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The Effectiveness of Use of Electronic Signatures in Managing Banking Transactions Based on ITE Law Rolib Sitorus; Cathryn Aurora Chiudy
LEGAL BRIEF Vol. 11 No. 5 (2022): Desember: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.392 KB)

Abstract

The development of information technology that is used to assist human needs for the realization of an easier life has caused various changes, including the transition to electronic signatures. This study will present how the implementation of electronic signatures in banking transactions and the effectiveness in the use of electronic signatures for banking transactions based on the ITE Law. The government in regulating electronic signatures through legal policies and supervision of various legal institutions so that the focus in this paper is carried out with empirical normative juridical research methods by examining legal events in society. This study examines primary data and then secondary data consisting of primary, secondary and tertiary legal materials. The data collection method in this study was carried out through books, articles, and community behavior related to the problems studied. The type of research approach used is a qualitative research approach through the description, collection and interpretation of primary and secondary data. The data collected during the research will be analyzed using descriptive analysis techniques to get answers to the problems studied. The results of the research are expected to show that the use of electronic signatures in banking transactions is a collaboration between the Electronic Certification Operator (PSrE) and the bank itself. The effectiveness of the use of electronic signatures for banking transactions based on the ITE Law has fulfilled the elements as referred to in Article 11 and Article 12 paragraph 2 of the ITE Law related to the secure and safe use of electronic signatures by PSRE. The effectiveness of the use of electronic signatures for banking transactions can also be reviewed based on PP No. 71 of 2019 concerning the Implementation of Electronic Systems and Transactions, as seen in Articles 60 to 64 that banking transactions in their implementation have used certified signatures. Based on Article 41 of POJK No. 77 of 2016 contains that the loan agreement can use an electronic signature. In this case, the author is of the opinion that electronic signatures in banking transactions are in line with applicable legal regulations and are effective in their use.
Legal Protection of Banks for the Cancellation of Land Certificates Due to Overlapping which are Being Breaked with Guarantee Rights Rolib Sitorus; Leonita
Jurnal Multidisiplin Madani Vol. 3 No. 4 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/mudima.v3i4.1613

Abstract

The provision of credit by banks should receive legal protection for both creditors and debtors. One of the conditions for granting credit is the existence of a guarantee that functions to provide a sense of security for creditors against returning credit funds in the event of default or default. The problem in this study is the cancellation of property rights certificates burdened with mortgage rights due to overlapping. The protection given to banks in the event of cancellation of collateral objects in this writing is carried out by collecting library materials and also interviews with empirical normative methods. Empirical normative legal research is research conducted by examining literature and laws and regulations related to problems and information obtained based on interview results. The results of this research are expected to be useful and useful for the development of legal science, especially Civil Law, as well as the fields of Banking Law, Guarantee Law, and Agrarian Law. This research is expected to be used as a source of knowledge, especially how to protect banks in the event of cancellation of collateral objects and the settlement mechanism and preventive efforts made by the Land Agency of the City of South Tangerang to prevent overlapping certificate problems
FORMATION OF VILLAGE REGULATIONS ON LEGAL AID SERVICES FOR THE UNDERPRIVILEGED COMMUNITY IN BETIMUS MBARU VILLAGE SIBOLANGIT DISTRICT, DELI SERDANG REGENCY Rolib Sitorus; Japansen Sinaga; Joy Zaman Felix Saragih; Ricky Banke; Tonggo Michael Sihombing
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 4 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i4.3250

Abstract

Access to justice is a basic right of every citizen as guaranteed in Article 28D paragraph (1) of the 1945 Constitution of the Republic of Indonesia. However, in practice, underprivileged community groups in rural areas still face various structural and cultural obstacles in obtaining legal aid services. Betimus Mbaru Village, located in Sibolangit District, Deli Serdang Regency, is one of the areas facing similar challenges, with a low level of legal literacy among the community and a minimal number of legal aid institutions operating actively in the area. This condition shows the importance of local-based initiatives to guarantee the constitutional rights of village residents, one of which is through the formation of Village Regulations (Perdes) on Legal Aid Services. This study aims to analyze the urgency, mechanisms, and impacts of the formation of Perdes that regulates legal aid services for underprivileged communities. The approach used in this study is a juridical-empirical approach, with qualitative methods. Data were obtained through literature studies, in-depth interviews with village officials, community leaders, and underprivileged residents, and participatory observation in the village deliberation process. The collected data were analyzed descriptively-analystically by referring to applicable legal principles, as well as the theory of social justice and community legal empowerment. This research is expected to provide practical contributions to village government in realizing inclusive governance and oriented towards human rights. In addition, this research can be an initial reference for other regions with similar social characteristics in developing local policies for legal aid services.
Legal certainty of land rights through electronic registration and electronic certificates in Sialang Buah Village, Serdang Bedagai Regency Joy Zaman Felix Saragih; Rolib Sitorus; Ricky Banke; Japansen Sinaga; Johanes Parlindungan Damanik; M Arif
Priviet Social Sciences Journal Vol. 5 No. 11 (2025): November 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i11.947

