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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Sains Student Research
Rafidah
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Economics, Econometrics & Finance Social Sciences Other

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Study of Student Islamic Financial Literacy Levels At Islamic College Muhammad Subhan; Amrullah; Rafidah
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32731

Abstract

The low literacy of Islamic finance in several semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi really needs attention because it is in the 50% - 59% category. in understanding mudharabah contracts, Islamic insurance related to Islamic insurance products, benefits and risk concepts, as well as understanding Islamic investment. This will affect Islamic financial inclusion and have an impact on the development of Islamic finance in the long term. This study used a quantitative descriptive method, a population of 577 people and a sample of 100 people. Data collection was carried out by distributing research questionnaires to semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, while the results of the research indicated financial literacy for aspects of basic Islamic finance knowledge, namely 81%, indicating a good understanding of the basics of Islamic finance. However, for the aspect of understanding about savings and loans, Islamic insurance, Islamic investment is still in the medium category because it is still at 68.8% - 77.8%. This shows that there is still a great need to increase knowledge and understanding of Islamic financial institutions in this case regarding Islamic banking, Islamic insurance and Islamic capital markets. Efforts to increase Islamic financial literacy with several activities such as: Socialization of Islamic Banking and Islamic insurance, holding workshops or seminars, competitions on Islamic Financial Institutions.
Analisis Strategi Pemasaran Syariah Pada Usaha Batik Dalam Peningkatan Pendapatan Di Kecamatan Pelayangan Kota Jambi Ahmad Muzni Wildan; Rafidah; Bella Arisha
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.158

Abstract

Sharia marketing strategy is an activity through planning, service, product development and pricing that satisfies consumer needs in accordance with Islamic law. This study aims to analyze the application of sharia marketing strategies in service and product development to increase revenue for batik entrepreneurs in Pelayangan District, Jambi City. This thesis uses leatherative research, the data used are primary data and secondary data. Data is collected through observation and interviews with batik owners in Pelayangan District, Jambi City. The results of this study indicate that some batik entrepreneurs in Pelayangan District, Jambi City have not been optimal in implementing sharia marketing strategies. Sharia marketing strategies can have a positive impact, but it is still necessary to develop an optimal sharia marketing strategy, the development of sharia marketing strategies, especially in product and service promotion in Pelayangan District, Jambi City, of course, there are several obstacles.
Persepsi Pengusaha Walet Terhadap Pembayaran Zakat Budidaya Sarang Burung Walet Di Kelurahan Benteng Provinsi Riau Di Tinjau Dari Konsep Ekonomi Islam Awal Bahru; Rafidah; Neneng Sudharyati
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 2 (2023): Desember: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i2.184

Abstract

In Benteng Village there is a swallow's nest cultivation business which has a fairly high income every time it is harvested. However, there are only a number of swallow nest entrepreneurs who carry out their obligations towards the business they are doing, namely issuing zakat, and there are also some entrepreneurs who issue zakat not in accordance with Islamic sharia provisions and Islamic economic concepts, and there are also some swallow nest entrepreneurs who does not issue zakat at all even though it has reached its nisab. In this regard, this study aims to find out and analyze how the perceptions of swallow entrepreneurs towards payment of zakat for swallow's nest cultivation in Benteng Village, then how are the perceptions of religious leaders in Benteng Village regarding zakat payments for swallow's nest cultivation and to find out the mechanism for implementing bird's nest zakat payments. swallow in the Benteng Village and in terms of Islamic economic concepts. The author in this study used a qualitative approach. The data sources used are primary data sources and secondary data sources. Data collection techniques used are observation, interviews, and documentation. The results of the research that has been carried out indicate that the perceptions of entrepreneurs regarding the payment of zakat for the cultivation of swallow's nests in the Benteng village are not fully aware of the concept and obligation to pay zakat from the business of swallow's nests due to educational factors. Perceptions of religious leaders regarding the payment of zakat on swallow's nest cultivation, namely zakat swallow is zakat that must be issued when it reaches the nisab because it is classified as agricultural zakat. The implementation of zakat for the cultivation of swallow's nests in the Benteng sub-district is carried out in accordance with the custom and knowledge of the entrepreneur so that the zakat issued is given directly to eight groups who are entitled to receive it and some are channeling it through the amil zakat agency. and an Islamic economic review regarding zakat on the cultivation of swallow's nests in the fortress village is not fully in accordance with Islamic economic principles, this is because the distribution of zakat by entrepreneurs is still given directly to mustahiq without going through the amil zakat agency, then in the utilization of zakat funds it is still consumptive because it can only meet the basic needs of mustahiq. So that zakat funds cannot be used as capital to start a business.
Co-Authors Ahmad Muzni Wildan Amrullah Awal Bahru Bella arisha Muhammad Subhan Neneng Sudharyati