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All Journal Syntax Literate: Jurnal Ilmiah Indonesia NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Unes Law Review Pena Justisia: Media Komunikasi dan Kajian Hukum Ius Civile: Refleksi Penegakan Hukum dan Keadilan Jurnal Hukum Lex Generalis Journal of Accounting Law Communication and Technology
Djajaputera, Gunawan
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Tinjauan Yuridis Perlindungan Hukum Hak Ahli Waris dalam Sita Umum Kepailitan (Studi Kasus Putusan MA No.3471k/Pdt/2023) Hartono, Gloria Agatha; Djajaputera, Gunawan
Jurnal Hukum Lex Generalis Vol 5 No 6 (2024): Tema Hukum Keluarga
Publisher : CV Rewang Rencang

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Abstract

The protection of heirs' rights to inherited assets that fall under general bankruptcy proceedings has become a significant legal issue in Indonesia. Under the Indonesian legal system, heirs are entitled to receive the inheritance of a decedent. However, this right is often hindered when the inherited assets are included in the bankruptcy estate (boedel pailit) to settle the debts of the deceased. This study employs a normative legal research methodology. Based on the findings, the Bankruptcy Law and the Indonesian Civil Code (KUHPerdata) provide a legal basis for heirs to safeguard their rights, including through the mechanism of beneficium inventarii. Nonetheless, the implementation of this protection faces several challenges, such as limited legal awareness, complex legal procedures, and the lack of consistent jurisprudence. Through an analysis of regulations and Supreme Court decisions, such as Case Number 3471 K/Pdt/2023, this study highlights the need for harmonization between inheritance and bankruptcy laws, as well as the simplification of legal procedures to ensure the protection of heirs' rights without undermining the principle of paritas creditorum. Legal education, the development of consistent jurisprudence, and collaboration among stakeholders are identified as strategic steps to achieve a balance between creditors' interests and heirs' rights.
Kepastian Hukum sebagai Jaminan Perlindungan Hak Penggugat dalam Kasus Wanprestasi Jual Beli Properti Christian, Benedict Philip; Djajaputera, Gunawan
Jurnal Hukum Lex Generalis Vol 5 No 9 (2024): Hukum Agraria dan Pertanahan
Publisher : CV Rewang Rencang

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Abstract

This study aims to analyze legal certainty as a guarantee of protection for the plaintiff’s righs in cases of breach of contact in property sales transactions. Breach of contract in property sales often involves diputes that can cause financial and legal harm to the plaintiff. Therefore, it is important to undertstand how legal certainty can play a role as a mechanism for protecting the plaintiff’s rights in the resolution of such disputes. This research examines the application of positive law, particularly regulations related to property sales and breach of contract, as well as legal remedies available to the aggrieved party. The approach used in this research is a normative approach, analyzing laws, regulations, and relevant jurisprudence. The findsings of the study show that although there is a clear legal framewrok governing the rights of the study show that although there is a clear legal framwork governing the rights and obligations of parties in property sales transactions, there are still gaps in the implementation of legal certainty that may hinder the protection of the plaintiff’s rights. Therefpre, there is a need for legal reforms and more assertive law enforcement to ensure that legal certainty can provide optimal protection for the aggrieved party in breach of contract cases.
Analisis Yuridis terhadap Sengketa Hak Milik Atas Tanah: (Studi Putusan Nomor 120/Pdt.G/2023/PN.Jkt.Brt) Moa, Fransiskus Rifandy; Djajaputera, Gunawan
Jurnal Hukum Lex Generalis Vol 5 No 9 (2024): Hukum Agraria dan Pertanahan
Publisher : CV Rewang Rencang

