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All Journal MANAJEMEN DEWANTARA Society
Muhammad Yusuf Indra Purnama
Universitas Sebelas Maret
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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LITERASI KEUANGAN DIGITAL UNTUK MENDORONG WIRAUSAHA BERBASIS DIGITAL Nugroho Saputro; Muhammad Yusuf Indra Purnama; Linggar Ikhsan Nugroho; Muh Juan Suam Toro; Putra Pamungkas; Agista Putri Prameswari; Irwan Trinugroho
MANAJEMEN DEWANTARA Vol 7 No 1 (2023): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26460/md.v7i1.13606

Abstract

Digital-based financial innovation has grown rapidly in recent times along with internet and smartphone penetration. The emergence of fintech and the existence of digital-based innovations carried out by incumbents in the financial services sector, in this case banking, are expected to increase financial inclusion. Furthermore, financial inclusion will encourage the growth of the real sector through increasing new entrepreneurs and also increasing the scale of existing micro and small businesses so that it will ultimately drive economic output growth. However, to achieve this goal, joint efforts are needed to increase the digital financial literacy of the community, especially the younger generation so that digital financial presence can be used for productive activities. This article discusses community service programs within the framework of developing digital financial literacy to encourage the growth of new entrepreneurs and increase the scale of existing micro and small businesses, especially by utilizing technology..
Perhubungan Preferensi Risiko dan Kemiskinan di Indonesia: The Nexus of Risk-Preferences and Poverty in Indonesia Siti Aisyah Tri Rahayu; Mulyanto Mulyanto; Johadi Johadi; Muhammad Yusuf Indra Purnama
Society Vol 11 No 1 (2023): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v11i1.453

Abstract

This research aims to identify the relationship between poverty and risk preference in Indonesia empirically. This research employs the Indonesia Family Life Survey 2014 (IFLS5) using the Ordinary Least Square (OLS) and quantile regression approach, one of the most extended longitudinal data, to support this research design. The result reveals that poor households are more risk-averse than others across income levels. Moreover, poor people are poorly educated and mostly come from rural and disaster-prone areas. This evidence suggests that poor people from rural communities and disaster-prone regions should be prioritized and empowered to move from poverty zones due to their relatively high vulnerability.
Co-Authors Agista Putri Prameswari Aldri Frinaldi Irwan Trinugroho, Irwan Johadi Johadi Linggar Ikhsan Nugroho Muh Juan Suam Toro Mulyanto Mulyanto Nugroho Saputro Putra Pamungkas Siti Aisyah Tri Rahayu