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All Journal Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman International Journal Of Science, Technology & Management (IJSTM) Jurnal Investasi Islam Risalah Iqtisadiyah: Journal of Sharia Economics JIEFIS: Journal of Islamic Economics and Finance Studies
Fadhilah Hanum Lubis
STAIN Mandailing Natal
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Transportation

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The Effect of Family Economy and Religiosity on The Welfare of The Elderly Paisal Rahmat; Fadhilah Hanum Lubis; Siti Sahara
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 2 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i2.6518

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh religiusitas terhadap kesejahteraan lansia di Kabupaten Mandailing Natal, Sumatera Utara, dan untuk mengetahui bagaimana pengaruh ekonomi keluarga terhadap kesejahteraan lansia di Kabupaten Mandailing Natal. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan jenis data yang digunakan adalah data primer. Penelitian ini menggunakan metode analisis regresi linear berganda dengan menggunakan perangkat SPSS 24. Hasil penelitian ini menjelaskan bahwa religiusitas berpengaruh positif dan signifikan terhadap kesejahteraan lansia di Kabupaten Mandailing Natal. Ekonomi keluarga berpengaruh positif dan signifikan terhadap kesejahteraan lansia di Kabupaten Mandailing Natal. Artinya setiap peningkatan religiusitas dan ekonomi keluarga maka akan meningkatkan kesejahteraan lansia di Kabupaten Mandailing Natal. Abstract This study aims to determine how the influence of religiosity on the welfare of the elderly in Mandailing Natal Regency and to find out how the influence of the family economy on the welfare of the elderly in Mandailing Natal Regency. This research is a quantitative descriptive study with the type of data used is primary data. This study uses multiple linear regression analysis using SPSS 24. The results of this study explain that religiosity has a positive and significant effect on the welfare of the elderly in Mandailing Natal Regency. Family economy has a positive and significant effect on the welfare of the elderly in Mandailing Natal Regency. This means that every increase in family religiosity and economy will improve the welfare of the elderly in Mandailing Natal Regency.
Peran Kalangan Milenial Terhadap Pengembangan Ekonomi Syariah Di Kabupaten Mandailing Natal Rahmat, Paisal; Fitri, Meliani; Hanum Lubis, Fadhilah; Fauzi, Muhammad
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.30

Abstract

Millennials are people who are very attached to technology and the internet. Millennials prefer everything that is instant and efficient. The role of millennials in the sharia economy in Indonesia is to develop technology that can facilitate the Indonesian people in carrying out economic activities that are more efficient and not wasting time, millennials can disseminate sharia economic products through social media in Indonesia or abroad. This article aims to determine the role of millennials in the Islamic economy in Indonesia. The instrument in this study is an inductive thinking model and interviews with research informants. Based on interviews conducted by researchers, they found that millennials have had a positive impact on the Islamic economy in Indonesia, namely: 1) introducing Islamic economics to society, 2) developing Islamic economic products, 3) adding new innovations to the Islamic economy through existing technology.
Constructive Philosophy: From Innovation of Financial Institution Services Towards A Progressive Islamic Economy Paisal Rahmat; Marlian Arif Nasution; Fadhilah Hanum Lubis; Widia Sulastri
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

One measure of the success of Islamic banking can be achieved if the bank has a large number of customers. The number of customers is certainly based on good service quality. Based on this, the purpose of this study was to analyze the innovations that were built in improving service quality at the Mandailing Natal branch of Indonesian Sharia Bank. This study uses field research methods that are oriented towards in-depth interviews directly at the research location. The results obtained are that the bank always prioritizes good moral ethics towards customers, trains communication skills, complete attributes, and evaluates customers on employees in a consistent manner. Customer service must have expertise in the field of communication, which must be taken into account because each customer has different characteristics, so clear and directed communication is needed so that misunderstandings do not arise. Identification marks are always shown so that customers recognize the employee. If at any time the service provided to the customer is less than positive, the customer can report the customer service employee to evaluate his performance by simply stating the name of the employee himself and a thorough evaluation of the employee's performance.
Income Smoothing Use Financing Loss Provision In Indonesia And Malaysia’s Islamic Banks Fadhilah Hanum Lubis; Sigid Eko Pramono; Saiful Anwar
International Journal of Science, Technology & Management Vol. 2 No. 1 (2021): January 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i1.152

Abstract

Rapid development of Islamic banks leads to the requirement to compete in order to show the best performance. Performance assessment can be seen from the profit information. Income smoothing through the use of Financing Loss Provision (FLP) is one method that can be applied in Islamic banking in an attempt to get income based on their goals. This research aims to investigate income smoothing practice by using FLP at both Indonesia and Malaysia’s Islamic banks by applying mixed-method approach. In this regard, quantitive method was used to measure panel regression by using Eviews in order to analyze income smoothing practice through FLP in both Indonesia and Malaysia than qualitative method was used through interviews with practitioners and sharia supervisors in Indonesia to get the data about the practice. The data in this research were taken from 11 Islamic banks in Indonesia and 19 Islamic banks in Malysia from 2011 to 2016. The results of the research reveal that Islamic banks in both Indonesia and Malaysia apply income smoothing by using FLP. The findings imply that Earning Before Taxes and Provision (EBTP) has significant positive effect on FLP. Moreover, the results of interviews indicate that Islamic banks in Indonesia do not apply income smoothing. However, there is an indication that they will lead to this condition. Therefore, it is suggested that the regulators will supervise the application of FLP by developing the investigation of this account in financial statement of the Islamic banks.
Pengembangan Investasi Syariah Berbasis Fintech Di Era Digital Paisal Rahmat; Marlian Arif Nasution; Fadhilah Hanum Lubis
Jurnal Investasi Islam Vol. 10 No. 1 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v10i1.11119

Abstract

This research aims to develop Islamic investment based on financial technology (fintech) in the digital era, with a focus on increasing financial inclusion, Islamic financial literacy, and developing innovative and efficient investment products. The research method used is a library approach, as well as secondary data analysis from the literature. Overall, this study shows that the development of fintech-based Islamic investment in the digital era requires the integration of sophisticated technology, increased Islamic financial literacy, adequate regulatory support and collaboration between industry players. The development of fintech-based Islamic investment has the potential to increase financial inclusion and provide better investment alternatives for people who want to invest in accordance with sharia principles
Co-Authors Fitri, Meliani Marlian Arif Nasution Marlian Arif Nasution Muhammad Fauzi Paisal Rahmat Saiful Anwar Sigid Eko Pramono Siti Sahara Widia Sulastri