Claim Missing Document
Check
Articles

Found 19 Documents
Search

THE EFFECT OF INFLATION, INTEREST RATE, AND GROSS DOMESTIC PRODUCTS ON THE PROFITABILITY OF SHARIA BANKING IN INDONESIA (Sharia Banking Financial Reports 2014-2018) Hidayat, Imam; Alwahidin, Alwahidin; Aspiani, Tetin
Journal of Industrial Engineering & Management Research Vol. 1 No. 4 (2020): December 2020
Publisher : AGUSPATI Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (663.97 KB) | DOI: 10.7777/jiemar.v1i4.102

Abstract

This study aims to determine the effect of inflation, interest rates, and gross domestic product on Islamic banking's profitability in Indonesia. The research approach is a quantitative research using data in the form of time series in the 2014-2018 Islamic bank financial statements. The method used is descriptive statistical analysis, classic assumption test, and multiple regression equation tests using the SPSS 21 computer program. Based on the results of the research conducted, it can see that partially shows that inflation has a significant influence on the Profitability of Islamic Banking in Indonesia with smaller t counts from t table that is equal to 0.219 smaller than 2.040 and a significant value of 0.828 smaller than 0.999, the interest rate variable partially has a significant effect on the Profitability of Islamic Banking in Indonesia with t count smaller than t table that is -0.918 smaller than 2.040. A significant value of 0.365 is smaller than 0.999. The GDP variable significantly affects the Profitability of Islamic Banking in Indonesia with a count smaller than the t table that is equal to 0.371 smaller than 2.040 and a significant value of 0.713 smaller than 0.999. So it was concluded that the ups and downs of Sharia Banking Profitability are influencing by Inflation, Interest Rates, and Gross Domestic Product.
The Effect Of Financial Ratio To Net Income For The Period 2013-2017: Study At PT. Bank Syariah Mandiri Indonesia Imam Azizuddin; Alwahidin Alwahidin
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 2 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to find out if the financial ratio has a significant positive effect on net profit for the period 2013-2017 at PT. Bank Syariah Mandiri Indonesia. This research uses quantitative methods using time series data on the financial statements of Bank Syariah Mandiri Indonesia period 2013-2017, purposive sampling used as a method of selection of this research sample. The methods used are descriptive statistical analysis, standard assumption tests and multiple linear regression equation tests with SPSS 21, with a significant rate of 5%. Based on the results of this study, it finds that the financial ratio positively does not have a significant effect on the profit of Bank Syariah Mandiri Indonesia from the f test result obtained from f count of 1,384 with a significant value of 0.284>0.05 because the probability is much higher than 0.05 so it can conclude that there is no significant influence on the variable financial ratio to the profit of Bank Syariah Mandiri Indonesia Period 2013-2017.
Stock Returns and Liquidity Changes Around the Screening Announcement: An Empirical Study in Indonesia D. Y. Rahmasuciana; A. Alwahidin; A. S. Utomo; Muhammad Rofi'i
Global Review of Islamic Economics and Business Vol 3, No 2 (2015)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (448.299 KB) | DOI: 10.14421/grieb.2015.032-02

Abstract

This paper aims to identify and analyze the volatility of stock returns and the changes of liquidity around the announcement of Shari’ah stock screening published by Otoritas Jasa Keuangan (OJK) and Dewan Syariah Nasional (DSN-MUI). The announcement is consist of stocks that become the constituent of ISSI (Indonesia Shari’ah Stock Index) and the stocks out from ISSI in each period. The number of data are 341 emitens, divided into two categories. The first category was 196 stocks that out from the composition of  ISSI, and  the second was shari’ah stock from 145 emitens which categorized as part of ISSI from 2011 to 2016. The statistical method (t-test) is used to analyze the change of stock returns and the change of liquidity in 14 days around the announcement (6 days pre- and post announcement). The result shows that Shari’ah compliant stocks over 6 years around the announcement have no difference in return and have negative sign for both the Shari’ah stocks and the stocks out from ISS. It may caused by the intention of Islamic investor which invest their capital based on the compliance of Shari’ah, so the returns do not become the most important one. Interestingly, on the other hand, the liquidity change of stocks which out of ISSI has negative significant difference on the days after the announcement of screening. It indicates that the non-compliant stocks have negative in change of liquidity or have significant liquidity declining after the announcement. Also, in fact Islamic invetors are more concern in the list of stocks that out from ISSI and the stock returns become less important to them than the compliance of investment. Thess findings confirm the issue that the screening is not effecting the expected return of investors. Besides, this study tells that the screening is perceived as important information by the investors in making decisions. Thus, the next studies are needed to investigate the effect of long-term investment on shari’a stock and the factors that influence the shari’a stock return during the period of announcement.
Kinerja Portofolio Saham Syariah dan Faktor yang Memengaruhi Kinerja Saham Syariah di Indonesia Alwahidin La Pade
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 5, No 1 (2020): June 2020
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v5i1.1884