Abstract

This study examines the legal certainty of land rights through the implementation of electronic land registration and digital land certificates in Sialang Buah Village, Serdang Bedagai Regency. The digital transformation mandated by the Regulation of the Minister of Agrarian Affairs/National Land Agency No. 3 of 2023 marks a shift from conventional physical documents to integrated electronic land administration. Using a normative-empirical legal method supported by statute and conceptual approaches, this study analyzes the validity and legal certainty of electronic certificates and evaluates the readiness, acceptance, and socio-legal implications for rural communities. Data were collected through legal document analysis, field observations, and interviews with landowners, village officials, and the Land Office. The findings reveal that electronic certificates enhance authenticity, transparency, and administrative efficiency while strengthening public trust in the governance of land. However, challenges remain concerning digital literacy, infrastructure limitations, and the inclusion of vulnerable groups, which may trigger new forms of legal uncertainty in the future. This study concludes that electronic land registration effectively promotes legal certainty when accompanied by adequate public education, secure digital systems and inclusive implementation strategies. The results contribute to agrarian law development and provide policy insights for strengthening the equitable digital transformation of land governance.
EFEKTIVITAS PENERAPAN PERATURAN WALIKOTA TANJUNGBALAI NOMOR 40 TAHUN 2020 TENTANG PENINGKATAN DISIPLIN DAN PENEGAKAN HUKUM PROTOKOL KESEHATAN DALAM PENCEGAHAN DAN PENGENDALIAN COVID-19 Rolib Sitorus; Yenny Yunita
Yuriska: Jurnal Ilmiah Hukum Vol. 15 No. 1 (2023): Februari
Publisher : Law Department, University of Widya Gama Mahakam Samarinda

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Abstract

Sebuah peraturan pada prinsipnya harus berhasil guna dan berdaya guna bagi kehidupan masyarakat. Penulisan mengenai efektivitas penerapan Peraturan Walikota Tanjungbalai Nomor 40 Tahun 2020 tentang Peningkatan Disiplin dan Penegakan Hukum rotokol Kesehatan dalam Pencegahan dan Pengendalian Corona Virus Disease 2019 (COVID-19) adalah untuk mengetahui implementasi sebuah peraturan dalam menekan angka penyebaran COVID-19 di Kota Tanjungbalai dan untuk mengetahui dampak penerapan Peraturan Walikota tersebut terhadap masyarakat kota Tanjungbalai dari aspek hukum dan ekonomi. Dalam penulisan ini menggunakan metode penelitian hukum empiris dengan gabungan data primer yaitu dengan melakukan wawancara langsung kepada masyarakat, Kepolisian, dan Pemerintah Kota Tanjungbalai dan juga dengan data sekunder. Perolehan data berasal dari hasil wawancara sehubungan dengan Peraturan Walikota Kota Tanjungbalai dan peraturan lainnya yang relevan dengan topik penulisan ini, juga buku-buku, jurnal ilmiah, dan berita-berita online. Hasil penelitian yang dicapai dalam penulisan ini adalah bahwa salah satu strategi pemerintah Kota Tanjungbalai dalam mengendalikan COVID-19 adalah dengan menerbitkan Peraturan Walikota. Dalam implementasinya Peraturan Walikota tersebut belum sepenuhnya efektif oleh karena kurangnya kesadaran dan kepercayaan masyarakat Kota Tanjungbalai akan COVID-19 beserta adanya rasa pesimis dari masyarakat terhadap pemerintah Kota Tanjungbalai.