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All Journal Jurnal Keuangan dan Perbankan Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat Journal of Management Analytical and Solution
Aryanti Sariartha Sianipar, Aryanti Sariartha
Universitas Widyatama
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Improvement of productivity and quality of entrepreneur Bika Bakar in Medan city Hutagalung, Arif qaedi; Sianipar, Aryanti Sariartha; Dalimunthe, Doli Muhammad Jafar
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2020): ABDIMAS TALENTA : Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.316 KB) | DOI: 10.32734/abdimastalenta.v5i2.4916

Abstract

In Community Service activities, partners are Bika Bakar business actors in Medan City. The business partner has been engaged in the culinary sector, especially traditional cake type foods since 1990. The type of cake food produced by this business partner is baked bika cake. The production process is carried out at home with the help of several employees and equipment that is still simple, does not have accountancy , packaging that still uses plastic bags and limited access to marketing. Promotions that are lacking make partner products unable to compete with cake products produced by large businesses. Partners still use simple tools so that the production of bika bakar is not optimal in quantity and quality of production, so that Ms. Nurmalis' roasted bika is still less popular than cakes with well-known brands. Improvement in designing good simple bookkeeping in financial management. Increasing the quality and quantity of Bika Bakar production after the addition of a furnace and an increasing number of bika cake molds and using good paper bags, as well as product development through making brands in Bika Bakar Mitra products and online marketing.
Analysis of Green Banking Sustainability And Financial Performance Implementation Towards Profitability of Banking Listed On The Indonesia Stock Exchange In 2012-2018 Siahaan, Christy; Silalahi, Amlys Syahputra; Syahyunan, Syahyunan; Sianipar, Aryanti Sariartha
Journal Of Management Analytical and Solution (JoMAS) Vol. 1 No. 1 (2021): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (669.005 KB) | DOI: 10.32734/jomas.v1i1.5240

Abstract

This study aims to determine the impact of green banking and financial performance on bank profitability. Green banking in this study is divided into two dimensions, namely, non-cash transactions (e-banking) and green banking policies. The financial performance in this study is the size of the bank, capital adequacy, non-performing loans, bank efficiency and bank liquidity level. The population in this study was 43 banking sector companies listed on the Indonesia Stock Exchange for the 2012-2018 period. The samples in this study were 9 selected banks using the purposive sampling method.  The analysis method in this study is panel data regression analysis. The results show that Non-Cash Transactions, Capital Adequacy, Non-Performing Loans and Liquidity Levels of banks each have a negative and insignificant effect on the bank's profitability. Green banking policy has a positive and insignificant effect. Bank Size and Bank Efficiency each negatively and significantly affect the bank's profitability.
The Determinants of Life Insurance Ownership Sianipar, Aryanti Sariartha; Hutagalung, Arif Qaedi
Jurnal Keuangan dan Perbankan Vol 25, No 1 (2021): January 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v25i1.5112

Abstract

Life insurance ownership has been known as one of alternatives to mitigate the financial risk of a household. Several ethnicities in Indonesia are exposed to financial risk in terms of premature death of family members because there exists cultural traits expenditures. This paper examines the decision to own life insurance among Bataknese in Medan. The determinants of life insurance ownership observed in this study include socioeconomic and demographic factors. Data was analysed using Logit regression of 185 questionnaires after adjustments from 200 responses. The results show that the Batak ethnic in Medan owned personal life insurance because it was driven by the number of credit card limits, age, number of social gathering clan, education, residence ownership status, and bequest motives. Meanwhile, Saur matua life insurance (cultural traits) ownership is driven by factors in the order of the first child in the family, the number of brothers, life expectancy, and the condition of receiving inheritance from parents. Bataknese own life insurance affected by socioeconomic and demographic factors. This research can provide opportunities for the life insurance industry if it wants to add new features of life insurance products that are specific to ethnic groups with similar cultural heritage patterns. DOI: https://doi.org/10.26905/jkdp.v25i1.5112
Co-Authors Dalimunthe, Doli Muhammad Jafar Hutagalung, Arif qaedi Siahaan, Christy Silalahi, Amlys Syahputra syahyunan syahyunan