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Journal : Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)

TINJAUAN EKONOMI SYARIAH TERHADAP PELAKSANAAN BANTUAN MODAL SPP PNPM-MANDIRI (Simpan Pinjam Perempuan Program Nasional Pemberdayaan Masyarakat Mandiri) Hidayatina Hidayatina; Desi Muliawati
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

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Abstract

The problem in this research is about the distribution of business capital aid with murabahah system for SPP PNPM-Mandiri in Gampong Murong Samudra District in the form of gold. The formulation of the problem in this research are: 1) how the implementation of the business capital assistance program for SPP PNPM-Mandiri in Gampong Murong Samudra Subdistrict) 2) how the sharia economy review on the implementation of capital assistance program for SPP PNPM-Mandiri in Gampong Murong Samudra subdistrict? is field research (field research) which to belong to qualitative research with the help of qualitative data. The results of this research are: 1) the implementation of business capital assistance for SPP PNPM-Mandiri in Gampng Murong Samudra sub-district using murabaha system in the form of gold in accordance with the amount in accordance with the granted by the UPK SPP PMPM- Mandiri management in Gampong Murong Samudra District . Then the gold is resold, for then the payment is made in installments. And benefits for UPK SPP PNPM is in the form of percentage of the loan amount of 1% every month 2) `Implementation of business capital assistance program SPP PNPM-Mandiri in Gampong Murong Samudra sub-district is not in accordance with Islamic economics, because the contract sale and purchase murabahah in sharia economy should mention the price of origin and profit must be agreed upon by both parties who berakad. And still from the values and principles of sharia economy.
OPERASIONAL KOPERASI ISHLAH DAYAH MALIKUSSALEH PANTON LABU MENURUT PERSPEKTIF AKAD TABARRU’PADA ASURANSI SYARIAH Hidayatina Hidayatina; Muhammad Umar Joni
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 1 (2018): JESKaPe Vol. 2 No. 1 January-June 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

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Abstract

Koperasi Ishlayah Dayah Malikussaleh Panton Labu is a form of business cooperative. However, operationally it is different from Islamic cooperatives in general. The formulation of the problem is: 1) How is the operation of the Ishlah cooperative in the Dayah Malikussaleh Panton Labu? 2) How is the operation of the Ishlah cooperative in the Dayah Malikussaleh Panton Labu according to the tabarru contract 'perspective on Islamic insurance? While the method used is field research using qualitative research with the help of qualitative data. The results of this study are: 1) the operation of the Ishlah cooperative is divided into 3: a) the existence of principal savings, mandatory savings and voluntary savings collected from each member of the cooperative. b) cooperative funds are managed in the form of kiosks, mini markets and the existence of oil palm plantations owned by cooperatives that are c) The remaining proceeds of the Ishlah cooperative are not shared with cooperative members, but cooperative business development is used, to cover the salary shortages of teachers and employees of Dayah Malikussaleh and for the construction and renovation of the dayah malikussaleh infrastructure. 2) tabarru 'which is in sharia insurance, where the remaining results of the business are not shared with members of the cooperative, but will be used as funds to help fellow members of the cooperative, such as to cover the salary shortages of teachers and employees of dayah Malikussaleh. However, cooperative funds are directly managed by the Ishah cooperative. Unlike the case with tabarru 'funds on insurance that invests in sharia financial institutions, and the profits derived from these investments will be included in the tabarru account.
TINJAUAN EKONOMI SYARIAH TERHADAP PELAYANAN NASABAH PRIORITY BANK SYARIAH MANDIRI CABANG LHOKSEUMAWE Hidayatina Hidayatina; Mutia Siska
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 1 (2019): JESKaPe Vol. 3 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.02 KB) | DOI: 10.52490/jeskape.v3i1.446

Abstract

The basic problem is the implementation of ordinary customer service to priority customers who seem to discriminate between one customer and another customer. The purpose of the research is to find out the implementation of priority customer service at PT. Bank Syariah Mandiri Lhokseumawe Branch and to find out how Islamic economic reviews on priority customer service. This type of research is field research, while the research approach is descriptive qualitative research is research that focuses on words rather than numbers. The sharia economic review of the Priority Customer Service is permitted, because of the hadith of the Prophet Muhammad. BSM also applies sharia economic principles, namely: monotheism, justice, trust and help. But the principle of justice they hold is to place rights in accordance with what has been mandated, namely priority customer rights that have been promised by the bank at the beginning of the agreement.
TINJAUAN EKONOMI SYARIAH TERHADAP STRATEGI BISNIS UNIQ DRINK HEALTHY HERBAL DRINK KOTA LHOKSEUMAWE Hidayatina Hidayatina; Suci Lailatul Laila
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 5 No 1 (2021): JESKaPe Vol. 5 No. 1 January-June 2021
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i1.1200

Abstract

The driving factor for the increased consumption of herbal medicine is the widespread issue of back to nature voiced by the international media. UniQ Drink Healthy Herbal Drink is a contemporary herbal drink from Central Java, which found an innovation with a traditional concept to become modern. The large number of herbal drink enthusiasts has attracted the attention of Mrs. Adis to become an entrepreneur in the herbal drink UniQ Drink Healthy Herbal Drink in the city of Lhokseumawe. The objectives of this research are: To examine the business strategy of UniQ Drink Healthy Herbal Drinks in general and based on a sharia economic perspective? The method used is in the form of field research with a qualitative descriptive approach. The results of this study explain that: a) UniQ Drink's business strategy is in accordance with the production and marketing strategy, in its production strategy the company does not use chemicals and preservatives and its management is still traditional. b) This business has not implemented a business strategy in accordance with Islamic law, including the facts that are not in the packaging label which are not indicators of production and expiration dates and in financial records, but the company always gets out of the amount earned by 20% of the amount obtained to give to the people.