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PERAN MISYKAT (MICRO FINANCE SYARI’AH UNTUK MASYARAKAT) DPU(DOMPET PEDULI UMAT) DAARUT TAUHID DALAM PENGENTASAN KEMISKINAN Nur Fatoni
Economica: Jurnal Ekonomi Islam Vol 5, No 1 (2014)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2014.5.1.765

Abstract

Kemiskinan di kota Semarang masih tinggi dan program penegntasan kemiskinan yang dilaksanakan pemerintah kota belum menuai hasil yang mengembirakan. Secara umum Umat Islam adalah bagian dari anggota masyarakat yang miskin dan bodoh, meskipun tidak ada data penghasilan perkapita (GNP) khusus umat Islam. Dimana ada program pengentasan kemiskinan umat Islam menjadi sasarannya, disamping umat agama lainnya. Hal ini menunjukkan Gambaran Islam in action berbeda dengan Islam in book.Penelitian ini mengambil permasalahan bagaimana konsep Micro Finance Syari’at untuk masyarakat (Misykat) DPU Daarut Tahuhid serta bagaimana respon anggota Misykat terhadap realisasi program misykat DPU Daarut Tauhid cabang semarang?
KULTUR PESANTREN: RELASI KIAI, SANTRI, DAN KITAB KUNING Nur Fatoni
IBDA` : Jurnal Kajian Islam dan Budaya Vol 9 No 2 (2011): IBDA': Jurnal Kajian Islam dan Budaya
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (103.879 KB) | DOI: 10.24090/ibda.v9i2.37

Abstract

This article describes the boarding school culture which focuseson the relation among Islamic scholar, students at Muslim school, andkitab kuning. The data colleting method which is used in this researchare observation, interview and documentation. This article shows thatthe soul of Islamic boarding school is the Islamic scholar and the supportingfactors are students and kitab kuning. This combination is inseparable.The Islamic scholar responds the modernity by teaching that holybooks in some levels based on the students’ ability.
THE BEHAVIOR OF BANKERS TOWARDS PROFIT AND LOSS SHARING CONTRACTS: A Modified Theory of Planned Behavior Approach Ratno Agriyanto; Nur Fatoni; Nasrul Fahmi Zaki Fuadi; Mohammad Irfan; Husnurrosyidah Husnurrosyidah
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17038

Abstract

This paper aims at determining the psychological factors of bankers in implementing Profit and Loss Sharing (PLS) financing contracts in Islamic banks. The phenomenon of low occurrence of PLS financing motivated the researcher to write this paper. The theory of modified planned behavior is used to explain the research problem. The research data were obtained from 139 employees of Islamic banks in Indonesia and processed using SEM-PLS. The results show that trust has an effect on attitudes; subjective attitudes and norms affect intentions; perceived behavioral control has no effect on intention and behavior; intention influences behavior; and the perception of inefficiency has a negative effect on the relationship between intention and behavior. This paper contributes to the elaboration of the psychological factors affecting the behavior of bankers in implementing PLS. The implications of this paper for designing the strategies to improve the bankers' behavior in PLS financing are: the management must boost the bankers' confidence for the PLS financing benefits; the stakeholder’s social pressure is needed; the authority of bankers in implementing PLS financing needs to be increased; the bankers' access to the partner’s financial reports needs to be expanded; and the regulators need to give appreciation to Islamic banks that have a larger PLS portfolio.
Customer Response towards Funding Return Uncertainty in Indonesian Islamic Banking Fatoni, Nur; Pabbajah, Mustaqim
Shirkah: Journal of Economics and Business Vol 9, No 1 (2024)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v9i1.722

