]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 8 No. 3 (2020): Jurnal Ekonomi & Bisnis ]]>
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<![CDATA[This study aims to know the economic empowerment program of farmers in overcoming poverty in Leseng Village, Moyo Hulu Sub-District. Type of this study was descriptive study. The type of data used in this study was qualitative data obtained directly from the source through interviews. Informants in the study were divided into two, namely key informants who were policy makers and supervisors consisting of village heads and Village Owned enterprise (BUMDes) officers, and key informants consisting of farmers who were targeted by the policy. Data analysis was done using data analysis techniques of Miles and Huberman which consisted of data collection, data reduction, data presentation and drawing conclusions. The validity of the data was tested using triangulation. Based on the results of study showed that in the implementation of economic empowerment for farmers in Leseng Village, which has done through several development efforts including counseling programs, such as the construction of irrigation channels, capital loans, seeds and medicines, could make it easier for people who have difficulty obtaining loans and difficulties from reaching water although the eater supply was still limited, it can help community.]]>
<![CDATA[EFEKTIVITAS DAN EFISIENSI RETRIBUSI PARKIR KABUPATEN SUMBAWA ]]>
<![CDATA[I Nyoman Sutama]]>;
<![CDATA[U Usman]]>;
<![CDATA[Vivin Fitryani]]>;
<![CDATA[Evha Lista Sulyana]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 8 No. 3 (2020): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[This study aims to know the effectiveness, efficiency and growth rate of parking retribution in Sumbawa District in 2015-2019. This study was a descriptive study with a quantitative approach. The data used was the number of parking retribution received in Sumbawa District 2015-2019 which was obtained from available documents. Data collection was done through documentation techniques. The data that has been collected were analyzed using the ratio analysis technique of effectiveness and efficiency and analysis of variants of revenue and costs. The findings of the study showed that parking retribution in Sumbawa District in 2015-2019 were less effective and inefficient. Based on results of the test showed that the effectiveness value of parking retribution was of 57.91% or was in the less effective category, while the efficiency value of parking retribution was of 139.98% or was in the inefficient category. The growth rate of parking retribution in Sumbawa District in 2015-2019 was of 109.16% or was in the positive category. This showed that the growth of parking retribution receipts in Sumbawa District in 2015-2019 can be said to be good.]]>
