Neneng Sudharyati
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

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Pengaruh Edukasi Pasar Modal, Norma Subjektif Dan Literasi Keuangan Terhadap Keputusan Berinvestasi Saham Wahyuni Amalia Putri; Eja Armaz Hardi; Neneng Sudharyati
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2023): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i3.207

Abstract

This study aims to determine and analyze the effect of capital market education, subjective norms and financial literacy on stock investment decisions for FEBI investors at UIN STS Jambi. The method used in this study is a quantitative method, and the data analysis method used is the coefficient of determination test. The sample in this study was 95 samples of FEBI UIN STS Jambi investors who were recorded in the Islamic investment gallery. The results showed that partially education on the capital market had no significant effect on stock investment decisions, subjective norms and financial literacy had a positive effect on stock investment decisions. Simultaneously it shows that the variables of capital market education, subjective norms and financial literacy have a significant effect on the investment decisions of FEBI investors at UIN STS Jambi. The results of the calculation of the coefficient of determination show that the variables of knowledge, risk and investment motivation, capital market education, subjective norms and financial literacy have an influence of 45.8% and the remaining 54.2% is influenced by other variables outside this study.  
Persepsi Pengusaha Walet Terhadap Pembayaran Zakat Budidaya Sarang Burung Walet Di Kelurahan Benteng Provinsi Riau Di Tinjau Dari Konsep Ekonomi Islam Awal Bahru; Rafidah; Neneng Sudharyati
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 2 (2023): Desember: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i2.184

Abstract

In Benteng Village there is a swallow's nest cultivation business which has a fairly high income every time it is harvested. However, there are only a number of swallow nest entrepreneurs who carry out their obligations towards the business they are doing, namely issuing zakat, and there are also some entrepreneurs who issue zakat not in accordance with Islamic sharia provisions and Islamic economic concepts, and there are also some swallow nest entrepreneurs who does not issue zakat at all even though it has reached its nisab. In this regard, this study aims to find out and analyze how the perceptions of swallow entrepreneurs towards payment of zakat for swallow's nest cultivation in Benteng Village, then how are the perceptions of religious leaders in Benteng Village regarding zakat payments for swallow's nest cultivation and to find out the mechanism for implementing bird's nest zakat payments. swallow in the Benteng Village and in terms of Islamic economic concepts. The author in this study used a qualitative approach. The data sources used are primary data sources and secondary data sources. Data collection techniques used are observation, interviews, and documentation. The results of the research that has been carried out indicate that the perceptions of entrepreneurs regarding the payment of zakat for the cultivation of swallow's nests in the Benteng village are not fully aware of the concept and obligation to pay zakat from the business of swallow's nests due to educational factors. Perceptions of religious leaders regarding the payment of zakat on swallow's nest cultivation, namely zakat swallow is zakat that must be issued when it reaches the nisab because it is classified as agricultural zakat. The implementation of zakat for the cultivation of swallow's nests in the Benteng sub-district is carried out in accordance with the custom and knowledge of the entrepreneur so that the zakat issued is given directly to eight groups who are entitled to receive it and some are channeling it through the amil zakat agency. and an Islamic economic review regarding zakat on the cultivation of swallow's nests in the fortress village is not fully in accordance with Islamic economic principles, this is because the distribution of zakat by entrepreneurs is still given directly to mustahiq without going through the amil zakat agency, then in the utilization of zakat funds it is still consumptive because it can only meet the basic needs of mustahiq. So that zakat funds cannot be used as capital to start a business.
ANALISIS STRATEGI MARKETING SYARIAH DALAM MENINGKATKAN JUMLAH NASABAH BSI OTO PADA PT. BANK SYARIAH INDONESIA KANTOR CABANG PEMBANTU SIPIN BAKARUDDIN JAMBI Dessy Anggraini; Neneng Sudharyati
MARGIN: Journal of Islamic Banking Vol 2 No 2 (2022): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v2i2.1389

