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Sosialisasi dan Pendampingan Literasi Keuangan dan Media Promosi Digital untuk UMKM Desa Bagon, Kecamatan Puger, Jember Nurshadrina Kartika Sari; Yuniorita Indah Handayani; Muhammad Abdul Wafi; Mareta Susana; Dita Rahayu Artaningtias; Feby Astiwi Putri; Novem Bagus Pramesta
Jurnal Pengabdian Literasi Digital Indonesia Vol. 1 No. 2 (2022): December
Publisher : Puslitbang Akademi Relawan TIK Indonesia (ARTIKA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (979.74 KB) | DOI: 10.57119/abdimas.v1i2.10

Abstract

Bagon Village, Puger District, Jember Regency has 15 MSMEs managed by the community as a livelihood, various types of businesses can be found in this village ranging from culinary, handicrafts and also service providers. The service partners in this activity are seven MSMEs in Bagon Village. The problems faced by partners are aspects of business management, which are related to business financial management and marketing aspects. To solve this problem, the team carried out socialization about financial literacy and digital promotional media, besides that the team also provided assistance to partners to practice using a business transaction recording application, namely Kasir Pintar and creating social media such as Instagram and Facebook, creating accounts on marketplaces such as Shopee. and register your business on Google My Business. The results obtained are increased knowledge and insight of partners in accessing financial applications and digital promotional media and optimizing these applications in the implementation of their daily business activities. The team also provides assistance so partners can compose interesting digital promotional content, such as creating promotional flyers. In the future, it is hoped that further assistance can be carried out based on the results of the evaluation by the team, so that partners can optimally use financial applications and promotional media.
Customer Satisfaction Analysis of E Banking Users: A field study of Conventional Bank Yuniorita Indah Handayani; Qin Jing Jun; Agustin HP; Purnama Miftahul Rizqi
ABM: International Journal of Administration, Business and Management Vol 4 No 2 (2022)
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v4i2.624

Abstract

The banking industry is currently growing rapidly by utilizing and optimizing management information and technology in the form of e-banking as an efficient means of a satisfying customer. Online-based services at banks are more efficient services to help customers. Technological advances have been used to attract customer for bank transactions. Therefore, customer satisfaction is a priority in banking activities. Customer satisfaction is an important factor in maintaining a competitive advantage in the era of technological development. This research is a form of replication that use the subject of bank customer of e-banking user in Jember city. The aim of the research is to determine the factors that influence customer satisfaction of e-banking users. The role of cloud service, security banking system, e-learning and service quality are four factors that can drive customer satisfaction. This research uses quantitative methods with multiple linear regression analysis. The sample use in this research amunted 125 respondents. This research find that cloud service, e-learning and service quality significantly affect on customer satisfaction, on the other hand security banking system has no effect on customer satisfaction.
Influence Of A Work Culture Of Berakhlak, Motivation, Organizational Support And Job Satisfaction On Employee Performance Dian Sari Anggraini; Yuniorita Indah Handayani; Muhammad Firdaus
ABM: International Journal of Administration, Business and Management Vol 6 No 1 (2024)
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v6i1.1071

Abstract

This research aims to examine the influence of a work culture of BerAKHLAK, motivation, organizational support, and job satisfaction on employee performance at Bondowoso Regency. The population in this study was 181 employees and the sample was 125 employees selected using the purposive sampling method. The research method used is a survey method using a questionnaire as a data collection instrument. The collected data was analyzed using multiple linear regression techniques. The research results show that work culture of BerAKHLAK, motivation, organizational support, and job satisfaction have a significant influence on employee performance. work culture of BerAKHLAK and organizational support have a significant positive impact on employee performance, while motivation has a significant positive influence on employee performance. Job satisfaction also has a significant positive influence on employee performance. These findings show the importance of implementing a fair work system with BerAKHLAK to improve employee performance. It is also necessary to pay attention to strong organizational support to encourage better performance. This research contributes to the development of theory and practice of human resource management in the agricultural and food security sectors. The practical implication of this research is the importance of the Bondowoso Regency government through the Bondowoso Regency Environmental Service to encourage the implementation of a BerAKHLAK work culture, strengthen organizational support, and increase employee job satisfaction to improve their performance.
The Effect Of Self Development, Teaching Experience, Teachers Certification, Infrastructure And Facilities On Class Teacher’s Professionalism At Min Jember Qudsyi Qudsyi; Suwignyo Widagdo; Yuniorita Indah Handayani
ABM: International Journal of Administration, Business and Management Vol 6 No 1 (2024)
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v6i1.1076

