Garuda - Garba Rujukan Digital

An Analysis of The Effect of Fashion Consciousness as A Mediating Factor on Hijab Fashion Consumption in Indonesia Mayangsari Edastami; Miyasto -; Akhmad Affandi Mahfudz
Tazkia Islamic Finance and Business Review Vol. 13 No. 1 (2019)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v13i1.200

This research aims to analyze the influence factors in fashion consciousness on consumers in Indonesia, especially in relation to consumption of hijab-fashion. This matter is affected by the increasing of halal fashion industry in the world. Beside that, Indonesia is a country with large number of consumption in Hijab-fashion industry. So it is important to know about the contribution of aspects of fashion consciousness to the interest of these onsumen in consuming hijab-fashion. This study focus to the factors that influence fashion consciousness and consumption of hijab-fashion in Indonesia. These factors are religiosity, dressing style, source of knowledge, fashion motivation, and uniqueness also tha fashion consciousness as a intervening variable. This study use a structural equation model by analyzing the facts that have occurred. In this study, the primary data was collected using questionaire with a total of 483 respondents. In this study the first interesting finding was that religiosity has a negative effect to hijab fashion consciousness. Furthermore, there is a positive significant influence on dressing style and fashion motivation in fashion consciousness, but there is no significant influence on the source of knowledge and the uniqueness in the fashion consciousness. This study also found that fashion consciousness has a significant effect on the consumption of hijab-fashion in Indonesia. By looking at the results of this study, it is hoped that it can be useful especially for hijab-fashion manufacturers and industru in Indonesia in considering a more effective strategy in attracting the attention of Muslim consumers in Indonesia. Producers are expected to be able to provide the consumer expectations, especially for religious consumers. Because religious consumers will be more critical in decision related to the selection of fashion models and consumption of hijab-fashion. Thus, producers must provide fashionable product innovations in accordance with the criteria and regulations stipulated in the Islamic religion. So that religious consumers feel comfortable in consuming the modest of hijab-fashion.

PROBLEMS OF ISLAMIC HOME FINANCING IN INDONESIA: A TAHWIDI STRING RELATION (TSR) EXPOSITION Bambang Wijananto; Yuswar Zainul Basri; Akhmad Affandi Mahfudz; Akhmad Suraji
Tazkia Islamic Finance and Business Review Vol. 14 No. 1 (2020)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v14i1.213

This study intends to explore and analyze Home Islamic financing problems in Indonesia by using the Tawhidi String Relations (TSR) approach, a methodology that uses the Quran and Sunnah as ontology in each solution to variables in achieving wellbeing. TSR has advantages over the concepts of Interaction, Integration and Evolution (IIE). The variables of this study are Human Resources, Internal Controls and Regulators, who represent internal and external interests. This study found that the IHF problems must be overcome by the concept of changing religious values into economic activities referring to the Quran and Hadith which are presented practically in the real world as a universally applicable basis in achieving Maqasid Sharia.

The Effect of Religiosity and Maslahah Orientation on Halal Awareness, Satisfaction And Loyalty of Consumers of Halal Labeled Food Irwan Habibi Hasibuan; Yuswar Z. Basri; Akhmad Affandi Mahfudz
International Journal of Science and Society Vol 3 No 2 (2021): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Halal food is one of the biggest issues that fill the academic and practical space in the sharia economy in the world today, so it is very important to be of more concern, especially in conducting sharia economic researches. Indonesia which is the largest Muslim-populated country in the world is the largest consumer of halal food in the world compared to other countries. In this study, consumers want to see halal labeled food that is influenced by religiosity and orientation over maslahah. In this study, the method used is the Structural equation model with the Amos Software tool. The sample used in this study was 176 Muslim students at the Mulia Cikarang Global Islamic Business Economics College.In this study, it was found that consumer loyalty is influenced by the satisfaction of consumers of halal-labeled foods. While the satisfaction of consumers of halal labeled food is influenced by religiosity and maslahah. This study also found that halal awareness is a variable that is significantly influenced by religiosity and not influenced by maslahah. So it is important to do more widespread ikhtiyar to build a more religious society to build halal awareness in the community. The findings are unique in this study where the direct influence of religiosity and orientation on maslahah is only significant to satisfaction and insignificant to loyalty. This means that the level of religiosity and orientation of existing maslahah in the new society can lead consumers of halal-labeled food to be satisfied consumers but not yet loyal consumers.