Abstract

Penelitian ini bertujuan untuk mengetahui strategi marketing dalam meningkatkan jumlah nasabah BSI OTO pada PT. Bank Syariah Indonesia Kantor Cabang Pembantu Sipin Bakaruddin Jambi. Jenis penelitian yang digunakan pada penelitian ini adalah penelitian kualitatif yaitu penelitian yang didasarkan berdasarkan fenomena yang ada. Penelitian ini dilakukan di PT. Bank Syariah Indonesia Kantor Cabang Pembantu Sipin Bakaruddin Jambi. Data penelitian berupa data primer dari hasil wawancara dan observasi dilapangan kepada petugas perbankan terkait. Adapun teknik pengumpulan data yang dilakukan dalam penelitian ini adalah teknik observasi, teknik wawancara, dan teknik dokumentasi. Hasil kesimpulan yang dapat diambil dari penelitian ini adalah (1) Strategi marketing syariah yang diterapkan oleh PT. Bank Syariah Indonesia Kantor Cabang Pembantu Sipin Bakaruddin Jambi sudah dilaksanakan dengan baik namun belum maksimal, (2) Kendala yang dihadapi PT. Bank Syariah Indonesia Kantor Cabang Pembantu Sipin Bakaruddin Jambi dalam menerapkan strategi marketing adalah kurangnya informasi terkait produk perusahaan secara online, offline, persaingan yang ketat dengan bank pesaing, dan minimnya pengetahuan nasabah akan produk perbankan tersebut, (3) Upaya yang dilakukan dalam mengatasi kendala yang dihadapi tersebut adalah memperluas informasi kepada masyarakat baik secara online maupun offline.
Pengaruh Green Product Dan Label Halal Terhadap Minat Beli Produk Kecantikan Kedas Beauty Masyarakat Muslim Kota Jambi Ayu Putri Lestari; Titin Agustin Nengsih; Neneng Sudharyati
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 3 (2023): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i3.331

Abstract

At this time, the development of various brands in cosmetic products is very diverse. From time to time the number of brands and products in circulation is increasing rapidly so that market competition increases. Everyone has their own choice in consuming the desired product. Green products and halal labels are one of the factors that can influence consumer buying interest in making a purchase. This study aims to determine and analyze the effect of green products and halal labels on interest in buying kedas beauty products in the Muslim community of Jambi City. The number of samples in this study were 97 people using a non-probability sampling technique, namely purposive sampling. Collecting data through the distribution of questionnaires, observations, interviews and documentation. The results showed that there was a positive and significant influence between green products and buying interest on interest in buying kedas beauty products.
Pengaruh Pendapatan dan Gaya Hidup Terhadap Perencanaan Keuangan Keluarga di Desa Bukit Kalimau Ulu Kecamatan Batang Asai Memi Anggraini; Ahsan Putra Hafiz; Neneng Sudharyati
JOURNAL OF SHARIA ECONOMICS Vol 5 No 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.1400

Abstract

This study aims to determine the effect of income and lifestyle on family financial planning in Bukit Kalimau Ulu Village, Batang Asai District. This research used a descriptive quantitative approach with a survey method. The population consisted of 254 household heads, with a sample of 72 families determined using the Slovin formula and simple random sampling technique. Data were collected through a Likert-scale questionnaire and analyzed using validity test, reliability test, classical assumption tests, multiple linear regression, t-test, F-test, and coefficient of determination.The results show that, partially, income has a positive and significant effect on family financial planning, while lifestyle does not have a significant effect. Simultaneously, income and lifestyle have a positive and significant effect on family financial planning. The coefficient of determination indicates that income and lifestyle explain 39.2% of the variation in family financial planning, while the remaining 60.8% is influenced by other factors outside this study. Thus, income is the dominant factor in family financial planning, while lifestyle is not yet a determinant factor in the context of Bukit Kalimau Ulu Village society.
Pengaruh FOMO, Shopping Lifestyle Dan Promo Tanggal Kembar Terhadap Pembelian Impulsif Mahasiswa FEBI UIN STS Jambi Di Shopee Rafika Wulandari; Putri Apria Ningsih; Neneng Sudharyati
JOURNAL OF SHARIA ECONOMICS Vol 6 No 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.1408

