Mohammad Badrun Zaman
Universitas Muhadi Setiabudi

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Faktor-Faktor Yang Mempengaruhi Profitabilitas Perbankan (Studi pada Bank Umum Go Public Yang Terdaftar di Bursa Efek Indonesia Tahun 2011-2015) Umamatul Khoeriyah; Roni Roni; Syariefful Ikhwan; Roby Setiadi; Mohammad Badrun Zaman
Journal of Accounting and Finance (JACFIN) Vol. 1 No. 1 (2019): Februari
Publisher : Universitas Muhadi Setiabudi

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Abstract

This study aims to analyze the influence of Capital Adequacy Ratio (CAR), Operational Cost to Operating Income (BOPO), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Net Interest Margin (NIM), to Banking Profitability (ROA). The population that became the object in this study is a public bank going public listed on the Indonesia Stock Exchange period 2011-2015. The number of samples used are 25 public banks going public listed on the Indonesia Stock Exchange. The sample of research is taken by purposive sampling with certain criterion that is banking company belonging to commercial bank go public, and bank have published its financial report in year 2011-2015. The method used in this research is to use multiple regression analysis with hypothesis test that is t test and F test. Before using multiple regression analysis, classical assumption test is done first. From the result of hypothesis test simultaneously (F test) indicate that CAR, BOPO, LDR, NPL, NIM, have significant influence to bank profitability at commercial bank go public with level signifikan signifikan 0.000. While based on partial hypothesis test result (t test) at commercial bank go public show that variable of CAR, BOPO, NPL, NIM, have significant effect to bank profitability. While the LDR variable is not significant to banking profitability. The adjusted R2 value in the regression model of the bank go public is obtained at 0.519. It shows that big influence of independent variable that is CAR, BOPO, LDR, NPL, NIM to dependent variable (ROA) equal to 51,9% while the rest of 48,1% influenced by other factor. Moreover the value of R2 is 0.539. If the value of R2 is closer to 1 then the independent variables (CAR, BOPO, LDR, NPL, NIM) are more powerful in explaining the dependent variable (ROA)
Pengaruh CAR, NPL, ROA, ROE, dan LDR terhadap Penyaluran Kredit Perbankan (Studi Kasus pada Bank BPR di Wilayah Brebes Periode Tahun 2014-2018) Devi Ade Yulian; Nasiruddin; Roby Setiadi; Khalid Iskandar; Mohammad Badrun Zaman
Journal of Accounting and Finance (JACFIN) Vol. 1 No. 1 (2019): Februari
Publisher : Universitas Muhadi Setiabudi

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Abstract

Banking is an important part that plays a role in a country's economic development. Banking also functions as an intermediation institution whose task is to collect funds from the public and distribute them again to the public in the form of credit. In disbursing credit, there are internal factors that must be considered, namely in terms of capital proxied with the Capital Adequacy Ratio (CAR), the level of coliability proxied by Non-Performing Loans (NPL), profitability proxied with Return On Asset (ROA), dividend level proxied with Return On Equity (ROE), and in terms of banking liquidity proxied by Loan to Deposit Ratio (LDR). This study aims to analyze the effect of CAR, NPL, ROA), ROE and LDR on banking lending to People's Credit Bank (BPR) companies. The sample used in this study amounted to 6 banking companies. The analysis used is multiple linear regression. Based on the analysis that has been carried out, it was found that partially the ratio of CAR, NPL, ROA, ROE, LDR has a significant positive effect on bank lending.
Pengaruh Work-Life Balance, Kompensasi dan Beban Kerja terhadap Kinerja Karyawan di Toserba Yogya Losari Brebes Kurniasih Kurniasih; Nur Khojin; Dwi Harini; Nur Afridah; Mohammad Badrun Zaman
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 5 No. 4 (2025): November: CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v5i4.10459

Abstract

This study was conducted to determine the effect of work-life balance, compensation, and workload on employee performance at Toserba Yogya Losari Brebes. The sampling used a non-probability sampling technique (saturated sample), with a total of 56 employees. The method used was a quantitative approach through questionnaires, and it was analyzed using SPSS software. The analysis results showed that the variables of compensation and workload have a significant effect on employee performance, while work-life balance does not affect employee performance. Together, these three variables are proven to have a significant effect on employee performance. This study is expected to serve as a consideration for the company in creating a better work environment and supporting the achievement of optimal work results. The findings of this study imply that the management of Toserba Yogya Losari Brebes should continue to focus on employee welfare, reward systems, and proportional work distribution to foster a conducive work environment. This research is expected to serve as a basis for formulating more effective human resource management strategies, thereby supporting performance improvement and the sustainable achievement of company goals.