Claim Missing Document
Check
Articles

Found 8 Documents
Search

Analisis Perputaran Modal Kerja Pada Perusahaan Spring Di Gresik Periode 2020-2021 Avika Ratna Deviana; Abdurrahman Faris Indriya Himawan; Anita Akhirruddin
SEIKO : Journal of Management & Business Vol 5, No 1 (2022): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i2.2998

Abstract

Riset ini bertujuan yakni menganalisis putaran modal kerja di perusahaan spring rentang waktu 2020-2021. Data yang dipakai ialah kuantitatif dengan melalui pendekatan deskriptif. Sumber data yang dipakai yakni, data sekunder. Metode analisis yang dipakai ialah metode analisis putaran modal kerja. Riset ini memiliki hasil yang didapatkan melalui perbandingan putaran piutang, modal kerja serta kas yang mengalami kenaikan, sementara untuk rasio putaran persediaan terjadi pengurangan. Perbandingan putaran kas di tahun 2020 sekitar 5,62 kali serta mengalami peningkatan di tahun 2021 yakni sekitar 10,04 kali. Perbandingan putaran piutang di tahun 2020 sekitar 5,62 kali serta mengalami peningkatan di tahun 2020 sekitar 5,70 kali. Perbandingan putaran persediaan di tahun 2020 sekitar 4,84 kali lalu terjadi penurunan di tahun 2021 sekitar 4,00 kali. Perbandingan putaran modal kerja di tahun 2020 sekitar 1,94 kali lalu terjadi peningkatan di tahun 2019 sekitar 2,64 kali. Riset ini memiliki hasil yang memperlihatkan jika hipotesis perbandingan putaran piutang, modal kerja, serta kas disetujui sementara untuk perbandingan putaran persediaan tidak diterima atau ditolak.
Analisis Pembiayaan Bermasalah Sebagai Antisipasi Krisis Perbankan Pada Pt BPRS Digresik Sofrul Akhiriyah; Abdurrahman Faris Indriya Himawan; Anita Akhirruddin
SEIKO : Journal of Management & Business Vol 5, No 2 (2022): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v4i3.3210

Abstract

Riset ini memiliki tujuan guna menganalisis pembiayaan bermasalah selaku antisipasi krisis perbankan pada PT BPRS di Gresik. Riset ini memanfaatkan motode riset kualitatif deskriptif dengan memanfaatkan sumber data primer serta sekunder melalui teknik wawancara serta dokumentasi. Hasil riset membuktikan bahwasanya pembiayaan bermasalah pada PT BPRS Gresik ialah sebuah pembiayaan yang kurang tepat ataupun pembiayaan sehingga menjadikan bank kekurangan uang. Setiap Lembaga Keuangan dalam memberikan pembiayaan tidak ingin mengalami masalah, tetapi masalah tersebut sering muncul. Dalam mengatasi pembiayaan bermasalah harus melaksanakan strategi penyelesaian pembiayaan melalui pelaksanaan berbagai tindakan supaya tidak menimbulkan kerugian. Penyelesaian pembiayaan bermasalah tersebut dengan pelaksanaan penjadwalan kembali, persyaratan kembali serta penataan kembali. Kata kunci: Pembiayaan, Pembiayaan Bermasalah, Krisis Perbankan
Analisis Faktor Penyebab Tidak Tercapainya Target Penjualan Pada PT Pida Tiara Angelin Nur Zain; Anita Akhirruddin
YUME : Journal of Management Vol 6, No 1 (2023)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v6i1.3638

Abstract

Penjualan yaitu seluruh aktifitas yang memiliki tujuan guna  arus barang serta jasa dari produsen ke konsumen lancar menjadi paling efisien dimana memiliki maksut guna membentuk keefektifan permintaan. Adanya biaya yang besar, maka labanya jadi kecil, perusahaan juga mengalami beberapa hambatan saat merealisasikan penjualan. Riset  ini bertujuam untuk mngetahui penyebab tidak tercapainya target penjualan dengan realisasi di PT Pida Gresik. Riset ini memanfaatkan metode kualitatif melalui pendekatan deskriptif. Riset ini menunjukkan hasil bahwasanya guna dari target penjualan disamping menjadi dasar dalam penyusunan seluruh target yang ada dalam perusahaan, juga menjadi sebuah alat pengendalian pada aktifitas penjualan yang sedang berjalan. PT Pida Gresik yaitu perusahaan di Gresik yang menjual pupuk bahan kimia, sehingga bagi perusahaan target penjualan itu diartikan target yang sangat esensial. Jika realisasinya sudah sesuai dengan target yang ditentukan, maka bisa dikatakan bahwasanya target tersebut tercapai, sedangkan di PT Pida Gresik memperlihatkan bahwa target penjualannya masih terdapat perbandingan antara target dengan realisasi. Keywords : Target, Realisasi, Penjualan
Analisis Pengaruh Risk Based Capital, Profitabilitas dan Likuiditas Terhadap Financial Distress: Studi Kasus Perusahaan Asuransi di Bursa Efek Indonesia Tahun 2018 -2022 Nia Fitriah Dharmawati; Anita Akhirruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.3216

