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PENGGUNAAN APLIKASI E-WALLET SEBAGAI SARANA PEMBAYARAN TRANSAKSI BISNIS KULINER PADA MASA PPKM KOTA SEMARANG Scorina Dwiantari; Rusdiana Permanasari; Wahyu Puspitasari
JURNAL STIE SEMARANG Vol 14 No 1 (2022)
Publisher : Sekolah Tinggi Ilmu Ekonomi Semarang

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Abstract

Aplikasi E-Wallet membantu segala transaksi bisnis salah satunya adalah bisnis kuliner.Transaksi online yang digunakan sangat membantu untuk mempertahankan operasional bisnis terutama bisnis kuliner pada kondisi saat ini. Penelitian ini bertujuan 1) untuk mengetahui para pelaku bisnis menggunakan aplikasi E-Wallet secara maksimal di masa PPKM . 2) untuk mengetahui penggunaan aplikasi E-Wallet sangat menguntungkan di masa PPKM. Metode penelitian ini adalah deskriptif kualitatif dimana peneliti melakukan obsevasi dan wawancara pada pelaku bisnis, konsumen dan user informan. Dari hasil penelitian ini bahwa penggunaan aplikasi E- wallet bagi pelaku bisnis dan konsumen digunakan maksimal karena untuk keamanan dan kenyamanan dalam bertransaksi. Aplikasi ini juga menjadi salah satu alternatif karena pembayaran tunai sangat jarang dilakukan di saat PPKM. Aplikasi E-Wallet menggunakan alat yang dinamakan barcode atau kode QR dan uang dapat masuk langsung ke rekening pemilik.
Sosialisasi Strategi Mencegah Investasi Bodong Melalui Literasi Keuangan Bagi Ibu-ibu PKK Kelurahan Gayamsari Semarang Scorina Dwiantari; Irene Nathalia Setiawan; Rusdiana Permanasari; Linda Novasari
Dinamika Sosial : Jurnal Pengabdian Masyarakat dan Transformasi Kesejahteraan Vol. 2 No. 4 (2025): Desember : Dinamika Sosial : Jurnal Pengabdian Masyarakat dan Transformasi Kese
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/dinsos.v2i4.2574

Abstract

Fraudulent investment is a phenomenon that has become widespread among Indonesian society. The PKK mothers in Rt 5 Rw 2, Gayamsari sub-district, have not yet gained any knowledge or understanding about the dangers of fraudulent investments and their characteristics, nor have they received any knowledge or understanding related to financial literacy that could protect their families from the dangers of fraudulent investments. The PKK of Gayamsari sub-district urgently needs socialization on strategies to prevent being affected by fraudulent investments and to recognize the signs of such investments. In addition to fraudulent investments, they also feel the need to receive socialization about financial literacy and the characteristics of legal and safe investments, so that they can prevent becoming victims of fraudulent investments. Based on the problems that occur, solutions are needed to address them. The purpose of this community service activity is to provide understanding and knowledge about financial literacy so as not to fall into fraudulent investments. Partners are also given an understanding of safe and legal investments to avoid the dangers of fraudulent investments. The expected outcome of this service activity for the mothers of the PKK in Gayamsari sub-district is to understand the importance of financial literacy and the dangers of fraudulent investments along with their characteristics. It is hoped that the PKK mothers in Gayamsari sub-district will be wise in managing family finances by choosing safe investments for the future of their household and family, as well as being able to prevent becoming victims of fraudulent investment scams.