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All Journal Ekonomi Bisnis International Humanities and Applied Science Journal Jurnal Doktor Manajemen (JDM) Jurnal Ilmu Ekonomi dan Sosial (JIES) Jurnal Pengabdian Masyarakat Singa Podium (JPMSIPO) Growth: Jurnal Magister Ilmu Ekonomi Universitas Palangka Raya
Rachi Titi Ramadhani Sari
Universitas Mercu Buana
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Factors Affecting Students' Desire to Save in The Bank (Observation on Senior High School Yadika 11, Bekasi) Sari, Rachi Titi Ramadhani; Puspitarini, Sari
International Humanities and Applied Science Journal VOLUME 4, ISSUE 2, 2021
Publisher : Universitas Mercu Buana

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Abstract

Abstract. The purpose of this research was cultivate of student interest on saving in SMA Yadika 11 Bekasi, approaching from financial literacy and financial inclusion variables. The population used in this research is the students of SMA Yadika 11 Bekasi. Sampling in this research was determined through a questionnaire using the probability sampling method. Sample for this research obtained 120 respondents. Analized data method used is SEM (Structural Equation Model) from SPSS 23. Result from this research is financial literacy had a significant positive effect on students' interest in saving at SMA YADIKA 11 Bekasi, so do financial inclusion had a significant positive effect on students' saving interest in YADIKA 11 SMA Bekasi.
Pengaruh Ekspektasi Return, Persepsi Terhadap Risiko, Dan Self Efficacy Terhadap Minat Investasi Generasi Milenial Rachi Titi Sari
Jurnal Ilmu Ekonomi dan Sosial (JIES) Vol 10, No 1 (2021): March 2021
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.323 KB) | DOI: 10.22441/jies.v10i1.11693

Abstract

Penelitian ini bertujuan untuk menganalisis ekspektasi return, persepsi resiko dan self efficacy terhadap minat investasi saham mahasiswa fakultas ekonomi universìtas mercubuana. Metode analisis data yang digunakan dalam penilitian ini menggunakan Structural Equation Modeling-Partial Least Square (SEM-PLS). Teknik pengamatan/penelitian yang digunakan adalah studi deskriptif dengan pengujian hipotesis, dan penelitian ini dikategorikan studi lapangan dengan menguji hubungan korelasional antar variabel. Variabel yang digunakan dalam penelitian ini adalah ekspetasi return, persepsi resiko, self efficacy dan minat investasi saham. Untuk alat pengumpulan data digunakan fasilitas survey online dalam URL. Penyebaran kuisioner ini mengunakan google form, sedangkan teknik penilaian dengan menggunakan simple random sampling dengan skala likert. Hasil penelitian menunjukkan bahwa hanya variabel Persepsi Terhadap Resiko yang menunjukkan negatif signifikan terhadap minat investasi generasi milenial, hal ini ditunjukkan dengan nilai koefisien untuk variabel Persepsi Terhadap Resiko bernilai -0,475. Sedangkan variabel Ekspektasi return dan Self Efficacy berpengaruh positif signifikan terhadap minat investasi generasi milenial.
Pengaruh ROA, NPL, BOPO & SBI Terhadap Penyaluran Kredit Bank Pemerintah Dan Bank Asing Rachi Titi Komalasari
Jurnal Ilmu Ekonomi dan Sosial (JIES) Vol 9, No 3 (2020): November 2020
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jies.v9i3.9959

Abstract

The research objective was to determine the effect Return on Assets (ROA) ratio, Operational Costs to Operating Income (BOPO), Non Performing Loans (NPL), and Sertificate Bank Of Indonesia (SBI) towards lending to Goverment Banks and Foreign Bank. The independent variable consists of ROA, BOPO, NPL and SBI while the dependent variable is credit distribution. The population in this study are 4 Goverment Banks and 9 Foreign Bank. The sampling method uses purposive sampling with a sample of 13 banks in accordance with certain criteria. Data analysis method uses linear multiple regression with calculations using the SPSS program. The results showed that ROA, BOPO, NPL and SBI had a negative and significant effect on credit distribution.
PENGARUH VARIABEL ROA, BOPO, NPL DAN SBI TERHADAP FUNGSI INTERMEDIASI BANK PEMERINTAH DAN BANK ASING Rachi Titi Ramadhani Sari
Jurnal Ilmiah Ekonomi Bisnis Vol 20, No 2 (2015)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.989 KB)

