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All Journal Airlangga International Journal of Islamic Economics and Finance Edusifa: Jurnal Pendidikan Islam Al-Manahij : Jurnal Kajian Hukum Islam JAMBE: Jurnal Akuntansi Manajemen Bisnis dan Ekonomi
Sunaryati
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Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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EFEKTIFITAS KINERJA MANAJEMEN BERBASIS SEKOLAH DENGAN MENGGUNAKAN PENDEKATAN BALANCED SCORECARD PADA PENINGKATAN MUTU SMP AL AZHAR SYIFA BUDI LEGENDA Sarwo Edy; Sumarta; Sunaryati; Mustofa
Edusifa: Jurnal Pendidikan Islam Vol. 8 No. 2 (2023): Edusifa:  Jurnal Pendidikan Islam
Publisher : STIT Sirojul Falah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56146/edusifa.v8i2.98

Abstract

The education system is required to be able to produce maximum output by carrying out an effective process that is continuous between input, process and output as desired with a better governance system or known as school-based management, where SBM expects schools to be more independent and able to freely develop and improve the quality of performance. This study aims to determine the effectiveness of school management at SMP Al Azhar Syifa Budi Legenda by using a balanced scorecard performance measurement with four perspectives, namely a financial perspective, a customer perspective, an internal business process perspective and a growth and learning perspective. This research is a qualitative descriptive research. Primary data in the form of a questionnaire is used to measure the performance of the customer perspective and the perspective of growth and learning. In terms of performance, SMP Al Azhar Syifa Budi Legenda as a whole is in the good category. The results of measuring the performance analysis of the balanced scorecard on a financial perspective at SMP Al Azhar Syifa Budi Legenda show good performance and show financial performance that is economical, effective and quite efficient. The measurement results of performance analysis on the customer perspective show a pretty good performance. Keywords: Effectiveness, MBS, Balanced Scorecard
To What Extent Collateral in PLS Financing Brings Maṣlaḥah? An Analytical Comparison from Islamic Law Outlook with Maqāṣid al-Sharī’ah Index Lestari, Dini Maulana; Kusuma, Hadri; Sunaryati
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 18 No. 1 (2024)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mnh.v18i1.10575

Abstract

This study aims to compare the level of maṣlaḥah regarding the existence of collateral in Profit and Loss Sharing (PLS) financing from Islamic banking customers and employees standpoints. This is crucial as PLS financing becomes the main characteristic product of Islamic banks, but it emerges as an unfavorable product due to the high financial risk. The existence of collateral plays a pivotal role in this situation to realize maṣlaḥah. This is an explanatory study with a quantitative approach and survey method, considering 400 respondents, particularly 200 Islamic banking customers and 200 Islamic banking employees, who were conveniently obtained at certain time intervals for a one-shot. An Independent sample t-test is used to calculate the comparison level of maṣlaḥah among these two groups. At the same time, Rasch Model analysis is also used to measure the data based on the demographic characteristics of respondents. The result discovers that although there is a slightly different level of maṣlaḥah between Islamic banking customers and employees in PLS finance practice regarding collateral, it still significantly brings benefit, as it aligns with the concept of ta’widh to prevent financial risk. This finding contributes to Islamic banks as a guideline to understand how to operate and enhance the market share of this financing product based on the Rasch Model Analysis.
CORPORATE SUKUK INDONESIA RESPONSE ON MACROECONOMIC CHANGES Toni Prihandoko; Sunaryati
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 01 (2025): JANUARY-JUNE 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i01.68249

Abstract

This study investigates the short-term and long-term responses of changes in macroeconomic variables including exchange rate (EXC), interest rate (IR), inflation (CPI), money supply (JUB), and world oil price (WTI), to the outstanding value of corporate sukuk in Indonesia (SKK) from January 2011 to December 2022. The regression method used is with the Error Correction Model (ECM). The results obtained in this study that in the short term exchange rates, interest rates, inflation, the amount of money in circulation, and the world oil prices have no influence on the outstanding value of Indonesian companies. In the long run, it was found that the exchange rate had a significant negative effect, the money supply had a significant positive influence, while interest rates, inflation and world oil prices did not affect the outstanding value of Indonesian company sukuk.
Bangka Belitung Province Baznas Program in Efforts to Improve The Community Economy (Case Study of Sorgum Zakat Village In Beruas Village) Bapaqih Alzikri; Sunaryati
JAMBE: Jurnal Akuntansi Manajemen Bisnis dan Ekonomi Vol. 1 No. 1 (2024): JAMBE: Jurnal Akuntansi Manajemen Bisnis dan Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The declining level of the economy of the Bangka community in terms of declining selling prices of people's livelihoods that are not comparable to the purchase price of the basic needs of the community has caused many complaints from the public about this. Therefore the BAZNAS of the Province of Bangka Belitung has released a community empowerment program to improve the economy of the community through the zakat sorghum village program. The research method used in this study is descriptive qualitative. The objects in this study were the deputy chairman of two BAZNAS in the Bangka Belitung Islands Province, a field facilitator (third party) and mustahik who ran the sorghum zakat program. While the method in collecting data used is descriptive from the results of interviews of researchers to the speakers. The results of the study were through interviews with the deputy chairmen of two BAZNAS in the Bangka Belitung Islands Province, field assistants (third parties), and mustahik who carried out the sorghum zakat village program. first implementation of the program, third, parties submitted proposals to BAZNAS, secondly, village and mustahik determination, third, field survey, fourth, submission of BAZNAS funds, and fifth, mentoring process. For the impact of the implementation, the impact is not very significant for the mustahik because this program is new and is still in the process of testing, of course there are many things that mustahik do not understand in running the program. As for the obstacles faced in implementing the sorghum zakat village program are constraints on land, sparrows, and mice.
Co-Authors Bapaqih Alzikri Hadri Kusuma Lestari, Dini Maulana Mustofa Mustofa sarwo edy Sumarta Toni Prihandoko