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Abstract

Land disputes are legal issues that arise due to conflicts or clashes of interest among parties concerning the control, use, or ownership of land. These disputes have become an inevitable issue in modern society, particularly given the increasing demand for land driven by population growth, urbanization, and economic development. The research method employed in this study is normative juridical, which focuses on the examination of library materials or secondary data. This data includes documents, legislation, and various literatures relevant to the legal topic or issue under investigation. Land disputes often stem from differing interpretations regarding the legal status of certain parcels of land, particularly concerning ownership and usage rights. Several primary factors triggering land disputes can be summarized as follows: (1) The lack of proper land administration in the past; and (2) Structural imbalances in land control and ownership. Efforts to resolve legal issues related to land disputes are explicitly regulated under Presidential Regulation No. 20 of 2015 concerning the National Land Agency (Badan Pertanahan Nasional or BPN). Specifically, Article 3 clauses (3) and (4) of this regulation mandate the Head of the National Land Agency to formulate and implement policies in several strategic areas. The resolution of land disputes is generally pursued through legal means by bringing the case to court. Additionally, land disputes may also be resolved through negotiation or mediation, which offers several advantages compared to judicial proceedings. One of the primary benefits of resolution through negotiation is the efficiency in terms of time, cost, and effort required. The aim of the research conducted by the author is to identify the causative factors and resolution efforts concerning land ownership disputes.
Analisis Pengingkaran Hak dan Kewajiban Pembeli yang Dilakukan oleh Penjual Pratama, Akmal Risqi Yudhianto; Djajaputera, Gunawan
Journal of Accounting Law Communication and Technology Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jalakotek.v2i1.4903

Abstract

Perjanjian jual beli merupakan bentuk kesepakatan hukum yang sangat penting dalam transaksi antara penjual dan pembeli. Dalam perjanjian ini, kedua belah pihak memiliki hak dan kewajiban yang harus dipenuhi sesuai dengan apa yang telah disepakati. Penjual berkewajiban untuk menyerahkan barang yang diperjualbelikan, sementara pembeli wajib membayar harga yang telah disetujui. Perjanjian jual beli tidak hanya berkaitan dengan aspek finansial, tetapi juga menyangkut kepastian hukum yang melindungi kedua belah pihak jika terjadi masalah atau pelanggaran. Salah satu permasalahan yang sering muncul adalah wanprestasi, di mana salah satu pihak gagal memenuhi kewajibannya sesuai dengan perjanjian. Untuk itu, pemahaman yang jelas mengenai isi perjanjian sangat penting untuk mencegah terjadinya sengketa. Penyelesaian sengketa dalam perjanjian jual beli dapat dilakukan melalui jalur litigasi (pengadilan) atau non-litigasi (mediasi atau arbitrase), tergantung pada kesepakatan para pihak. Dengan memahami dan melaksanakan perjanjian dengan baik, kedua belah pihak dapat menjaga hubungan yang harmonis dan menghindari kerugian yang mungkin timbul akibat wanprestasi.
Analisis Pengingkaran Hak dan Kewajiban Pembeli yang Dilakukan oleh Penjual Pratama, Akmal Risqi Yudhianto; Djajaputera, Gunawan
Journal of Accounting Law Communication and Technology Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jalakotek.v2i1.4903

Abstract

Perjanjian jual beli merupakan bentuk kesepakatan hukum yang sangat penting dalam transaksi antara penjual dan pembeli. Dalam perjanjian ini, kedua belah pihak memiliki hak dan kewajiban yang harus dipenuhi sesuai dengan apa yang telah disepakati. Penjual berkewajiban untuk menyerahkan barang yang diperjualbelikan, sementara pembeli wajib membayar harga yang telah disetujui. Perjanjian jual beli tidak hanya berkaitan dengan aspek finansial, tetapi juga menyangkut kepastian hukum yang melindungi kedua belah pihak jika terjadi masalah atau pelanggaran. Salah satu permasalahan yang sering muncul adalah wanprestasi, di mana salah satu pihak gagal memenuhi kewajibannya sesuai dengan perjanjian. Untuk itu, pemahaman yang jelas mengenai isi perjanjian sangat penting untuk mencegah terjadinya sengketa. Penyelesaian sengketa dalam perjanjian jual beli dapat dilakukan melalui jalur litigasi (pengadilan) atau non-litigasi (mediasi atau arbitrase), tergantung pada kesepakatan para pihak. Dengan memahami dan melaksanakan perjanjian dengan baik, kedua belah pihak dapat menjaga hubungan yang harmonis dan menghindari kerugian yang mungkin timbul akibat wanprestasi.
PERAN HUKUM DALAM MENJAMIN KEAMANAN REKENING NASABAH (STUDI ATAS KEBIJAKAN PERBANKAN DI Indonesia) balubun, christina orvala aurel; Djajaputera, Gunawan
Ius Civile: Refleksi Penegakan Hukum dan Keadilan Vol 9, No 1 (2025): April
Publisher : Prodi Ilmu Hukum, Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jic.v9i1.11613