Abstract

Penelitian ini bertujuan untuk melihat bagaimana pengaruh variable ROA, BOPO, NPL, dan SBI terhadap konsistensi bank pemerintah maupun bank asing dalam menjalankan fungsi intermediasi, serta apakah terdapat kemungkinan adanya indikator lain yang mempengaruhi konsistensi bank dalam menjalankan fungsi intermediasinya selain ROA, NPL, BOPO, dan SBI.  Metode yang digunakan adalah pengumpulan data sekunder. Penggunaan metode ini untuk memperoleh data-data yang berupa perhitungan rasio keuangan (ROA, BOPO, NPL, dan SBI) dan besarnya dana pihak ketiga  yang berhasil dihimpun oleh bank, serta besarnya penyaluran kredit bank.Hasil yang diperoleh menunjukkan bahwa pendapatan operasional bank sebagian besar berasal dari pendapatan fee based, baik pada bank asing maupun pada bank pemerintah. Apabila bank menerapkan fungsi intermediasi maka seharusnya sebagian besar pendapatan operasional bank berasal dari pendapatan bunga kredit. Dari penelitian ini penulis menyimpulkan bahwa bank tidak konsisten dalam menjalankan fungsi intermesianya dikarenakan bank lebih mengutamakan aktivitas fee based yang dapat menghasilkan keuntungan yang besar walaupun memiliki resiko yang besar. Kata Kunci : ROA, BOPO, NPL, SBI, intermediasi
Pengaruh Kepemilikan Institusional dan Risiko Bisnis Terhadap Kebijakan Hutang Pada Perusahaan Manufaktur Go Public Rachi Titi Sari
Jurnal Ilmu Ekonomi dan Sosial (JIES) Vol 11, No 2 (2022): JULI 2022
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jies.v11i2.16010

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh kepemilikan institusional dan risiko bisnis terhadap struktur keuangan perusahaan manufaktur yang terdaftar di bursa efek Indonesia. Populasi yang digunakan pada riset ini ialah perusahaan manufaktur yang terdaftar di bursa efek Indonesia. Pengambilan sampel pada riset ini dilakukan menggunakan data primer berupa laporan keuangan publikasi perusahaan manufaktur yang terdaftar di bursa efek Indonesia tahun 2019, dengan menggunakan metode probability sampling. Sampel yang diperlukan dalam penelitian ini diperoleh dari 30 perusahaan manufaktur. Metode analisis data yang digunakan pada penelitian ini yaitu SEM (Structural Equation Model) dengan menggunakan SPSS 23. Hasil penelitian menunjukkan bahwa Kepemilikan institusional tidak berpengaruh signifikan terhadap struktur keuangan perusahaan manufaktur yang sudah go public dan terdaftar di Bursa Efek Jakarta, sedangkan resiko bisnis berpengaruh positif signifikan terhadap struktur keuangan perusahaan manufaktur yang sudah go public dan terdaftar di Bursa Efek Jakarta.
Literasi Financial Technology dan Pengenalan Aplikasi Flip.id untuk Meningkatkan Pemberdayaan Warga Pelaku Usaha di Kecamatan Pondok Aren Puspitarini, Sari; Sari, Rachi Titi Ramadhani
Jurnal Pengabdian Masyarakat Singa Podium (JPMSIPO) Vol. 2 No. 1 (2024): April
Publisher : LPPM Universitas Bung Karno

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58965/jpmsipo.v2i1.32

Abstract

Financial technology, or FinTech, is an innovation in technology designed to facilitate financial transactions so that they can be carried out practically, easily, and efficiently using computer devices or mobile phones via the internet. Thanks to the wide range of services offered by FinTech, people can enjoy better financial services and speed up business processes by increasing the speed of money circulation, which in turn can boost the communal economy. For example, the recently launched FLIP app makes it easy to transfer between banks without fees, reducing expenses. In Pondok Aren District, South Tangerang, the use of internet networks by business actors is quite common. However, business residents in Pondok Aren sub-district are often limited in understanding finance in today's digital era and lack of use of technology in financial activities. For this reason, we are encouraged to disseminate knowledge through educational programs to the public and business actors about FinTech literacy  and the introduction of Flip.id applications, in order to increase the empowerment of business residents in Pondok Aren, Tangsel, in order to develop their business optimally.
PVSAT Optical strategy to boost glass sales in Sintang City Larasati, Cindy; Sari, Rachi Titi Ramadhani; Astikawati, Yunita
Journal Magister Ilmu Ekonomi Universtas Palangka Raya : GROWTH Vol. 10 No. 1 (2024): June 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/grow.v10i1.15303

