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All Journal Ekonomi Islam Indonesia Review on Islamic Accounting Halal Tourism and Pilgrimage Tamkin Journal The Economic Review of Pesantren Management and Sustainability
Syahdatul Maulida
Tazkia Islamic University College
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science Social Sciences Other

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Efficiency, Performance, Potential Improvement and Dual Banking Analysis of BPR & BPRS in West Java, Indonesia Aufa; Mimma; Syahdatul Maulida
Review on Islamic Accounting Vol. 2 No. 1 (2022): Review on Islamic Accounting
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (384.763 KB) | DOI: 10.58968/ria.v2i1.104

Abstract

SMEs are crucial to reviving the national economy in times of economic globalization and the Covid-19 pandemic. One of the tactics required to boost the competitiveness of MSMEs is to take use of efficient financing options offered by banks. This study compares the effectiveness, effectiveness, and improvement potential of BPR and BPRS in West Java and their applicability to MSMEs. Data Envelopment Analysis (DEA) is the analysis employed, and the study period is from 2016 to 2021. The banking sector in Indonesia includes BPR and BPRS. In order to successfully navigate the era of economic globalization and national economic recovery, it is critical to assess the degree to which these two banks can collaborate in the best possible way to promote increased prosperity and competitiveness of MSMEs, primarily through productive financing. In West Java, 20 BPRs and 20 BPRS served as the research samples. The information used is secondary information gleaned from each bank's annual financial reports for the years 2016 through 2021. The study's input variables are third-party money, operating costs, and fixed assets. Operating income and provided funding are additional output variables. The findings of this study demonstrate that efficiency trends for BPR and BPRS in West Java varied across the study period of 2016–2021. While BPRS saw a considerable reduction throughout the epidemic, West Java's BPR efficiency remained constant. Furthermore, in West Java, BPRs are more efficient than BPRS when comparing the two types of banks. This study also examines potential changes that could be made to programs to reduce input and output-related inefficiencies. Furthermore, the output variables, notably the financing variables offered, are generally the root of the two types of banks' most important inefficiencies. Additionally, this study makes recommendations to academics, practitioners, and regulators.
The Efficiency of BPR/S Industry in Sumatra, Indonesia: Covid-19 Impact, Dual Banking, And Regional Analysis Mimma; Syahdatul Maulida
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.94

Abstract

Financial institutions are one of the sectors that play a vital role in national and regional economic growth. BPR and BPRS are one of the banking financial industries that play a role in providing financial services to people with a weak economy and MSMEs, so it is necessary to accelerate improvements in BPR and BPRS. This study aims to measure the efficiency and performance of BPRs in Sumatra, see the impact of the pandemic on BPR and BPRS operations and conduct regional analysis on BPRs and BPRS in Sumatra. Using a sample of 30 BPRs and 30 BPRS in Sumatra, this study conducted observations during the 2016-2021 period. This study uses the Data Envelopment Analysis (DEA) analysis method with secondary data sourced from the financial statements of each BPR and BPRS. The input variables in this study are fixed assets, operating expenses and third-party funds. Meanwhile, the output variables of this research are the financing provided and operating income. The results of the study revealed that the average BPR and BPRS in Sumatra during the 2016 to 2021 period fluctuated. Then, in the CRS and VRS analysis, Lampung and North Sumatra regions have the highest efficiency compared to other regions. Meanwhile, during the Covid-19 pandemic, both BPRs and BPRS in Sumatra experienced a significant decrease in efficiency. This study also analyzes potential improvements to improve programs that cause inefficiencies in the input and output variables. In general, the causes of inefficiency of the two types of banks are operating income and the amount of financing provided. This study also provides recommendations to BPR-BPRS practitioners, regulators and academics as a basis for decision making in achieving optimal efficiency for future.
Islamic Accounting Standard: An Intertemporal Sentiment Analysis Syahdatul Maulida; Aam Slamet Rusydiana; Muhamad Taqi
Review on Islamic Accounting Vol. 2 No. 2 (2022): Review on Islamic Accounting
Publisher : SMART Insight

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Abstract

This study aims to look at related sentiments “Islamic Accounting Standard” around the world published by journals with that theme. This study uses a qualitative method with a sentiment analysis approach. The data used is secondary data with the theme “Islamic Accounting Standard” obtained from the Dimensions database of 100 scientific publications. Data is processed using software SentiStrength for extracting and classifying sentiments. The results of the study found that neutral sentiment was the highest with a percentage of 39%, followed by negative sentiment with 32% and positive sentiment with a percentage of 29%. Related research Islamic Accounting Standard experienced fluctuations in the number of sentiments throughout the period 1990 to 2023. The highest number of sentiments occurred in 2018 with a total of 13 scientific publications, which were dominated by neutral sentiment of 9 scientific publications. There are several positive and negative issues related to the topic of sharia accounting standards which can be further elaborated.
Halal Medical Tourism: A Sentiment Analysis Syahdatul Maulida; Lina Marlina
Halal Tourism and Pilgrimage Vol. 2 No. 2 (2022): Halal Tourism and Pilgrimage
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/htp.v2i2.178

