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All Journal Jurnal Pendidikan dan Konseling Rashid
RM. Riadi
Universitas Riau
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Pengaruh Kontrol Diri dan Literasi Keuangan terhadap Perilaku Konsumtif Mahasiswa Jurusan PIPS FKIP Universitas Riau Angkatan 2018 Syahrani Rahmat; Suarman; RM. Riadi
Jurnal Pendidikan dan Konseling (JPDK) Vol. 4 No. 6 (2022): Jurnal Pendidikan dan Konseling: Special Issue (General)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v4i6.9716

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kontrol diri dan literasi keuangan terhadap perilaku konsumtif mahasiswa jurusan PIPS FKIP Universitas Riau. Populasi dalam penelitian ini adalah mahasiswa jurusan PIPS FKIP Universitas riau dengan jumlah 233 mahasiswa. Sampel dalam penelitian ini berjumlah 130 mahasiswa dengan teknik random sampling. Metode pengumpulan data dalam penelitian ini menggunakan angket yang disebarkan melalui google form dan dianalisis menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa kontrol diri dan literasi keuangan berpengaruh terhadap perilaku konsumtif mahasiswa jurusan PIPS FKIP Universitas Riau dengan persamaan regresi Y= 32,586-124X1-035X2+e dan memberikan kontribusi terhadap hasil belajar sebesar 30,4%.
Pengaruh Kemudahan Dan Kepercayaan Terhadap Minat Penggunaan Qris Sebagai Pembayaran Digital Pada Pelaku Usaha Kecil Di Kecamatan Binawidya Kota Pekanbaru Welly Harlianti; Mujiono Mujiono; RM. Riadi
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/838gvr21

Abstract

This study aimed to examine the effect of perceived ease of use and trust on the intention to use Quick Response Code Indonesian Standard (QRIS) as a digital payment method among small business owners in Binawidya District, Pekanbaru City. This research employed a quantitative approach with a descriptive method. The population consisted of 102 small business owners, while 50 respondents were selected using the Slovin formula and purposive sampling technique. Data were collected through questionnaires and analyzed using multiple linear regression with SPSS. The findings revealed that perceived ease of use had a positive and significant effect on the intention to use QRIS. Trust also had a positive and significant effect on QRIS usage intention. Simultaneously, perceived ease of use and trust significantly influenced the intention to use QRIS. These findings indicate that the higher the perception of ease and trust toward QRIS, the greater the intention of small business owners to adopt QRIS in their business transactions.
Co-Authors Mujiono Mujiono Suarman Syahrani Rahmat Welly Harlianti