Abstract

This research aims to determine the Influence of Self-Development Training, Teaching Experience, Teacher Certification, and Infrastructure Facilities on Teacher Professionalism in State Elementary Islamic Schools (MIN) throughout Jember Regency. This research employs a quantitative approach. The population in this study comprises all teachers in MIN throughout Jember Regency, totaling 58 teachers, while the sample consists of 58 individuals. Data were collected through questionnaires distributed over a period of 3 months. Subsequently, the data were analyzed using multiple regression. The research findings indicate that self-development training and teaching experience have a positive influence on teacher professionalism. Meanwhile, teacher certification and infrastructure facilities do not have a significant effect on the level of professionalism among teachers in MIN throughout Jember Regency.
Study Of Perception Public At System Pawnshop Syariah Branch Tanjung Market In Jember Yani Dahliani; Yuniorita Indah Handayani; Helmi Agus Salim
ABM: International Journal of Administration, Business and Management Vol 6 No 1 (2024)
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v6i1.1079

Abstract

The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch tanjubg marketin Jember as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in pasar tanjung and to know what are the factors that determine the people prefer anh how sharia pawnshops in running the system and whether people understand about how the system implemented by pawnshop sharia.The purpose of this descriptive research of sharia pawn system. The results of research that has been done shows that the community is very supportive of sharia pawnshops, with sharia pawnshops can help the community down in obtaining funds quickly easil, greatly assist the community in its financial problems to meet their needs but the lack of socialization conducted by pawnshops sharia making people who pawned gold or other goods made ignorance and lack of understanding of the system and akad used by sharia pawnshops, this resulted in 100% of respondents experiencing a lack of understanding of the system, products and contracts implemented by the sharia pawnshops.
Implications of Net Stable Funding Ratio (NSFR) on Islamic Bank Margins and Earning Management Practices: A Systematic Literature Review Yuniorita Indah Handayani; Muhaimin Dimyati; Hayatul Maspufah; Nurshadrina Kartika Sari
ABM: International Journal of Administration, Business and Management Vol 8 No 1 (2025): June 2025 - November 2025
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v8i1.1680

Abstract

The implementation of the Basel III Net Stable Funding Ratio (NSFR), although aimed at improving financial stability, has the potential to reduce Islamic bank margins and encourage profit management practices due to funding structure mismatches. This study aims to analyze and synthesize the literature on the implications of NSFR on margins and profit management practices in Islamic banking. Using the Systematic Literature Review (SLR) method based on PRISMA 2020 (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) for articles published between 2020 and 2025, the data were analyzed through narrative synthesis. The synthesis results show that NSFR causally suppresses profit margins through increased funding costs. Based on agency theory, this pressure on profitability creates a strong incentive for managers to engage in earnings management as a strategic response. This study formulates a conceptual framework that integrates liquidity regulations, financial performance, and managerial behavior.
Manajemen Kinerja Anggota Komisi D DPRD Kabupaten Jember dalam Pelaksanaan Fungsi Pengawasan Bidang Pendidikan Dan Kesehatan Muhammad Nur Aji Aji; Yuniorita Indah Handayani; Dedy Wijaya Kusuma
Bata Ilyas Educational Management Review Vol. 6 No. 1: January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose: This study was motivated by the suboptimal implementation of the legislative oversight function in the education and health sectors, as reflected in low service quality, uneven distribution of resources, and limited program transparency. These conditions indicate the need to strengthen performance management within Commission D of the Regional House of Representatives of Jember Regency. This study aims to analyze performance management, identify efforts to overcome existing obstacles, and formulate an ideal performance management model in the implementation of the oversight function. Research Design and Methodology: The research employed a qualitative approach using a case study strategy. Informants were selected purposively and included the leadership, members of Commission D, and related stakeholders. Data were collected through observation, in-depth interviews, and documentation, and were analyzed using an interactive model. Findings and Discussion: The findings show that the performance management of Commission D is divided into three main stages: planning, implementation, and evaluation. Planning was conducted in an integrated, collective, and adaptive manner according to sectoral needs. The implementation of oversight was responsive, flexible, and collegial in addressing field dynamics. Performance evaluation was carried out dialogically, comprehensively, and adaptively by assessing service aspects, program conformity, and budget absorption. The study also found that obstacles such as resistance from oversight objects, limited data transparency, and constraints related to time, budget, and internal dynamics were addressed through persuasive communication, strengthened formal coordination, and improved internal capacity. Implications: The study implies the importance of strengthening structured performance management systems, improving transparency and inter-institutional collaboration, and enhancing the competence of legislative members to ensure more effective, accountable, and responsive oversight in improving public service quality in the education and health sectors.