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All Journal INFERENSI Gender Equality: Internasional Journal of Child and Gender Studies JURIS (Jurnal Ilmiah Syariah) Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah JURIS (Jurnal Ilmiah Syariah) Catimore: Jurnal Pengabdian Kepada Masyarakat Krigan: Journal of Management and Sharia Business Proceedings of International Conference on Islamic Economic Finance and Social Finance

Hidayatina Hidayatina

IAIN Lhokseumawe

Author-ID : 547197

Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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TINJAUAN HUKUM ISLAM TENTANG PELAKSANAAN PINJAMAN DENGAN JAMINAN EMAS PADA PEMBIAYAAN MULIA DI PEGADAIAN SYARIAH Hidayatina Hidayatina
JURIS (Jurnal Ilmiah Syariah) Vol 15, No 1 (2016)
Publisher : Institut Agama Islam Negeri Batusangkar

This research aimed at figuring out the regulations of Islamic laws in dealing with loans and gold as warranty on Mulia Financing in Islamic pawnshop. To achieve the desired aim, this study employed normative study by applying qualitative approach. Furthermore, conceptual approach which was dealing with multi-agreements in Islamic law was used to figure out the implementation loan using gold as warranty on Mulia Financing in Islamic pawnshop according to Islamic laws. The data of the research were the secondary ones which were obtained from books, internet resources and previous relevant studies and collected through library research. The data were analyzed by means of normative analyisis and study based the available data. The findings showed that the implementations were not suitable with Islamic laws due to the absence of the requirement for the objects of loan. Furthermore, multi-agreement practices which are prohibited in Islam also took place.

KETENTUAN PREMI ASURANSI SEBAGAI JAMINAN TERHADAP PEMBIAYAAN MURABAHAH PADA PERBANKAN SYARIAH Hidayatina Hidayatina
JURIS (Jurnal Ilmiah Syariah) Vol 14, No 2 (2015)
Publisher : Institut Agama Islam Negeri Batusangkar

Murabaha financing is a form of financing which is provided by sharia banking. However, murabaha financing can be granted by Islamic banks only at the risk of default on the part of the customers. Therefore, Islamic banks are allowed to require security to customers. One of the requirements is that the customers should submit a number of insurance premium amounts depending upon how much the ceiling of financing provided to customers, However, the implementation of provisions of the insurance premium is not suitable with the provision of guarantees and insurance concepts in Islamic economy. Such mechanism is not approved by sharia insurance fund forfeited as it is found in conventional insurance. It implies that if the customers of murabaha financing has fulfilled their obligations to pay the mortgage financing (he did not pass up defaults or die), they should get the collateral back since their debts have fully repaid.Kata kunci: premi, murabahah, perbankan syariah

PELUANG DAN KENDALA PENERAPAN TUGAS WILAYAH AL-HISBAH SEBAGAI PENGAWAS PASAR DI PROVINSI ACEH Hidayatina Hidayatina; Sri Hananan
JURIS (Jurnal Ilmiah Syariah) Vol 16, No 2 (2017)
Publisher : Institut Agama Islam Negeri Batusangkar

This study aims to analyze the opportunities and constraints in the implementation of the tasks of Wilayatul Hisbah as a market watchdog in Aceh Province. This research uses qualitative method (naturalistic paradigm) with case approach. The result of this research is the opportunity to apply market supervision as part of the task of Wilayatul Hisbah in Aceh by revising the qanun related to the implementation of the WH duties in Aceh. While the obstacles faced are the limitations of Qanun, the lack of understanding of community law, the presence of other market watchdog institutions, and the increasing lack of attention to the economic welfare of WH officers.

Co-Authors Ainun Mardhiah, Ainun Ali Muhayatsyah Desi Muliawati Gusmirawati, Gusmirawati Hananan, Sri Khairina, Khalish Muhammad Umar Joni Mutia Siska Rezki Amelia Sarina, Wanta Sri Hananan Suci Lailatul Laila Suriani Suriani Wati, Salmi

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