Abstract

Pvsat Optics is a private company operating in the eye health sector. Glasses are one of the products at Optik Pvsat. Glasses are a visual aid for someone who suffers from nearsightedness or farsightedness. This research aims to determine Pvsat Optical's strategy for increasing glass sales in Sintang. The research method used in this research is descriptive qualitative research. Data collection techniques in this research were collected by interviewing customers, documentation, and observation. This research shows that Optik Pvsat uses several strategies to increase sales, namely conducting training for employees and implementing marketing strategies by utilizing social media. Promotions implemented by Optik Pvsat include promotions online and in person. Online promotions include social media such as WhatsApp and Instagram, while offline promotions include banners/billboards or direct education to customers. This education conveys the customer's benefits of using glasses.
WORKLOAD ANALYSIS AND DETERMINATION OF THE OPTIMAL NUMBER OF WORKERS ON THE OPERATOR'S PART WITH THE WORKLOAD ANALYSIS METHOD APPROACH (Case Study on UHT Department Operators at PT Indolakto Cicurug 3, Processing Ready to Drink Dairy Products) Danubratha, Nabila Yulia; Sari, Rachi Titi Ramadhani
International Humanities and Applied Science Journal VOLUME 8, ISSUE 1, 2025
Publisher : Universitas Mercu Buana

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Abstract

This study aims to analyze the workload of operators in the UHT department of PT Indolakto Cicurug 3 and determine the optimal number of workers using the Workload Analysis (WLA) method approach. The population of this study is all operators in the UHT department of PT Indolakto Cicurug 3 which totals 40 people. The research sample was selected using the purposive sampling method, with one representative from each of the five working parts (Tipper, Mixing, Sterilizer, Filling, and Packing), so that the total sample was five people. The data collection method was carried out through direct observation using the Stopwatch Time Study to measure working time, semi-structured interviews with operators and management to understand work activities and challenges faced, as well as analysis of historical data related to productivity and previous work records. The data obtained was analyzed using the Workload Analysis method, which included the calculation of standard time, allowance percentage, and data uniformity and adequacy tests to ensure the validity of the results. The results showed that there was a workload imbalance in some sections, with some stations experiencing overload (>100%), while others had lower loads (<70%). This imbalance has the potential to affect productivity and labor welfare. Based on the results of the Workload Analysis, this study recommends redistribution of labor to achieve a more optimal balance, which is expected to improve operational efficiency and overall labor welfare.Keywords : Workload Analysis, Workload, Optimal Workforce, UHT Operators, Employee Welfare.
Pengaruh Investment Opportunity Set Dan Free Cash Flow Terhadap Kebijakan Hutang Pada Perusahaan Manufaktur Go Public Sari, Rachi Titi Ramadhani
Jurnal Doktor Manajemen (JDM) Vol 7, No 1 (2024): APRIL 2024
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jdm.v7i1.26700

Abstract

Salah satu cara yang digunakan manajer dalam pengambilan keptusan pendanaan yaitu melalui kebijakan utang. Dimana  investment opportunity set dan free cash flow merupakan beberapa sumber dana eksternal perusahaan yang diperoleh dari para stakeholder. Tujuan penelitian ini adalah menganalisis pengaruh investment opportunity set dan free cash flow terhadap kebijakan hutang perusahaan. Populasi yang digunakan dalam penelitian adalah perusahaan-perusahaan manufaktur yang go public yang telah menerbitkan laporan keuangan tahunan dan dipublikasikan di Bursa Efek Indonesia (BEI) periode 2021-2022. Sampel penelitian berjumlah 50 perusahaan manufaktur. Data yang digunakan dalam penelitian ini merupakan data sekunder. Metode Analisis Data yang digunakan adalah Structural Equation Modeling-Partial Least Square (SEM-PLS). Hasil penelitian menunjukkan bahwa varabel investment opportunity set dan free cash flow memiliki pengaruh positif signifikan  terhadap kebijakan hutang perusahaan manufaktur go public.
Co-Authors Astikawati, Yunita Cindy Larasati, Cindy Danubratha, Nabila Yulia Sari Puspitarini