Abstract

This study aims to look at sentiments related to developments halal medical tourism in scientific publications published on the theme. This study uses a qualitative method with a sentiment analysis approach. The data used is secondary data with the theme “halal medical tourism” obtained from the Scopus database of 100 scientific publications. Data is processed using software SentiStrength for extracting and classifying sentiments. The results of the study found that positive sentiment was the highest with a percentage of 47%, followed by neutral sentiment with 36% and positive sentiment with a percentage of 17%. The increasing demand for halal trends, positive Muslim-friendly innovations and large business potential are reasons for positive sentiment. Meanwhile, there is no international sharia standard for providers medical tourism and related community literacy halal medical tourism still very low to be a negative issue.
Meta Analysis on Acceptance of Financial Technology in Islamic Perspective Mimma Maripatul Uula; Syahdatul Maulida; Sherrindra Avedta
Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v4i1.81

Abstract

Fintech is a digital financial service innovation that can speed up financial inclusion in an age of ever-increasing technology progress. It turns out that even while the usage of fintech is increasing, many consumers are still unaware of or unable to utilize it appropriately. Many incidents of fintech misuse continue to occur, resulting in losses for individuals and businesses alike. To assess societal adoption of new technologies, the Technology Acceptance Model (TAM) has been established as an analytical tool. There are several studies on TAM in fintech, and the author uses a bibliometric technique to gather journal articles connected to the topic from the Dimensions website using VOSviewer in order to evaluate the data. The findings suggest that perceived usefulness and perceived ease of use have an impact on consumer choices when it comes to utilizing financial technology. Fintech service companies may utilize TAM analysis to better understand their customers' requirements and expectations. That means TAM will not only draw in new consumers, but keep current ones happy as well.
Twitter Sentiment Analysis on Halal Pharmaceutical Syahdatul Maulida; Mohammad Mahbubi Ali
Ekonomi Islam Indonesia Vol. 5 No. 1 (2023): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v5i1.263

Abstract

This study aims to analyze public sentiment towards halal pharmacy and halal pharmaceutical concepts. The data used is primary data sourced from the Twitter social media platform, focusing on the topic of halal pharmacy and halal pharmaceuticals. This data was subsequently processed using the Python Library known as VADER. The research findings indicate that, in the context of halal pharmacy, the public exhibits a positive sentiment tendency of 54.4%, followed by a neutral sentiment at 28.4%, and a negative sentiment of 17.2%. The prominent keywords that frequently appear include pharmacy, halal, pharmacies, best halal, Muslim rage, halal condom, and pharmacy product. Furthermore, it is noted that Auckland, New Zealand, emerges as the location with the highest number of tweets, amounting to 35. In contrast, concerning the concept of halal pharmaceuticals, there is a tendency towards a neutral sentiment at 51.7%, followed by a positive sentiment at 39.2%, and lastly, a negative sentiment at 9.0%. The research results also reveal that the dominant keywords appearing in tweets related to halal pharmaceuticals include halal, halal pharmaceutical, pharmaceutical industry, pharmaceutical company, pharmaceutical product, Malaysia, Brunei pharmaceutical, and global halal. It is noteworthy that the country with the highest number of tweets discussing halal pharmaceuticals is Malaysia, with a total of 127 tweets.
Pesantren in Indonesia and Sustainable Development Issues Syahdatul Maulida; Mohammad Mahbubi Ali
The Economic Review of Pesantren Vol. 2 No. 1 (2023): The Economic Review of Pesantren
Publisher : SMART Insight

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Abstract

This paper aims to observe the evolution of research focusing on Pesantren and sustainable development issues published in various journals around the world. The method used is a qualitative approach with bibliometric analysis using R software. The data used are secondary data related to the theme "Pesantren and sustainable development" obtained from the Dimensions database. A total of 57 documents covering the period from 2001 to October 2023 were used in the analysis. The results showed that the trend in the number of documents examining Pesantren and sustainable development issues tends to increase, reaching its peak in 2023 with a total of 15 documents. In addition, the number of articles published per year and the average citations per year are also relatively low, indicating a lack of attention to this topic in the academic world. However, Pesantren practices in order to support sustainable development continue to be intensively carried out, especially in Indonesia. This is done through various mechanisms such as empowering productive waqf for Pesantren as an economic development strategy, empowering MSMEs and entrepreneurship in communities around Pesantren, eco-Pesantren as an effort to contribute to environmental preservation, and developing santripreneurs and Pesantren entrepreneurship.
What is Islamic Management? A Previous Studies Syahdatul Maulida; Aam Slamet Rusydiana
Management and Sustainability Vol. 1 No. 1 (2022): Management & Sustainability
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/ms.v1i1.288

Abstract

This study aims to determine the development map of Islamic Management based on Scopus indexed journals. The analyzed data includes 369 indexed research publications. The export data is then processed and analyzed using the R Biblioshiny application program to identify the bibliometric map of the development of Islamic management. The results show that the number of publications on the development of the role of Islamic management research has increased significantly. The results also show that the most types of documents are journal articles. Journal of Islamic Accounting and Business Research is the top journal. The most famous authors are Hassan MK, Alam MK, Rahman MM, Haron R, Sukmana R, Ascarya A, Abd Wahab N, and Ali M, and the most popular keyword topic is Islamic banks with the popular theme of financial. Then, five research clusters were also obtained based on the topic of Islamic management.
Co-Authors Aam Slamet Rusydiana Aam Slamet Rusydiana Aufa Lina Marlina Mimma Mimma Maripatul Uula Mohammad Mahbubi Ali Sherrindra Avedta Taqi, Muhamad