Abstract

The development of digital technology and e-commerce has driven changes in people's consumption behavior, marked by the emergence of the phenomenon of Fear of Missing Out (FOMO), shopping lifestyle, and promotional strategies such as twin date promotions that potentially influence impulsive buying behavior. This study aims to analyze the influence of Fear of Missing Out (FOMO), shopping lifestyle, and twin date promotions on the impulsive buying behavior of FEBI UIN STS Jambi students on the Shopee platform. Preliminary research shows that although the use of Shopee is high, the tendency toward impulsive buying is not uniform because not all students experience FOMO, there are differences in shopping lifestyle, and twin date promotions are not always the main factor in purchasing decisions. This research uses a quantitative approach with an explanatory research method and is analyzed using SmartPLS 4. The results show that FOMO has a positive and significant effect on impulsive buying, while shopping lifestyle and twin date promotions do not have a significant effect. Simultaneously, the three variables explain 41.6% of the variation in impulsive buying, which is categorized as moderate. Therefore, it can be concluded that psychological factors in the form of FOMO are more dominant in encouraging students’ impulsive buying behavior compared to lifestyle and promotional factors.
PENGUATAN KARAKTER GEMAR MENABUNG DAN HIDUP HEMAT MELALUI PROGRAM “AKU SUKA MENABUNG” BAGI SISWA SD ISLAM NURUL KHOIR KOTA JAMBI Aztyara Ismadharliani; Nova Erliyana; Dessy Anggraini; Anja Irawan T. J; Neneng Sudharyati; Atar Satria Fikri; Khusnul Istiqomah; Abdurrahman Abdurrahman; Rohana Rohana; Nurfitri Martaliah
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 5 (2026): Vol. 7 No. 5 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i5.63734

Abstract

Literasi keuangan syariah merupakan salah satu kompetensi dasar yang perlu ditanamkan sejak usia dini agar anak mampu mengelola keuangan secara bijaksana sesuai dengan prinsip-prinsip syariah. Rendahnya pemahaman mengenai pengelolaan keuangan, pentingnya menabung, serta kebiasaan konsumtif pada anak menjadi tantangan yang perlu mendapat perhatian melalui kegiatan edukatif di lingkungan sekolah. Oleh karena itu, Tim Pengabdian kepada Masyarakat UIN Sulthan Thaha Saifuddin Jambi melaksanakan kegiatan “Penguatan Karakter Gemar Menabung dan Hidup Hemat melalui Program “Aku Suka Menabung” bagi Siswa SD Islam Nurul Khoir Kota Jambi”. Kegiatan dilaksanakan pada tanggal 08 Mei 2026 di Aula SD Islam Nurul Khoir Kota Jambi dengan melibatkan 40 siswa kelas V dan VI. Metode pelaksanaan meliputi penyampaian materi, simulasi menabung, permainan edukatif, kuis interaktif, dan sesi tanya jawab. Evaluasi dilakukan melalui observasi partisipatif, respons siswa selama kegiatan, serta kemampuan siswa menjawab pertanyaan setelah penyampaian materi. Hasil kegiatan menunjukkan bahwa siswa memiliki antusiasme yang tinggi selama mengikuti seluruh rangkaian kegiatan. Sebagian besar peserta mampu memahami konsep dasar literasi keuangan syariah, membedakan antara kebutuhan dan keinginan, memahami pentingnya kebiasaan menabung, serta mengenal nilai-nilai ekonomi Islam seperti amanah, hidup sederhana, dan pengelolaan harta secara bertanggung jawab. Program ini diharapkan dapat membentuk budaya menabung sejak usia dini serta menjadi langkah awal dalam meningkatkan literasi keuangan syariah di lingkungan sekolah dasar.