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All Journal MABIS: Manajemen dan Bisnis Journal of Management and Business Environment (JMBE) Jurnalku Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Indonesian Journal of Sustainability Accounting and Management Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Lufina Mahadewi
Sekolah Tinggi Manajemen PPM
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Desain Enterprise Risk Management (ERM) Pada PT Bukit Prima Bahari Periode Tahun 2024 Odhy Pratomo Nugroho; Lufina Mahadewi
Jurnalku Vol 3 No 3 (2023)
Publisher : PT Wim Solusi Prima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54957/jurnalku.v3i3.465

Abstract

PT Bukit Prima Bahari adalah perusahaan jasa angkutan laut curah kering khususnya batubara hasil tambang salah satu anak usaha dari perusahaan tambang BUMN. Permintaan batubara yang tinggi menjadi modal utama perusahaan untuk terus tumbuh. Ketergantungan dengan induk dapat menjadi angin segar ataupun sebaliknya bagi perusahaan. PT Bukit Prima Bahari mengoperasikan 13 unit armada dengan status 1 dimiliki dan 12 sewa yang harus tersedia untuk mengangkut hasil tambang milik induk. Untuk bertahan perusahaan perlu meningkatkan volume angkutan ditengah tingginya biaya sewa tug and barge ditengah tingginya harga batubara. Tujuan penelitian yang bersifat kualitatif ini adalah menyusun desain manajemen risiko PT Bukit Prima Bahari dengan pedoman ISO 31000:2018 dan mengetahui assessment awal. Hasil identifikasi risiko ditemukan 53 potensi risiko terbagi dalam lima kategori; keuangan, operasional, SDM, komersil, dan stratejik, dengan hasil bahwa 17 risiko berada di atas batas toleransi. Dalam rangka mengawal kinerja perusahaan dan perintah dari induk untuk dapat menjaga performa perusahaan dan dapat mengelola risiko, maka diperlukannya penerapan manajemen risiko pada PT Bukit Prima Bahari.
The Synthesis of Integrative sustainable capability to Indonesian Sustainable Eco-print Fashion Lufina Mahadewi; Annisa Dwiyana
Journal of Management and Business Environment (JMBE) Vol 1, No 1: Special Issue of the 9th International Conference on Business and Economy, June 2024
Publisher : Soegijapranata Catholic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24167/jmbe.v1i1.12174

Abstract

With a focus on small businesses that are oriented towards sustainable fashion in the Eco-print business, this research focuses on forming a synthesis of Integrative Sustainable Capability variables which are derived from a systematic process through the derivation process of Resources Based Theory and Strategic Orientation. The synthesis of Strategic Resources in the theory of Resources Based and Strategic Orientation leads to the construction of a new concept, namely Integrative Sustainable Capability as a competency to integrate environmental and social considerations to strategically acquire, combine and deploy the resources in business operations and cooperation included in knowledge management to generate performance values. The structured idea process method is used to synthesize novelty constructed in the Integrative Sustainable Capability. The Integrative Sustainable Capability is used as a mediator in the relationship between Knowledge Management Capabilities and Entrepreneurial Performance in the context of Eco-print small businesses. The conceptual model was formed by linking these three variables of Knowledge Management and Entrepreneurial Performance with Integrative Sustainable Capability as a mediation derived from the synthesis of novelty process in the context of Eco-print small business.
Sustainable Eco-Print Entrepreneurial Motivations, Orientations, And Strategy Adoption of Women Entrepreneurs in Bekasi City, Indonesia Lufina Mahadewi
Indonesian Journal of Sustainability Accounting and Management Vol. 8 No. 2 (2024): December 2024
Publisher : Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28992/ijsam.v8i2.1089

Abstract

This research aims to reveal the practice of sustainable entrepreneurship in the context of motivational factors, sustainable entrepreneurial orientations, and the sustainable strategies undertaken to adopt a successful sustainable entrepreneurship carried out by women entrepreneurs in the Eco-Print business in Bekasi City, Indonesia. This research used the Interpretive case study design. It involved of conducting in-depth interviews to reveal intentional information with two Eco-Print women entrepreneurs in Bekasi City. The case studies are used to understand the motives and meaning of women entrepreneurs' actions that underlie the formation of an Eco-Print business, sustainable entrepreneurial orientations, and sustainable entrepreneurial strategies. The findings of this research signify the construction of a contingency framework of motivational factors, sustainable entrepreneurial orientations, and sustainable strategies realized by women entrepreneurs in Eco-Print through an entrepreneurial performance perspective. This research reveals the role of social identity theory in the form of community and sustainable entrepreneurial practices of women entrepreneurs in the adoption of strategies for entrepreneurial performance. This research signifies the conceptual development framework of the institutional arguments approach in the perspective of sustainable orientations of women entrepreneurs through sustainable entrepreneurship institutional activities and practices in the Eco-Print business.
Konsepsi Role Flexibility Continuum pada Kepemimpinan Kewirausahaan Keberlanjutan Annisa Dwiyana; Lufina Mahadewi
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 7 No. 1 (2026): January
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v7i1.3646

