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The Effect of the Performance of Micro and Small Companies on the Collectability with Spirituality as Moderating Variable Adi Kuswanto; Maulana Ali
Conference In Business, Accounting, And Management (CBAM) Vol 1, No 1 (2012): Conference In Business, Accounting And Management (Cbam) 2012
Publisher : Conference In Business, Accounting, And Management (CBAM)

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Abstract

The government provides a variety of aids to micro and small companies in order to increase the competitiveness of them and their performance and in return their collectability The objectives of the research are (a) to explore and analyze the effect of the performance of micro and small companies on the collectability?; and (b) to explore and analyze the moderation of the spirituality on the relationship between the performance of micro and small companies and their collectability. The location of the research is at southern sumatera and the number of samples are 250 micro and small companies. We use 2 independent varables (ROI and spirituality) and a dependent variable (collecatbility). The results show that the micro and small companies (debtors of PT Pertamina) have increased their performance measured by return on investment (ROI). Their performance do not affects on the collectability. As the owners of micro and small companies have and applicate the spirituality knowledges, the performance of micro and small companies influence on the collectability.Keywords: Performance, spirituality, and collectability.
Factors that influence on dividend policy Adi Kuswanto; Ari Kharisma; - Sardiyo
Conference In Business, Accounting, And Management (CBAM) Vol 1, No 1 (2012): Conference In Business, Accounting And Management (Cbam) 2012
Publisher : Conference In Business, Accounting, And Management (CBAM)

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Abstract

Dividend is an interesting topic to discuss, since dividend is considered as expenses by a company, but it is an income for shareholders. Some companies regularly pay dividend, but some does not. This research aimed to investigate the factors that influence on dividend policy. Samples in this research are banking and manufacturing companies listed on the IDX (Indonesia Stock Exchange) from the years 2008-2010. The dependent variables of the study is dividend payout ratio (DPR) and the independent variables consist of insider ownership; other firm ownership; shareholder dispersion, company growth; profit margin; return on assets; return on equity; and free cash flow. We use multiple regressions to analyze the data. For sample banking companies, the results shows that factor that influence on dividend policy is ROE, but the others do not have. For sample manufacturing companies the results shows that factor that there are no factors that has influence on dividend policyKeyword: Agency Theory, Growth, Net Profit Margin, Return on Asset, Return on Equity, Dividend. 
MODEL PENENTUAN KELAYAKAN PEMBERIAN KREDIT TANPA AGUNAN PADA BANK MANDIRI Adi Kuswanto
Majalah Ilmiah Ekonomi Komputer 2007: Majalah Ilmiah Ekonomi Komputer Edisi Agustus
Publisher : Majalah Ilmiah Ekonomi Komputer

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Abstract

Tujuan penelitian ini adalah untuk mengusulkan suatu model untuk memprediksi kelayakan calon nasabahyang akan mengajukan kredit tanpa agunan dengan meggunakan variabel tagihan, jumlah pinjaman,pendapatan, pengeluaran, dan angsuran. Sampel yang digunakan dalam penelitian ini adalah nasabah yangtelah memperoleh kredit tanpa agunan di Bank Mandiri Cabang Cikini Jakarta sebanyak 70 nasabah yangterdiri dari 30 nasabah bermasalah dan 30 nasabah tidak bermasalah. Metode analisis yang digunakanadalah model diskriminan.HasH penelitian ini menunjukkan bahwa raktor-raktor yang mempengaruhi kelayakan pemberian kredit tanpaagunan dengan model diskriminan ini adalah tagihan, pendapatan, pengeluaran dan angsuran, sedangkanraktor jumlah pinjaman tidak berpengaruh.Kata Kunci: Model Diskriminan, Faktor Kelayakan, dan Kredit
KEPEMILIKAN MANAJERIAL DAN NILAI PERUSAHAAN Adi Kuswanto
Majalah Ilmiah Ekonomi Komputer 2006: Majalah Ilmiah Ekonomi Komputer Edisi Desember
Publisher : Majalah Ilmiah Ekonomi Komputer