Abstract

Penelitian ini bertujuan untuk menguji kinerja saham syariah di Bursa Efek Indonesia melalui indeks ISSI, JII, dan portofolio yang dibentuk secara acak dari kelompok saham syariah kemudian membandingkannya dengan kinerja portofolio konvensional melalui tujuh indeks dan portofolio yang dibentuk secara acak dari kelompok saham konvensional. Penelitian ini juga menguji faktor-faktor fundamental perusahaan yang memengaruhi kinerja saham syariah dan membandingkannya dengan faktor yang memengaruhi kinerja saham konvensional. Data yang digunakan dalam penelitian berjumlah 355 emiten terdiri dari 134 emiten saham syariah dan 221 emiten saham konvensional pada periode waktu 2011—2015. Metode yang digunakan untuk mengukur kinerja saham adalah risk-adjusted model dengan empat pendekatan Sharpe, Treynor, M2, dan Jensen’ Alpha. Analisis regresi linear berganda menggunakan metode Ordinary Least Square (OLS) dengan Cross Random Model. Hasil pengujian dan pengukuran menunjukkan bahwa secara umum sepanjang 2011—2015 kinerja portofolio saham konvensional mengungguli portofolio syariah. Namun demikian pada periode krisis global akhir tahun 2011 dan 2012 kinerja portofolio saham syariah mengungguli portofolio saham konvensional, ini memperkuat hasil penelitian yang mengatakan bahwa kinerja saham syariah lebih baik ketika krisis karena investor melakukan mekanisme hedging. Faktor fundamental yang memengaruhi kinerja saham syariah berbeda dengan faktor yang memengaruhi kinerja saham konvensional, terutama pada debt to equity ratio, yang menunjukkan hubungan positif signifikan pada saham syariah dan hasil sebaliknya pada saham konvensional menunjukan hubungan negatif walaupun tidak signifikan secara statistik.
Efisiensi Bank Umum Syariah Milik Pemerintah Daerah di Indonesia Muljibir Rahman; Alwahidin La Pade
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 2 (2019): December 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i2.1405

Abstract

Penelitian ini bertujuan untuk mengetahui perbandingan tingkat efisiensi Bank Umum Syariah milik pemerintah daerah di Indonesia selama periode 2014-2018. Metode yang digunakan dalam penelitian ini adalah Data Envelopment Anaysis (DEA) dengan pendekatan intermediasi yaitu mengukur tingkat efisiensi dari masing-masing Bank Syariah dengan menggunakan metode DEA. Variabel input yang digunakan adalah jumlah simpanan,biaya tenaga kerja dan aset tetap. Sedangkan variabel output-nya adalah jumlah pembiayaan dan pendapatan operasional. Hasil penelitian DEA menunjukkan bahwa tingkat efisiensi Bank Syariah milik pemerintah daerah di Indonesia secara Overall (CRS) pada tahun 2014 sampai 2016 mencapai efisiensi yang optimum akan tetapi pada tahun 2017 dan 2018 tingkat signifikansi Bank Syariah menurun masing-masing mencapai 0,87 dan 0,93. Sementara tingkat efisiensi secara teknis (VRS) selama tahun 2014 sampai 2016 mengalami efisiensi optimum akan tetapi pada tahun 2017 mengalami penuruanan efisiensi mencapai 0,99. Adapun penyebab utama inefisiensi  sebagian pada jumlah pembiayaan, biaya tenaga kerja dan Jumlah Simpanan (Tabungan).
PEMODELAN HUBUNGAN KOINTEGRASI HARGA CPO DAN KINERJA INDEKS SAHAM SYARIAH INDONESIA MENGGUNAKAN VECM Dewi Santri; Alwahidin Alwahidin
Jurnal PROFIT: Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 10, No 1 (2023): Jurnal PROFIT: Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Pendidikan Ekonomi FKIP Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36706/jp.v10i1.19046

Abstract

Peramalan pergerakan saham biasanya akan lebih akurat jika model yang digunakan turut mempertimbangkan keterlibatan variabel lain yang kemungkinan berpengaruh. Penelitian ini memodelkan hubungan dinamis jangka panjang antara Kinerja Indeks Saham Syariah Indonesia (IDx Syariah) dengan perubahan harga Cruide Palm Oil(CPO). Data IDx Syariah dan CPO yang diketahui tidak stasioner dimodelkan dengan menggunakan analisis Vector Error Correction Model (VECM). Hasil uji kointegrasi dari kedua variabel menunjukan bahwa terdapat hubungan jangka panjang yang signifikan antara variabel IDx Syariah dan CPO. Grafik Impulse Response Function (IRF) memperlihatkan bahwa pergerakan nilai CPO baru akan direspon oleh kinerja IDx Syariah pada periode lag ke-tiga sampai pada periode lag ke-enam. IDx Syariah menunjukan respon yang negatif terhadap CPO pada lag ke tiga dan bergerak naik secara fluktuatif sampai periode ke enam. Artinya perubahan harga CPO direspon secara negative oleh Indeks Saham Syariah Indonesia setelah tiga sampai enam periode waktu harga baru dibentuk di pasar komoditas CPO
Subjective Norms Are Not Important for Millennials in Determining Their Interest in Technology: TAM and TPB Models Examines La Pade, Alwahidin; Wahyu Prayoga, Jodi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 2 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (591.492 KB) | DOI: 10.21927/10.21927/jesi.2022.12(2).162-181