Abstract

This study aims to determine the effect of risk based capital, profitability and liquidity on financial distress of insurance companies listed on the Indonesia Stock Exchange in 2018 - 2022. This research uses a quantitative approach. Sampling using purposive sampling, after selection, 11 companies were obtained with an observation time of 5 years so that the observation object was 55 samples. The analysis technique used is multiple linear regression analysis with the help of the SPSS 24 program. The results showed that risk-based capital, profitability and liquidity simultaneously affect financial distress. While partially risk-based capital has no significant effect, profitability and liquidity have a significant effect on financial distress.
Literasi Keuangan dalam Meningkatkan Minat Investasi pada Generasi Milenial di Pulau Bawean Dhita Febyanti; Anita Akhirruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6142

Abstract

This research aims to analyze the influence of financial literacy, financial inclusion and lifestyle on the investment interest of the millennial generation on Bawean Island. The millennial generation in this region, numbering 18,095 people, has great potential to increase economic growth through investment. However, the level of financial literacy and understanding regarding financial inclusion among them is still low. The research used a quantitative method with a survey approach, involving 100 respondents selected using a simple random sampling technique. Data collection was carried out through questionnaires, and data analysis used multiple linear regression. The research results show that financial literacy, financial inclusion and lifestyle significantly influence investment interest. Financial literacy provides a deep understanding of risk management and investment decision making, while financial inclusion increases access to financial services. Lifestyle also plays an important role in encouraging more productive investment behavior. This research contributes to efforts to develop policies that support increasing financial literacy and inclusion to encourage wider investment participation among the millennial generation, especially in the Bawean Island area.
Strategi Pemberian Kredit dalam Pencegahan Kredit Macet pada PT. BPR Bank Jombang Perseroda Silvy Rachmawati; Anita Akhirruddin
VISA: Journal of Vision and Ideas Vol. 4 No. 1 (2024): VISA: Journal of Vision and Ideas
Publisher : IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/visa.v4i1.2159

Abstract

This research aims to develop strategies regarding good credit granting procedures to reduce the occurrence of problem loans at PT. BPR Bank Jombang Perseroda. So this research can be a reference in managing bank management and for consideration in decisions for each activity, especially those related to the distribution of funds. The research method uses documentation, interviews and literature study. The data source in this research is primary data in the form of interviews with several PT employees. BPR Bank Jombang Perseroda, as well as secondary data in the form of annual reports and collectibility at PT. BPR Bank Jombang Perseroda. This type of research is descriptive with a qualitative approach. Data analysis uses the Miles and Huberman model, namely data reduction, data display, and drawing conclusions and verification. Research results: In the discussion that has been explained, the credit distribution activities of PT. BPR Bank Jombang Perseroda goes through several stages and procedures, namely starting with a credit application by filling out a credit application form according to the type of credit being applied for, carrying out a credit feasibility analysis, then deciding whether to approve the credit application or not according to the calculations made, until the disbursement process. There are several factors that are analyzed by financial institutions before approving a credit application, including business prospects, debtor performance and ability to pay. The benchmark for granting credit or the technique for analyzing the character of prospective debtors carried out by Bank Jombang is through the BI Checking process. Apart from that, the things that the bank must consider when granting credit are, Personality, Party, Purpose, Prospect, Payment, Profitability , and Protection.
Analisis Pengaruh Risk Based Capital, Profitabilitas dan Likuiditas Terhadap Financial Distress: Studi Kasus Perusahaan Asuransi di Bursa Efek Indonesia Tahun 2018 -2022 Nia Fitriah Dharmawati; Anita Akhirruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.3216

Abstract

This study aims to determine the effect of risk based capital, profitability and liquidity on financial distress of insurance companies listed on the Indonesia Stock Exchange in 2018 - 2022. This research uses a quantitative approach. Sampling using purposive sampling, after selection, 11 companies were obtained with an observation time of 5 years so that the observation object was 55 samples. The analysis technique used is multiple linear regression analysis with the help of the SPSS 24 program. The results showed that risk-based capital, profitability and liquidity simultaneously affect financial distress. While partially risk-based capital has no significant effect, profitability and liquidity have a significant effect on financial distress.
Literasi Keuangan dalam Meningkatkan Minat Investasi pada Generasi Milenial di Pulau Bawean Dhita Febyanti; Anita Akhirruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6142

Abstract

This research aims to analyze the influence of financial literacy, financial inclusion and lifestyle on the investment interest of the millennial generation on Bawean Island. The millennial generation in this region, numbering 18,095 people, has great potential to increase economic growth through investment. However, the level of financial literacy and understanding regarding financial inclusion among them is still low. The research used a quantitative method with a survey approach, involving 100 respondents selected using a simple random sampling technique. Data collection was carried out through questionnaires, and data analysis used multiple linear regression. The research results show that financial literacy, financial inclusion and lifestyle significantly influence investment interest. Financial literacy provides a deep understanding of risk management and investment decision making, while financial inclusion increases access to financial services. Lifestyle also plays an important role in encouraging more productive investment behavior. This research contributes to efforts to develop policies that support increasing financial literacy and inclusion to encourage wider investment participation among the millennial generation, especially in the Bawean Island area.