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Abstract

Kepemilikan saham oleh manajer dan nilai perusahaan dapat memiliki hubungan linear dan bukan linear. Hubungan bukan linier ini terjadi sebagai akibat dari managerial aligment dan entrenchment. Tujuan penelitian ini adalah untuk menguji kembali managerial aligment dan entrenchment tersebut. Penelitian ini mengambil sampel perusahaan manufaktur yang tercatat di Bursa Efek Jkarta selama periode 1997 sampai 2003 sebanyak 137 perusahaan. Hasil penelitian menunjukkan bahwa nilai perusahaan meningkat dan kemudian nilai perusahaan menurun seiring dengan kepemilikan saham oleh manajer yang terus meningkat. Kata kunci : kepemilikan manajerial, nilai perusahaan
SERVICE QUALITY INFLUENCE ON CUSTOMER SATISFACTION LEVEL Adi Kuswanto
Jurnal Ilmiah Ekonomi Bisnis Vol 14, No 2 (2009)
Publisher : Universitas Gunadarma

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Abstract

This study is intended to analyze customer satisfaction by investigating factors which influence it, and proceed to investigate the influence of customer satisfaction toward word of mouth. The object of this research is Bank Danamon customers. Since satisfaction and word of mouth are subject to personally, questionnaire is used as research instrument. Questionnaire was distributed to 109 Bank Danamon customers. However, research variables can be categorized as dependent and independent variables. Independent variables are those which are used to measure service quality, such as tangibles (X1), reliability (X2), assurance (X3), and empathy (X4). Dependent variables are customer satisfaction and word of mouth. Result shows that only tangibles and empathy have positive effect on customer satisfaction. And also empirically prove that customer satisfaction influence word of mouth significantly.Keywords: tangibles, reliability, assurance, emphaty, satisfaction, word of mouth
Pengaruh Kualitas Layanan Terhadap Tingkat Kepuasan Nasabah Adi Kuswanto
Jurnal Ilmiah Ekonomi Bisnis Vol 14, No 2 (2009)
Publisher : Universitas Gunadarma

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Abstract

Tujuan penelitian ini adalah untuk menganalisis faktor yang berpengaruh terhadap kepuasannasabah bank dan menganalisis pengaruh kepuasan nasabah terhadap pujian yang dilakukanoleh nasabah kepada bank. Obyek penelitian adalah nasabah bank Danamon Jakarta. Metodepengumpulan data yang digunakan adalah kuesioner, dimana respondennya adalah nasabahBank Danamon. Responden dipilih dengan teknik purposive sampling dan diperoleh sebanyak109 nasabah. Variabel penelitian dikategorikan ke dalam dua jenis, yaitu variabel bebas danterikat. Variabel bebas terdiri dari variabel bukti fisik (X1), keandalan (X2), daya tanggap (X3),dan empati (X4). Variabel terikat adalah kepuasan nasabah (Y1) dan terhadap pujian olehnasabah kepada bank (Y2). Hasil penelitian menunjukkan bahwa bukti fisik dan empatiberpengaruh positif dan signifikan terhadap tingkat kepuasan nasabah, sedangkan keandalandan daya tanggap tidak berpengaruh terhadap kepuasan nasabah. Kepuasan nasabahberpengaruh positif dan signifikan terhadap pujian yang dilakukan oleh nasabah kepada bank.
Strategi Bertahan serta Inovasi UMKM Jawa Tengah Sapta Aji Sri Margiutomo; Retno Sundari; Adi Kuswanto
Jurnal Pendidikan dan Konseling (JPDK) Vol. 4 No. 6 (2022): Jurnal Pendidikan dan Konseling
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v4i6.9605