Abstract

This study examines the factors influencing the intention to use Islamic mobile banking services. In this study, factors influencing millennials' interest in using Islamic mobile banking are perceived usefulness, perceived ease of use, attitudes towards behaviour, subjective norms and behavioural control. This research is a development of previous research, which also uses a combination model of TAM (Technology Acceptance Model) and TPB (Theory of Planned Behavior). Data analysis was performed using Smart PLS Software version 3.0 and IBM SPSS 25. The results of this study indicate that perceived ease of use, perceived benefits, attitude to use, and behavioural control influence students' interest in using Islamic mobile banking. Meanwhile, subjective norms do not affect students' interest in using sharia mobile banking. The implications of this research are relevant for bank management, strategic divisions, marketing and mobile banking analysts to pay attention to the factors influencing individual interest in using mobile banking in developing their information systems.
Pengaruh Kualitas Pelayanan dan Religiusitas Terhadap Minat Menabung di Bank Syariah Indonesia Alwahidin; Nur Afni
ARBITRASE: Journal of Economics and Accounting Vol. 3 No. 1 (2022): July 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v3i1.445

Abstract

This study aims to examine the effect of service quality and religiosity on the intention to save at Bank Syariah Indonesia. This study uses quantitative research methods to confirm the data obtained in the field with the existing theory. Meanwhile, sample data collection techniques were carried out using the questionnaire method, literature study, and documentation. Data is processed using the SmartPLS 3.0 program. The data processing results show that service quality and religiosity have a significant effect on the interest in saving at Bank Syariah Indonesia. This finding is evidenced by each Path Coefficient value > 0.05. First, the service quality variable with the path coefficient value in the hypothesis test is t statistic > t table (2.467 > 1.985) or p-value 0.014 <0.05, so it can be concluded that the service quality variable influences the intention to save at BSI. Second, the Religiosity variable with the path coefficient value in the hypothesis test is t statistic > t table (6.306 > 1.985). So it can be concluded that the religiosity variable influences the intention to save at Bank Syariah Indonesia. The implications of this relevant research are for banks to pay attention again to the influences on customers' interest in keeping at Bank Syariah Indonesia.
Pengaruh Reputasi Bank dan Etika karyawan Terhadap Loyalitas Nasabah Alwahidin, Alwahidin; Wahid Mongkito, Abdul; Ahmad, Ahmad
MADINAH Vol 8 No 2 (2021): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v8i2.1347

Abstract

This study aims to determine the effect of bank reputation and employee ethics on customer loyalty (a case study of BTN Syariah KCPS Kendari bank customers) partially and simultaneously. Source of data used in this study is the primary data questionnaire. This study uses a quantitative method because it aims to confirm the data obtained in the field with the existing theory. Samples were obtained by 97 customer respondents at BTN Syariah. Meanwhile, the data collection technique was carried out using the questionnaire method, and literature study. Data were processed using reliability, validity, classical assumptions, multiple linear regression tests, hypothesis testing and coefficient of determination tests using the IBM SPSS 26 for windows program. The results of the data processing indicate that the bank's reputation partially has a significant effect on the customer loyalty variable as indicated by the large t test value of 5.430 > 1.98552. Employee ethics partially has a positive and significant effect on customer loyalty of 3.297 > 1.98552. The results of the t test show that the variables of bank reputation and employee ethics are variables that affect customer loyalty at Bank BTN Syariah. while for the f test the results of bank reputation variables and employee ethics have a joint effect on customer loyalty.
Waqfnomic Based on Muna Culture as an Alternative Model of Islamic Philanthropy Insawan, Husain; Alwahidin, Alwahidin; Rahman, Muljibir; Sahlan, Sahlan; Putri, Azzahrah Insawan
KARSA Journal of Social and Islamic Culture Vol. 32 No. 1 (2024)
Publisher : Universitas Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/karsa.v32i1.10930

Abstract

The potential for Waqf in Indonesia is huge, as in the case of Muna Regency. This research explains the problems of Waqf in the Muna cultural approach. The aim is to analyze the problems of waqf institutions in a religious and cultural context. The research method used is qualitative, and it looks at the unique cultural paradigm in waqf land management. This research source uses primary data by conducting interviews with the main actors of Waqf, traditional leaders, religious leaders, and leaders of religious institutions. Secondarily, data is obtained from sources or other supporting parties related to the research object, such as reference books, monographs, proceedings, research reports, and journals. The researcher offers a Waqfnomic Model, namely Economic-Cultural Waqf or culture-based Waqf, whose implementation involves traditional and religious leaders and can be displayed online using information technology, making it more millennial, simple, and easy to access. Access is right on target and legally friendly.