Abstract

Penelitian ini bertujuan untuk mengkonstruksi model konseptual yang berpusat pada kepemimpinan dalam kewirausahaan keberlanjutan. Model konseptual ini menggunakan metode sintesis derivasi teori Self-Determination dan teori Role yang menghasilkan konsepsi Role Flexibility Continuum. Studi konseptual ini meninjau kerangka teori Self-Determination dan teori Role yang mensistesis konstruk teori-teori tersebut dalam menghasilkan konsepsi Role Flexibility Continuum. Tema-tema penting dari kerangka teori Self-Determination dan teori Role yang disintesis digunakan untuk mengeksplorasi dan menyatukan konseptualisasi kepemimpinan berkelanjutan. Eksplorasi konsepsi Role Flexibility Continuum diarahkan pada terwujudnya peran kepemimpinan dalam kewirausahaan keberlanjutan yang muncul dari motivasi ekstrinsik yang bersumber dari norma sosial, aturan dalam nilai diri yang terwujud dan peran pemimpin dalam kewirausahaan keberlanjutan yang secara fleksibel menggabungkan batas dan perannya secara bersamaan dalam praktik kewirausahaan keberlanjutan. Penelitian ini menghasilkan konstruk variabel Role Flexibility Continuum pada pengembangan teori Self-Determination dan teori Role yang melingkupi kepemimpinan berkelanjutan yang   mensintesis motivasi ekstrinsik dan fleksibilitas peran kepemimpinan yang memengaruhi kerangka kerja kepemimpinan dalam kewirausahaan berkelanjutan.
The strategy of digital wholesale banking transformation: navigating the banking ecosystem Lufina Mahadewi
Manajemen dan Bisnis Vol 25, No 2 (2026): July 2026
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/mabis.v25i2.1098

Abstract

The study explores the strategy of wholesale banking’s digital transformation as a central solution for integrating the digital banking ecosystem across the entire customer-centric value chain, while addressing challenges related to the complexity of transaction structures and the relationship model. A qualitative case study of a leading wholesale bank in Indonesia is used to uncover wholesale banking digitalization strategies for a holistic transformative strategy for the banking financial ecosystem. Thematic analysis of semi-structured interviews with 16 senior executives in relationship and transaction banking managers and triangulated with bank’s reports and websites. The results reveal four thematic themes: single sign-on digital wholesale platform, omnichannel touchpoints, the use of artificial intelligence, and big data analytics. This study contributes to the theory of dynamic capabilities and open innovation by identifying the transformative and strategic dynamics of wholesale digitalization and its role in navigating the orchestration of the banking ecosystem by emphasizing the role of digital capabilities in extracting the potential value chain. This study provides a nuanced understanding of wholesale digital platform solutions for banks, serving as a reference for providing access across the entire banking ecosystem by forming partnerships within the ecosystem, leveraging artificial intelligence, personalizing transactional suites, and implementing seamless onboarding. Keywords: Digital Wholesale Banking Strategy, Digital Banking Ecosystem, Open Innovation, Dynamic Capabilities, Single Sign-On Digital Wholesale Platform, Omnichannel  Touchpoints, Artificial Intelligence, Big Data Analytics 
When Digital Finance Becomes a Gatekeeping System: Rethinking MSME Inclusion and Business Survival Aliyya Aliyya; Hernanda Alfioni; Liana Mega Ristyani Bekti; Lufina Mahadewi
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 4 No. 2 (2026): April: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v4i2.4409

Abstract

The digitalization of the financial sector is frequently framed as a technical solution to enhance financial inclusion and expand micro, small, and medium enterprises’ (MSMEs) access to capital. Through fintech platforms, digital payment systems, and data-driven credit assessments, digital finance is widely expected to reduce information asymmetry and lower entry barriers for small businesses. However, this perspective often assumes that expanded access automatically leads to stronger business resilience. This paper challenges that assumption by arguing that financial digitalization increasingly operates as a gatekeeping system that differentiates MSMEs based on their capacity to generate, manage, and comply with digital data requirements. While policy discussions commonly emphasize digital literacy and technological readiness, limited attention has been given to how algorithm-based evaluations, platform compliance standards, and data dependency reshape the conditions under which MSMEs are recognized as “bankable” or “investable.” A critical review of the literature suggests that participation in digital financial systems is not merely a matter of access, but of alignment with platform-defined metrics that implicitly privilege certain business behaviors while excluding others. As a result, many MSMEs do not reject digital finance in principle, but face heightened exposure to operational risk, opacity in decision-making processes, and uncertainty regarding their long-term position within platform-based financial ecosystems. This paper seeks to identify conceptual and policy gaps in existing discussions on financial digitalization and MSMEs by shifting the analytical focus from access expansion toward the structural role of digital finance in shaping business survival. By situating financial digitalization within a broader sustainable development framework, the study underscores the need for governance approaches that address digital gatekeeping and prevent financial inclusion from evolving into a new form of exclusion.
Co-Authors Aliyya Aliyya Annisa Dwiyana Hernanda Alfioni Liana Mega Ristyani Bekti Odhy Pratomo Nugroho