Abstract

This research aims to analyze the extent of the role of law in ensuring the security of customer accounts, as well as to explore the effectiveness of banking policies implemented by the relevant authorities. This research applies a sociological juridical approach, using a case study design and descriptive-qualitative analysis. The research results reveal that Indonesia has a strong legal basis regarding banking, as contained in the provisions of Law no. 10 of 1998, which regulates banks' obligations to maintain bank secrets and protect customer data from protection. Apart from that, legal protection for customers is also regulated in Law Number 8 of 1999 concerning Consumer Protection, which gives customers the right to obtain clear, correct and not excessive information regarding banking products or services. However, its implementation cannot be separated from various challenges, including the rise of cybercrime which is increasingly sophisticated and organized, oddities because not all banks have equivalent security systems in dealing with digital threats, as well as obstacles to the effectiveness of these policies which occur due to inconsistencies between existing regulations, and implementation in the field. Therefore, more intensive education and counseling regarding the importance of personal data security remains a very urgent matter that must be carried out on an ongoing basis.
Tanggung Jawab Pihak Asuransi Terhadap Perjanjian Kredit Bank dalam Hal Debitur Meninggal Dunia Saputra, Mochammad Iqbal; Djajaputera, Gunawan
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v9i4.14958

Abstract

Perjanjian kredit biasanya dibarengi perjanjian agunan serta perjanjian asuransi. Perjanjian asuransi inilah menjadi sarana pengalihan risiko bagi bank, khususnya asuransi jiwa dalam hal debitur meninggal dunia, disamping kredit juga dapat jatuh kepada ahli waris jika debitur meninggal dunia sebelum melunasi sisa kreditnya. Penelitian ini bertujuan untuk menganalisis akibat Hukum terhadap Perjanjian Kredit Bank dalam hal Debitur Meninggal Dunia dan mengetahui tanggung Jawab Pihak Asuransi terhadap Perjanjian Kredit Bank dalam hal Debitur Meninggal Dunia. Penelitian ini menggunakan metode penelitian normatif dengan pendekatan perundang-undangan dan pendekatan konseptual. Hasil penelitian menunjukan bahwa akibat hukum perjanjian kredit dalam hal debitur meninggal dunia ada dua kemungkinan yaitu kredit jatuh ke ahli waris sebagaimana diatur dalam pasal 833 KUHPerdata (Burgerlijk Wetboek) atau jaminannya dieksekusi pihak bank, serta kemungkinan kedua adalah kredit hapus karena adanya klausula asuransi jiwa atau perjanjian asuransi jiwa dengan syarat banker’s clause, artinya disini pihak asuransi harus bertanggung jawab melunasi sisa utang debitur yang meninggal sesuai syarat dan ketentuan dalam polis, jika tidak maka pihak yang berkepentingan dapat mengajukan somasi hingga menggugat pihak asuransi. Dari hal tersebut, simpulannya para pihak haruslah memahami betul isi dari perjanjian kredit yang dibuat, sehingga nantinya jika terjadi risiko tersebut, maka ada kejelasan terhadap pembayaran sisa utang debitur.
Analisis Putusan Eksekusi Jaminan Debitur Wanprestasi dalam Perjanjian Hutang Piutang (Studi Kasus Putusan Pengadilan Tinggi Nomor 238/Pdt.G/2020/Pt.Dki) Rahmah, Salma Yustia; Djajaputera, Gunawan
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1302

