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PENGARUH FINTECH PAYMENT DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMSI MAHASISWA FEBI IAI DARUSSALAM MARTAPURA Septian Pajrin Mukti; Lola Malihah; Husna Karrimah
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 13 No 2: Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v13i2.2792

Abstract

This research aims to determine the partial and simultaneous effects of fintech payment and financial literacy on the consumption behavior of students at the Faculty of Economics and Islamic Business at IAI Darussalam Martapura. Data collection was carried out using a questionnaire with 146 students as the research sample. The data analysis techniques used were descriptive analysis and multiple regression analysis using SPSS 26 for Windows. Based on the research results, it is known that the fintech payment variable (X1) has a partial effect on the student's consumption behavior variable (Y), while the financial literacy variable (X2) does not have a significant effect on the dependent variable. Furthermore, both independent variables, fintech payment (X1) and financial literacy (X2), have a simultaneous effect on consumption behavior (Y).
PENGARUH MOTIVASI DAN BURNOUT TERHADAP KINERJA KARYAWAN BANK KALSEL SYARIAH KCPS BANJARBARU Q MALL Puji Aulia Rahmi; Lola Malihah; Nur Habibah
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 15 No 2: Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v15i2.4430

Abstract

Improving employee performance is an important factor in achieving organizational goals. Various factors can influence an employee’s performance, such as motivation level , including motivation and burnout. The purpose of this study is to anlyze the extent to which motivation and burnout affect employee performance at Bank Kalsel Syariah KCPS Banjarbaru Q Mall. The approach used in this study is quantitative, where motivation (X1) and burnout (X2) act as independent variables, while employee performance (Y) functions as the dependent variable. The sample used is saturated sampling, by distributing questionnaires to the entire employee population as respondents. The data analysis process in this study includes validity and reliability testing, classical assumption testing, multiple linear regression, as weel as F and, t statistical testing, and calculation of the coefficient of determination. The results show that simultaneously, motivation and burnout significantly affect employee performance (significance value 0.000 < 0.1; Fcount 41.527 > Ftable 2.51). Partially, motivation has a significant effect (significance 0.000 < 0.1; tcount 8.844 > ttable 1.703), while burnout does not significantly affect performance (significance 0.704 > 0.1; tcount 0.384 < ttable 1.703). The coefficient of determination (R²) is 0.755, meaning that motivation and burnout together explain 75.5% of the performance, while the remaining 24.5% is influenced by other factors. This finding highlights the importance of employee motivation and the need to reduce burnout in the workplace..
Analisis Perilaku Shopaholic Ditinjau dari Perspektif Manajemen Pemasaran Dan Perspektif Islam Lola Malihah; Ahmad Zaini; Melyda Rahmah; Lailan Nawiyah; Afrida Najati
Musyarakah: Journal of Sharia Economic (MJSE) Vol 2, No 1 (2021): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v2i1.5509

Abstract

Promosi merupakan salah satu bagian dari bauran pemasaran (mix marketing) yang bertujuan untuk memperkenalkan produk kepada calon konsumen sehingga tertarik untuk membeli. Penelitian ini merupakan penelitian kualitatif deskriptif. Hasil penelitian ini membuktikan bahwa dari sudut pandang manajemen pemasaran secara kuantitatif semakin banyak konsumen menggunakan suatu produk maka hal tersebut akan menunjukkan keberhasilan tim pemasaran. Apalagi jika konsumen tersebut akan loyal dan mempromosikan lagi kepada calon konsumen lainnya. Artinya semakin banyak masyarakat yang berperilaku shopaholic, maka semakin banyak tim pemasaran yang berkualitas karena telah berhasil mempromosikan dan menjual produknya. Sedangkan dalam sudut pandang Islam, perilaku shopaholic ini justru merupakan suatu sikap yang berlebihan dan pemborosan. Islam mengajarkan umatnya untuk hidup sederhana, hemat dan tidak berlebih-lebihan dalam menggunakan atau membelanjakan harta, karena pada dasarnya harta hanya titipan saja, dan sesungguhnya didalam harta yang dititipkan Allah itu ada hak fakir, miskin, anak yatim, dan golongan yang berhak menerima seperti disebutkan dalam Al-Qur’an.
Pengaruh Pertumbuhan Ekonomi dan Rata – Rata Lama Sekolah Terhadap Indeks Pembangunan Manusia di Kabupaten Banjar Ahmad Syairoji; Rusdiana Rusdiana; Lola Malihah
JURNAL LITBANG KOTA PEKALONGAN Vol. 22 No. 2 (2024)
Publisher : Badan Perencana Pembangunan, Riset dan Inovasi Kota Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54911/litbang.v22i2.333

Abstract

The Human Development Index is important parameter in describing development from human perspective based on three main dimensions, namely health, education and living standards. The ultimate goal of development should be to lead to better living conditions and of course prosperity and welfare of the people. Therefore, it is important to pay attention to existing human resources..This research aims to determine the influence of Economic Growth and Average Years o Schooling on the Human Development Index in Banjar Regency. This research uses a quantitative method with multiple linear regression analysis tools using secondary data obtained from BPS Banjar Regency for the period 2014-2023 which was processed using the SPSS 26 program calculation tool. The data collection technique is library study. Based on the results the simultaneous test, economic growth and the average length of schooling jointly influence the human development index in Banjar Regency, while the results of the partial test show that what influences the human development index is the variable average length of schooling and based on the Coefficient of Determination obtained of 0.966 or 96.6%. This means that 96.6% of the dependent variable, namely the human development index, can be explained or influenced by the independent variable.