Abstract

A guaranteed return on funding is the expectation of customers when engaging in transactions with Islamic banks, yet it remains uncertain. This study aims to explain customer responses to the uncertainty of funding returns in Islamic Banks in Indonesia. The research is based on descriptive qualitative methods, with data collected through observations and interviews. Observations involved visiting bank branches and interacting with employees to explain the research intent. The researchers directly observed funding transactions at several selected Islamic banks in Semarang municipality, Indonesia. Interviews were conducted with customers from these banks, selecting at least one funding customer for each interview (N= 4). Data were analyzed using descriptive analysis methods. The study found that the uncertainty of funding returns is attributed to the application of the mudharabah contract. Customers are not overly concerned with the return uncertainty as long as the Islamic bank operates normally. Loyal customers prefer Islamic banks for their funds placement, considering the total return competitive. This research refutes the perception among some in the public that Islamic banks are similar to conventional banks. Islamic banks must maintain competitive equivalent rates to preserve customer loyalty. 
THE BEHAVIOR OF BANKERS TOWARDS PROFIT AND LOSS SHARING CONTRACTS: A Modified Theory of Planned Behavior Approach Agriyanto, Ratno; Fatoni, Nur; Fuadi, Nasrul Fahmi Zaki; Irfan, Mohammad; Husnurrosyidah, Husnurrosyidah
Ulul Albab: Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17038

Abstract

This paper aims at determining the psychological factors of bankers in implementing Profit and Loss Sharing (PLS) financing contracts in Islamic banks. The phenomenon of low occurrence of PLS financing motivated the researcher to write this paper. The theory of modified planned behavior is used to explain the research problem. The research data were obtained from 139 employees of Islamic banks in Indonesia and processed using SEM-PLS. The results show that trust has an effect on attitudes; subjective attitudes and norms affect intentions; perceived behavioral control has no effect on intention and behavior; intention influences behavior; and the perception of inefficiency has a negative effect on the relationship between intention and behavior. This paper contributes to the elaboration of the psychological factors affecting the behavior of bankers in implementing PLS. The implications of this paper for designing the strategies to improve the bankers' behavior in PLS financing are: the management must boost the bankers' confidence for the PLS financing benefits; the stakeholder’s social pressure is needed; the authority of bankers in implementing PLS financing needs to be increased; the bankers' access to the partner’s financial reports needs to be expanded; and the regulators need to give appreciation to Islamic banks that have a larger PLS portfolio.
PENGUATAN AKAD PEMBIAYAAN MUDHARABAH UNTUK MEREALISASIKAN MISI KEADILAN BERBISNIS PADA BAITUT TAMWIL TAMZIS WONOSOBO Fatoni, Nur
Economica: Jurnal Ekonomi Islam Vol. 2 No. 2 (2012)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2012.2.2.827

Abstract

Baitut Tamwil TAMZIS is unique in terms of financing agreement courage to apply to the majority of its financing. BT TAMZIS understand the financing as "nggaduhke" of funds to members to be developed by way of trade. The risk of losses on these funds BT TAMZIS risk. This is evident when there is a fire Wonosobo market, Waterford and Magelang. To overcome it, he has a security system when there is a loss of assets due to natural factors or human error accident outside as the fire. He made the assurance division that serves as an internal insurance. Guarantee fund paid for by the BT TAMZIS in a unique way as well. Members exempt from administrative costs at the time of withdrawal. Members receive financing without the discount. He was obliged to pay the funds ta'awun with specific tariff. The benefit fund is to liberate the remaining debt ta'awun members during a disaster.
Privacy management and the role of instagram reels in da’wah: Insights from Muhammadiyah University Jakarta's students Idris, Indriyani; Choirin, Muhammad; Fatoni, Nur; Iqbal, Mochammad
Jurnal Ilmu Dakwah Vol. 44 No. 2 (2024): Vol. 44 No. 2 (2024)
Publisher : Faculty of Dakwah and Communication, Walisongo State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jid.v44.2.20019