Abstract

Revolusi Industri 4.0 memaksa masyarakat dalam seluruh tatanan untuk hidup dalam situasi yang sangat dinamis, berubah dengan cepat, kompleks dan penuh ketidakpastian. Situasi ini yang pada akhirnya menimbulkan paradoks yang dikenal sebagai VUCA (Volatile, Uncertainty, Complex, Ambiguous) Paradox sehingga membentuk ekosistem digital yang kompetitif dan selektif. Data yang diperlukan dalam penelitian ini berhubungan dengan identitas perusahaan yang merupakan kelompok pertama. Kelompok kedua data yang digunakan untuk mengukur variabel faktor internal dan eksternal yang mempengaruhi jaringan bisnis dan sosial, serta variabel kinerja UMKM yang diukur dengan melalui tingkat pertumbuhan. Hasil dari penelitian ini dapat disimpulkan bahwa Strategic agility dan Inovasi memiliki pengaruh simultan dan signifikan terhadap kinerja perusahaan UMKM sekaligus memediasi literasi digital, literasi keuangan, resiliensi serta dukungan sosial terhadap kinerja perusahaan, Literasi digital, resiliensi berpengaruh secara simultan dan secara signifikan terhadap strategi agility, Resiliensi tidak berpengaruh secara signifikan terhadap inovasi.
Pengaruh Kemitraan, Teknologi Informasi, Dukungan Eksternal, dan Inovasi Terbuka terhadap Keberlanjutan UMKM Kuliner (Studi Kasus: Bogor dan Depok) Nur Widyanti, Oktarina; Siringoringo, Hotniar; Kuswanto, Adi
Jurnal Manajemen dan Organisasi Vol. 16 No. 3 (2025): Jurnal Manajemen dan Organisasi
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jmo.v16i3.65951

Abstract

Culinary Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting Indonesia’s economy, particularly in Bogor and Depok as buffer cities of Jakarta with highly competitive market dynamics, yet their business sustainability remains challenged by limited networking capacity, low digital literacy, and insufficient external support. This study aims to examine the influence of partnership, information technology utilization, external support, and open innovation on the sustainability of culinary MSMEs by developing an integrated model grounded in the Resource-Based View and Dynamic Capabilities theories to explain how internal and external factors shape business resilience. A quantitative explanatory approach was employed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with SmartPLS 4.0, based on survey data collected from 289 culinary MSME owners in Bogor and Depok through both online and offline questionnaires. The research instrument consisted of 21 indicators representing five main constructs. The findings reveal that partnership, information technology utilization, and external support have a positive and significant effect on business sustainability, with partnership emerging as the most dominant factor, while open innovation shows no significant influence due to the limited collaborative capacity and networking among local MSMEs. The model explains 64.1 percent of the variance in business sustainability, indicating strong predictive power. These results highlight the importance of strengthening strategic partnerships, accelerating digital adoption, and ensuring adaptive policy support as the foundation for long-term competitiveness and sustainability. Practically, this study offers strategic recommendations for MSME actors, local governments, and supporting institutions to enhance the resilience of the culinary sector in navigating market dynamics and digital transformation.
Determinants and Impact of Digital Transformation on Small Business Performance in the Jabodetabek Area Perdana, Endika; Hermana, Budi; Kuswanto, Adi
Return : Study of Management, Economic and Bussines Vol. 3 No. 10 (2024): Return : Study of Management, Economic And Bussines
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v3i10.282

Abstract

Small business actors are currently facing many challenges, where competition from the small business sector itself is getting tougher and facing the COVID-19 pandemic situation that hit Indonesia in early 2020, this is the biggest challenge faced by business actors, especially small businesses, small business actors may lose many consumers who transact offline. In order to survive, small business actors try new alternatives, namely by selling digitally or online. Researchers identify that the application of digital transformation can improve company performance supported by factors that influence digital transformation. The purpose of this study is to analyze the influence of the factors that support digital transformation and analyze the effect of digital transformation on company performance. This research proves that the application of digital transformation in a business or business can improve business performance for a company or organization.
Photographic Documentation of Rare Enggano Palm Civet Paradoxurus hermaphroditus enganus (Carnivora: Viverridae) Iqbal, Muhammad; Rais, Rendra Regen; Kuswanto, Adi; Pragustiandi, Guntur; Susatya, Agus
BIO PALEMBANICA Vol 1 No 2 (2024): Bio Palembanica
Publisher : Lembaga Penelitian, Pengabdian Kepada Masyarakat dan Kepustakaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/bio.v1i2.4739

Abstract

Enggano Palm Civet Paradoxurus hermaphroditus enganus is a subspecies of Common Palm Civet Paradoxurus hermaphroditus that range limited in Enggano Island, Bengkulu Province, Southwest Sumatra. Since a specimen collection on 11 November 1904, the occurence P. hermaphroditus enganus has not ever been reported again. There are two recent observations of P. hermaphroditus enganus in 2011 and 2020. These observations are represent recent records of this rare endemic taxa after 107 years.