Abstract

The execution of collateral can be carried out when there is a court decision that takes into consideration whether there has been a breach of contract. This study employs a normative juridical approach as the basis for analyzing this legal issue. The research findings indicate that the debtor is legally entitled to execute the collateral concerning the breach of a debt agreement in the Decision of the High Court Number 238/Pdt.G/2020/PT.DKI. This is because both parties have a legally valid relationship to enter into a debt agreement, which was done by the plaintiff with the defendant I and II, with collateral in the form of a Certificate of Ownership for an Apartment Unit (SHMSRS) No. 3548/XXII/RIO DE JANEIRO, which has undergone the transfer process at the National Land Agency (BPN) in North Jakarta, registered in the name of the Defendant I, in this case, PT. Xiongji International Imp. & Exp. Group. The court decision to cancel the collateral seizure execution, which was previously determined as a result of the breach of contract by Defendant I in the Decision of the High Court Number 238/Pdt.G/2020/PT.DKI, is incorrect. This is because the petitioner of the collateral seizure has not paid the fees to the North Jakarta District Court until now. However, the judge ruled that Defendant I was at fault for the breach of contract, yet, on the other hand, the judge has canceled the collateral seizure execution against the collateral object guaranteed in the agreement.
Analysis of Land Rights Acquisition Through Inheritance in Cases of Customary Land Disputes Suryana, Ilham Adi; Djajaputera, Gunawan
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4718

Abstract

This study focuses on analyzing the interaction between formal inheritance law and customary law in the context of acquiring land rights through inheritance, particularly in cases of customary land disputes in Indonesia. Through literature review and case analysis, this research evaluates how formal inheritance law, represented by the Civil Code, and local customary legal practices can conflict, causing complexity and disputes in the transmission of land rights. The main findings indicate that the misalignment between these two legal systems often results in injustices in the distribution of inheritance and prolonged disputes. This study proposes the need for legal reform that integrates customary law with national law, supporting the recording and codification of customary law to ensure justice and legal certainty, as well as respecting the cultural values of indigenous communities. The research concludes by recommending the development of more inclusive and sustainable policies to effectively manage customary land inheritance in Indonesia
PERTANGGUNGJAWABAN BANK SWASTA NASIONAL DALAM KASUS WANPRESTASI (Studi Putusan No. 321/Pdt.G/ Pn.Jkt.Pst) Melissa, Wihelmina; Djajaputera, Gunawan
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 4 (2023): NUSANTARA : JURNAL ILMU PENGETAHUAN SOSIAL
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i4.2023.2054-2062

Abstract

Pasal 1338 ayat (1) KUHPer mengatakan semua perjanjian yang dibuat oleh kedua belah pihak atau lebih menjadi sah dan berlaku selayaknya undang-undang bagi yang membuatnya. Perjanjian yang dibuat oleh semua masyarakat menjadi hak dan kebebasan bagi masyarakat untuk membuat kesepakatan, denga tetap megacu pada aturan dan undang-undang yang berlaku.  Di dalam penelitian ini penulis menggunakan adalah metode yuridis normatif, yaitu menggunakan data sekunder dan mempelajari kajian pustaka berupa literatur-literatur, teori-teori hukum, data-data tertulis, dokumen ilmiah, serta peraturan-peraturan perundang-undangan. Sedangkan teknik analisis yang digunakan analisis deskriptif normatif kualitatif. Penelitian yang memiliki acuan pada norma hukum yang terdapat dalam berbagai peraturan perundang-undangan, serta jurnal-jurnal hukum yang berkaitan dengan pokok bahasannya, dikenal dengan penelitian yuridis normatif kualitatif. Analisis tersebut kemudian disusun secara sistematis dan dituangkan dalam bentuk kata-kata. Dalam Putusan No. 321/Pdt.G/ Pn.Jkt.Pst disebutkan bahwa PT. Bank Jtrust Indonesia, Tbk. melakukan perbuatan cidera janji (wanprestasi) dengan tidak melaksanakan kewajibannya berdasarkan akta-akta perjanjian pembiayaan bersama sehingga membuat PT. Group Lease Finance Indonesia melayangkan gugatan ke pengadilan negeri jakarta pusat untuk meminta pertanggungjawaban untuk perbuatan melawan hukum yang telah dilakukan oleh tergugat.   
Co-Authors balubun, christina orvala aurel Christian, Benedict Philip Hartono, Gloria Agatha Melissa, Wihelmina Moa, Fransiskus Rifandy Pratama, Akmal Risqi Yudhianto Rahmah, Salma Yustia Saputra, Mochammad Iqbal Suryana, Ilham Adi