Article Per Year (5 Year)
p-Index From 2021 - 2026
0.817
P-Index
This Author published in this journals
All Journal Jurnal Akuntansi dan Pajak Jurnal Ilmu Perbankan dan Keuangan Syariah Islamic Economic and Business Journal Tasharruf : Journal of Islamic Economics and Business
Ferri Alfadri
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Economics, Econometrics & Finance Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
ANALISIS POTENSI ALUMNI PERBANKAN SYARIAH MENJADI SOCIOPRENEURSHIP DI WILAYAH TABAGSEL Muhammad Isa; Arti Damisa; Ferri Alfadri
Jurnal Akuntansi dan Pajak Vol 24, No 1 (2023): JAP : Vol. 24, No. 1, Februari 2023 - Juli 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v24i1.8366

Abstract

The purpose to minimize the gap that is created between the fewer Islamic Banking jobs and the increasing number of Islamic banking alumni graduates from time to time with the Sociopreneur analysis of alumni. This research is a Field Research conducted using a descriptive qualitative research approach and using triangulation data analysis techniques. Information about the potential of social entrepreneurship was obtained through literature studies collected from research related to documents, books and journals as assistants and complements to the theories studied. Furthermore, researchers will conduct observations in the form of interviews using the snowball sampling technique directly to alumni of Islamic banking as soicopreneurship actors in the TABAGSEL area and will also conduct interviews with the Head of Islamic Banking Study Program and economists in the TABAGSEL area to strengthen the results of the researcher's findings. The results of the research findings The approach taken by UIN SYAHADA Padangsidimpuan Islamic Banking graduates to change perceptions and inspire the younger generation to become entrepreneurs is to provide knowledge about social entrepreneurship and its benefits and apply a caring attitude towards the surrounding environment and society because this will create a feeling of wanting to help others.
Analisis Perilaku Konsumen Generasi Z dalam Pengambilan Keputusan Pembelian Melalui Media Sosial TikTok Ahmad Dzul Ilmi Syarifuddin; Ferri Alfadri; Ulfa Hidayati
Tasharruf : Journal of Islamic Economics and Business Vol. 7 No. 1 (2026): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v7i1.1306

Abstract

This study aims to explore the consumer behavior of Generation Z in purchase decision-making through TikTok social media amidst the rapidly evolving digital economy. Employing a qualitative approach with a descriptive phenomenological design, data were collected through semi-structured in-depth interviews with 12 purposive informants aged 17–25 years who are active TikTok users and have made purchases influenced by platform content. Data analysis was conducted using Interpretative Phenomenological Analysis (IPA) to uncover the essence of informants' lived experiences. Four interrelated themes emerged: first, the influence of content creator credibility on consumer trust and purchase intention; second, the role of the For You Page (FYP) algorithm in persistently shaping consumption preferences; third, the dynamics of TikTok community social validation through comments, duets, and stitches as purchase conviction reinforcers; and fourth, emotion-driven purchase impulsivity triggered by entertainment content and live commerce features. Findings affirm that Generation Z does not form purchasing decisions through a rational-linear process, but rather through a unique, complex socio-cognitive-affective process fundamentally distinct from prior generations. Practical implications include the importance of authenticity-based creator marketing strategies, algorithm optimization, facilitation of organic user-generated content, and the ethical use of live commerce features.
The Influence Of Financial Technology For Bank Syariah In Indonesia Immawan Muhajir Kadim; Ferri Alfadri; Bazyad Abdullah Meteab Mubarak; Nurul Widad binti Abu Hassan
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.232.127-248

Abstract

Based on data during the Covid-19 pandemic, the use of fintech lending experienced a spike from 62 companies to 162 companies and then decreased again after the Covid-19 pandemic to 129 companies and fell again to 102 companies in 2022. The aim of this research is to find out What is the influence of financial technology on Indonesian sharia banks in 2018-2022. This research uses a qualitative method. The data source used is secondary data obtained from the official OJK website. The data processing and data analysis techniques in this research are data reduction, data presentation, and drawing conclusions. The results of this research are the influence of financial technology on Indonesian sharia banks from 2018-2022. It can be seen that the use of fintech makes transactions at Indonesian sharia banks increase. This can be seen in 2018, namely 41.9 million transactions. Then in 2019 BRI Syariah Bank had many improvements with the use and development of financial technology as a strategy to attract customers. In 2020, during the Covid-19 pandemic, financial technology played a vital role in maintaining bank health. In 2021, even though Indonesian sharia banks are only 1 year old and under social restrictions by the government due to Covid 19, Indonesian sharia banks can still survive and provide services to customers through bank digitalization. In 2022 the sharia banking industry will also record positive growth. Total assets in December 2022 will increase by IDR. 108 trillion or grew 15.6% (yoy), to IDR 802.3
THE INFLUENCE OF SERVICE CONVENIENCE, TRANSACTION SECURITY, AND DIGITAL LITERACY ON THE SATISFACTION OF GENERATION Z USERS OF BANK SYARIAH INDONESIA (BSI) CARDLESS SERVICES Ainayya salsa nabila siregar Nayya; Ferri Alfadri; Muhammad Arif
Islamic Economic and Business Journal Vol. 8 No. 2 (2026): Islamic Economic and Business Journal
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v8i2.12303

Abstract

Abstrak Perkembangan teknologi digital mendorong inovasi layanan perbankan, termasuk layanan Cardless Banking yang menawarkan kemudahan, kecepatan, dan efisiensi transaksi. Namun, tingkat pemanfaatannya di kalangan Generasi Z masih dipengaruhi oleh persepsi terhadap kemudahan layanan, keamanan transaksi, dan literasi digital. Penelitian ini bertujuan menganalisis pengaruh ketiga faktor tersebut terhadap kepuasan Generasi Z pengguna layanan cardless Bank Syariah Indonesia (BSI), baik secara parsial maupun simultan. Penelitian menggunakan pendekatan kuantitatif dengan analisis Statistical Package for the Social Sciences (SPSS). Data diperoleh melalui penyebaran kuesioner kepada 80 mahasiswa FEBI UIN Syahada Padangsidimpuan angkatan 2022 yang dipilih sebagai responden. Hasil penelitian menunjukkan bahwa kemudahan layanan, keamanan transaksi, dan literasi digital berpengaruh positif dan signifikan terhadap kepuasan pengguna, baik secara parsial maupun simultan. Keamanan transaksi merupakan faktor yang memberikan pengaruh paling dominan terhadap kepuasan pengguna layanan cardless BSI.   Abstract The development of digital technology encourages innovation in banking services, including Cardless Banking services that offer convenience, speed, and transaction efficiency. However, the level of its utilization among Generation Z is still influenced by the perception of ease of service, transaction security, and digital literacy. This study aims to analyze the influence of these three factors on the satisfaction of Generation Z of Bank Syariah Indonesia (BSI) cardless service users, both partially and simultaneously. The research uses a quantitative approach with the analysis of the Statistical Package for the Social Sciences (SPSS). Data was obtained through the distribution of questionnaires to 80 FEBI UIN Syahada Padangsidimpuan students of the class of 2022 who were selected as respondents. The results of the study show that ease of service, transaction security, and digital literacy have a positive and significant effect on user satisfaction, both partially and simultaneously. Transaction security is the most dominant factor in the satisfaction of BSI cardless service users.
Co-Authors Ahmad Dzul Ilmi Syarifuddin Ainayya salsa nabila siregar Nayya Arti Damisa Bazyad Abdullah Meteab Mubarak Immawan Muhajir Kadim Muhammad Arif Muhammad Isa Nurul Widad binti Abu Hassan Ulfa Hidayati