Abstract

Purpose - This study aims to investigate the optimization of social media for da'wah among students enrolled in the Islamic Communication and Broadcasting at the University of Muhammadiyah Jakarta. Method - Employing qualitative methods, particularly in-depth interviews, this research selects students aged 18–24 within the early adulthood category. Through a comprehensive analysis, it seeks to understand the nuances of privacy management in the process of personal disclosure on Instagram and examines the influence of satire and sarcasm on students' confidence levels. Result  -  The results of this study reveal that, overall, KPI-UMJ students exhibit effective privacy management during personal disclosure on Instagram. However, the prevalence of satire and sarcasm on the platform negatively impacts the confidence of students in sharing private narratives. Additionally, the research highlights the diverse views and motivations of students in optimizing Instagram for da'wah. Implication – The findings hold implications for both academia and practitioners involved in da'wah efforts on social media. Understanding the impact of satire and sarcasm on student confidence provides insights for educators and policymakers to develop strategies that foster a more conducive environment for private disclosures. Originality - This study contributes to the existing literature by offering nuanced insights into the challenges faced by KPI-UMJ students in optimizing Instagram for da'wah. The study's focus on the diverse motivations and perspectives of students in this context enhances the originality and depth of the research. *** Tujuan - Penelitian ini bertujuan untuk mengetahui optimalisasi media sosial untuk dakwah di kalangan mahasiswa yang terdaftar di Komunikasi dan Penyiaran Islam di Universitas Muhammadiyah Jakarta. Metode - Dengan menggunakan metode kualitatif, khususnya wawancara mendalam, penelitian ini memilih mahasiswa berusia 18-24 tahun yang termasuk dalam kategori dewasa awal. Melalui analisis yang komprehensif, penelitian ini berusaha untuk memahami nuansa manajemen privasi dalam proses pengungkapan diri di Instagram dan meneliti pengaruh sindiran dan sarkasme terhadap tingkat kepercayaan diri mahasiswa. Hasil - Hasil dari penelitian ini mengungkapkan bahwa, secara keseluruhan, mahasiswa KPI-UMJ menunjukkan manajemen privasi yang efektif selama pengungkapan diri di Instagram. Namun, prevalensi sindiran dan sarkasme di platform berdampak negatif pada kepercayaan diri mahasiswa dalam berbagi narasi pribadi. Selain itu, penelitian ini juga menyoroti beragamnya pandangan dan motivasi mahasiswa dalam mengoptimalkan Instagram untuk dakwah. Implikasi - Temuan penelitian ini memiliki implikasi bagi akademisi dan praktisi yang terlibat dalam upaya dakwah di media sosial. Memahami dampak sindiran dan sarkasme terhadap kepercayaan diri mahasiswa memberikan wawasan bagi para pendidik dan pembuat kebijakan untuk mengembangkan strategi yang mendorong lingkungan yang lebih kondusif untuk pengungkapan pribadi. Orisinalitas/Value - Penelitian ini berkontribusi pada literatur yang ada dengan menawarkan wawasan yang bernuansa tentang tantangan yang dihadapi oleh mahasiswa KPI-UMJ dalam mengoptimalkan Instagram untuk dakwah. Fokus penelitian ini pada motivasi dan perspektif mahasiswa yang beragam dalam konteks ini meningkatkan orisinalitas dan kedalaman penelitian.
UANG SASUDUIK DALAM SISTEM PERKAWINAN DI NAGARI SITUJUAH GADANG KECAMATAN SITUJUAH LIMO NAGARI KABUPATEN LIMA PULUH KOTA PROVINSI SUMATERA BARAT Umulhusni, Annisa; Fatoni, Nur
Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam Vol. 1 No. 1 (2020): Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam
Publisher : Family Law Study Program, Faculty of Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v1i1.7797

Abstract

ABSTRACTObligatory giving by a prospective bridegroom to a prospective bride in a marriage is only a dowry, as explained in Article 30 of the Compilation of Islamic Law. Whereas in traditional marriages in Nagari Situjuah Gadang Situjuah District Limo Nagari Lima Puluh Regency in West Sumatra Province, a man who is going to get married is not required to give dowry only but is also required to give sasuduik money. Sasuduik money is a gift that is required to be a man who will get married by giving the amount of money desired by his future wife and family. If the sasuduik money cannot be fulfilled by men, the marriage will be delayed or even canceled. The purpose of this research is to find out the marriage system; the origin and position of Sasuduik money in the marriage system; a review of Islamic law on the provision of money for men who will hold marriages in Nagari Situjuah Gadang Situjuah Limo Nagari District Lima Puluh Regency City of West Sumatra Province. Keywords: Dowry, Marriage, Uang Sasuduik
Privacy management and the role of instagram reels in da’wah: Insights from Muhammadiyah University Jakarta's students Idris, Indriyani; Choirin, Muhammad; Fatoni, Nur; Iqbal, Mochammad
Jurnal Ilmu Dakwah Vol. 44 No. 2 (2024)
Publisher : Faculty of Dakwah and Communication, Walisongo State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jid.v44.2.20019