Contemporary Shariah and Legal Pertinent Issues in Cash Waqf Mechanism using Peer To Peer (P2p) Platform in Indonesian Islamic Economics Akhmad Affandi Mahfudz
TSAQAFAH Vol 18, No 2 (2022)
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v18i2.8582

The remarkable growth of financial technology wreaks significant impact to the liquidity of Islamic financial industry. Cash waqf now is perceived as the right instrument to ameliorate the issue of liquidity amid modest effort of financial industry in Indonesia. Cash waqf using P2P (Peer to Peer) platform model now is becoming the untapped potential of business beside social responsibility. However, there are some issues as cash waqf integrated with P2P platform that might lead to another phenomenon of shariah compliance in financial technology. In view of this backdrop, this paper aims to unveil the issue of shariah compliance in contract that used to disburse cash waqf funds using P2P platform model. Second, this paper also deciphers some legal issues that might occur that contrary to the existing law. The paper finds that since the existing regulation including Fatwa considered as general, there is possibility that the practice of P2P shariah deviate from Shariah tenet and wreak some legal issues. In the event of default payment, late charges and early settlement not clearly regulated and no standard. This paper also finds that no such governance standard, risk management, shariah compliance and code of ethics oThe contract inherent in this platform model shall be in line with the tenet of Shariah principles and not only comply with existing regulation. This paper implies that more cash waqf will be generated through this platform model as it is easier and more practical. In addition, financial industry will adhere strictly to shariah compliance aspect as their concern.

Analisis Nilai-Nilai Spiritual di KSPPS Khidmatul Ummah Bogor Egi Agustian Rahmat Sukendar; Qurroh Ayuniyyah; Akhmad Affandi Mahfudz
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This research is about the Implementation of Spiritual KSPPS Khidmatul Ummah Bogor by using four variables as an analytical tool, namely sharia exemplary, sharia compliance, sharia education and sharia training. The Islamic economic discourse in the field of micro finance has not studied the implementation of Spiritual Intermediation in a holistic manner, even though the difference between Conventional Microfinance Institutions and Islamic Financial Institutions is the Spiritual and Social aspect. This analysis method uses a qualitative research style. The research approach is carried out in two stages, namely pilot research and pre-research. The results of this study are KSPSS Khidmatul Ummah Bogor institutionally is a sharia microfinance institution incorporated as a Sharia Savings and Loans Financing Cooperative Primary Scale District, which is engaged in empowering the poor and unbanked by carrying out social functions in Biatul Maal and business functions (tijari) through Baitul at Tamwil KSPSS Khidmatul Ummah. It is intended to be able to solve the economic problems of the lower middle class community in West Bogor, Bogor Regency. By implementing five pillars in its operations, namely: Alms, Savings, Soft Loans, Financing and Investment. And aspects of spiritual intermediation at KSPPS Khidmatul Ummah Bogor include: it is in accordance with Sharia principles and consistently exemplified by the administrators and managers. Sharia compliance has not been optimized properly. KSPSS Khidmatul Ummah Bogor in carrying out Sharia education and training to internal has been very intense, diverse and programmed. But for the external is not maximal, intense and diverse.

Contemporary Shariah and Legal Pertinent Issues in Cash Waqf Mechanism using Peer To Peer (P2p) Platform in Indonesian Islamic Economics Akhmad Affandi Mahfudz
TSAQAFAH Vol. 18 No. 2 (2022): Tsaqafah Jurnal Peradaban Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v18i2.8582

The remarkable growth of financial technology wreaks significant impact to the liquidity of Islamic financial industry. Cash waqf now is perceived as the right instrument to ameliorate the issue of liquidity amid modest effort of financial industry in Indonesia. Cash waqf using P2P (Peer to Peer) platform model now is becoming the untapped potential of business beside social responsibility. However, there are some issues as cash waqf integrated with P2P platform that might lead to another phenomenon of shariah compliance in financial technology. In view of this backdrop, this paper aims to unveil the issue of shariah compliance in contract that used to disburse cash waqf funds using P2P platform model. Second, this paper also deciphers some legal issues that might occur that contrary to the existing law. The paper finds that since the existing regulation including Fatwa considered as general, there is possibility that the practice of P2P shariah deviate from Shariah tenet and wreak some legal issues. In the event of default payment, late charges and early settlement not clearly regulated and no standard. This paper also finds that no such governance standard, risk management, shariah compliance and code of ethics oThe contract inherent in this platform model shall be in line with the tenet of Shariah principles and not only comply with existing regulation. This paper implies that more cash waqf will be generated through this platform model as it is easier and more practical. In addition, financial industry will adhere strictly to shariah compliance aspect as their concern.

Title

Found 6 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 6 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 6 Documents
Search