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All Journal Milkiyah: Jurnal Hukum Ekonomi Syariah
Nia Anjani, Nia
Fakultas Ekonomi dan Bisnis Universitas Udayana
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Minat Perilaku Pengguna Mobile Banking pada Perguruan Tinggi Agama Islam Anjani, Nia; Kalsum, Ummi; Alwahidin
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2024): Milkiyah: Jurnal Hukum Ekonomi Syariah, August 2024
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v3i2.1461

Abstract

This study aims to examine the effects of perceived ease of use, perceived usefulness, attitude towards behavior, subjective norms, and behavioral control—on students' behavioral intention to use mobile banking. A quantitative research approach was employed to validate the data collected. This research was conducted in one of Islamic Higher Education in Indonesia, namely IAIN Kendari. The sample consisted of 100 students from IAIN Kendari who actively use mobile banking, selected using a purposive sampling technique. Data was gathered through questionnaires and the analysis was conducted using path analysis regression. The results indicate that students' behavioral intention to use mobile banking is positively influenced by their perceptions of ease of use, usefulness, attitude towards the behavior, subjective norms, and behavioral control. The more favorable individuals' perceptions of convenience, utility, and control over mobile banking usage, the stronger their intention to use the technology. These factors interact with each other, shaping users' behavioral intention to adopt mobile banking.
Co-Authors Alwahidin Ummi Kalsum