Abstract

Purpose - This study aims to investigate the optimization of social media for da'wah among students enrolled in the Islamic Communication and Broadcasting at the University of Muhammadiyah Jakarta. Method - Employing qualitative methods, particularly in-depth interviews, this research selects students aged 18–24 within the early adulthood category. Through a comprehensive analysis, it seeks to understand the nuances of privacy management in the process of personal disclosure on Instagram and examines the influence of satire and sarcasm on students' confidence levels. Result  -  The results of this study reveal that, overall, KPI-UMJ students exhibit effective privacy management during personal disclosure on Instagram. However, the prevalence of satire and sarcasm on the platform negatively impacts the confidence of students in sharing private narratives. Additionally, the research highlights the diverse views and motivations of students in optimizing Instagram for da'wah. Implication – The findings hold implications for both academia and practitioners involved in da'wah efforts on social media. Understanding the impact of satire and sarcasm on student confidence provides insights for educators and policymakers to develop strategies that foster a more conducive environment for private disclosures. Originality - This study contributes to the existing literature by offering nuanced insights into the challenges faced by KPI-UMJ students in optimizing Instagram for da'wah. The study's focus on the diverse motivations and perspectives of students in this context enhances the originality and depth of the research. *** Tujuan - Penelitian ini bertujuan untuk mengetahui optimalisasi media sosial untuk dakwah di kalangan mahasiswa yang terdaftar di Komunikasi dan Penyiaran Islam di Universitas Muhammadiyah Jakarta. Metode - Dengan menggunakan metode kualitatif, khususnya wawancara mendalam, penelitian ini memilih mahasiswa berusia 18-24 tahun yang termasuk dalam kategori dewasa awal. Melalui analisis yang komprehensif, penelitian ini berusaha untuk memahami nuansa manajemen privasi dalam proses pengungkapan diri di Instagram dan meneliti pengaruh sindiran dan sarkasme terhadap tingkat kepercayaan diri mahasiswa. Hasil - Hasil dari penelitian ini mengungkapkan bahwa, secara keseluruhan, mahasiswa KPI-UMJ menunjukkan manajemen privasi yang efektif selama pengungkapan diri di Instagram. Namun, prevalensi sindiran dan sarkasme di platform berdampak negatif pada kepercayaan diri mahasiswa dalam berbagi narasi pribadi. Selain itu, penelitian ini juga menyoroti beragamnya pandangan dan motivasi mahasiswa dalam mengoptimalkan Instagram untuk dakwah. Implikasi - Temuan penelitian ini memiliki implikasi bagi akademisi dan praktisi yang terlibat dalam upaya dakwah di media sosial. Memahami dampak sindiran dan sarkasme terhadap kepercayaan diri mahasiswa memberikan wawasan bagi para pendidik dan pembuat kebijakan untuk mengembangkan strategi yang mendorong lingkungan yang lebih kondusif untuk pengungkapan pribadi. Orisinalitas/Value - Penelitian ini berkontribusi pada literatur yang ada dengan menawarkan wawasan yang bernuansa tentang tantangan yang dihadapi oleh mahasiswa KPI-UMJ dalam mengoptimalkan Instagram untuk dakwah. Fokus penelitian ini pada motivasi dan perspektif mahasiswa yang beragam dalam konteks ini meningkatkan orisinalitas dan kedalaman penelitian.
PENGUATAN AKAD PEMBIAYAAN MUDHARABAH UNTUK MEREALISASIKAN MISI KEADILAN BERBISNIS PADA BAITUT TAMWIL TAMZIS WONOSOBO Fatoni, Nur
Economica: Jurnal Ekonomi Islam Vol. 2 No. 2 (2012)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2012.2.2.827

Abstract

Baitut Tamwil TAMZIS is unique in terms of financing agreement courage to apply to the majority of its financing. BT TAMZIS understand the financing as "nggaduhke" of funds to members to be developed by way of trade. The risk of losses on these funds BT TAMZIS risk. This is evident when there is a fire Wonosobo market, Waterford and Magelang. To overcome it, he has a security system when there is a loss of assets due to natural factors or human error accident outside as the fire. He made the assurance division that serves as an internal insurance. Guarantee fund paid for by the BT TAMZIS in a unique way as well. Members exempt from administrative costs at the time of withdrawal. Members receive financing without the discount. He was obliged to pay the funds ta'awun with specific tariff. The benefit fund is to liberate the remaining debt ta'awun members during a disaster.