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All Journal EKONOMIS : Journal of Economics and Business Jurnal Perbankan Syariah Darussalam (JPSDa) Jurnal Ekonomi Syariah International Journal of Multidisciplinary Research of Higher Education (IJMURHICA)
Indana Almas Azhar
Institut Agama Islam Darussalam Blokagung Banyuwangi
Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Social Sciences

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Pengaruh Kualitas Pelayanan Dan Bagi Hasil Terhadap Keputusan Menabung Pada Nasabah Di Bank Syariah Indonesia Cabang Rogojampi Indana Almas Azhar; Ribut Suprapto; Nila Alfiatul Fuad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i1.1943

Abstract

The purpose of this study is to determine whether: 1) knowing the quality of service and profit sharing on the customer's saving decision at the same time has a positive effect and significance 2) Knowing the impact of quality of service and profit sharing on the customer's saving decision partially has a positive effect and significance. Ha (1): There is the effect of service quality and profit sharing partially on customers' saving decisions at Bank Syariah Rogojampi. ha (2) There is a simultaneous influence of service quality and profit sharing on customers' saving decisions at Bank Syariah in Rogojampi. The conclusion of the partial and simultaneous results is that there is a positive influence between the variables X1 (quality of service), X2 (profit sharing), and Y (saving decision) with an R of 0.745 and a significance of 20.544 > 3.28.
PENGARUH MARGIN DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEUASAN ANGGOTA PADA PEMBIAYAAN MURABAHAH DI BMT MUAMALAT KALIBARU KABUPATEN BANYUWANGI Khiliatul Jannah; Sofi Faiqotul Hikmah; Indana Almas Azhar
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (301.567 KB) | DOI: 10.30739/jpsda.v2i2.1491

Abstract

This study aims to Knowing the Effect of Margin (X1) and Islamic Service Quality (X2) on Member Satisfaction (Y) on Murabahah Financing at BMT Muamalat Kalibaru. This study uses a quantitative approach to the type of explanatory research. The sample in this study was a member of BMT murabaha financing that had been a member of 1 year using probability sampling techniques obtained by the number of respondents 40 members. The analysis tool uses multiple linear regression with the help of SPPS 23. The results of the study 1) Margin (X1) has a positive and significant effect on Member Satisfaction (Y) on murabaha financing; 2) Islamic Service Quality has a positive and significant effect on Member Satisfaction (Y) on murabaha financing; 3) While from the simultaneous F test it is known that Margin (X1) and Islamic Service Quality (X2) have positive and significant effect on Member Satisfaction (Y) on murabaha financing at Muamalat Kalibaru BMT.
The Role of Islamic Financial Institutions in Supporting the Economic Development of Muslim Communities Rismayana, Rismayana; Azhar, Indana Almas
International Journal of Multidisciplinary Research of Higher Education Vol 7 No 4 (2024): (October) Theme Education, Language, Technology, Social Sciences, Economics, Engi
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v7i4.243

Abstract

This research aims to analyze the role of Baitul Maal Wat Tamwil in financing rahn contracts in Islamic financial institutions, the importance of non-bank Islamic financial institutions in providing access to halal financing for the community, especially in the micro and small sectors. This research uses a qualitative approach with a case study method. This type of research is descriptive qualitative which is to analyze the role of the rahn contract applied by the Baitul Maal Wat Tamwil Islamic financial institution. Data sources include primary data, which is obtained through in-depth interviews with two administrators, two members who use rahn contract financing facilities, and three other informants such as field staff and sharia auditors. Data analysis techniques used include data reduction, data presentation, and conclusion drawing. Data validity was maintained through triangulation of sources and methods to ensure consistency and validity of findings. The results of this study show that access to financing for members through the rahn contract with valuable asset collateral such as gold and motor vehicle owner books. This approach creates a sense of security and trust through a transparent process, thus forming a good relationship between members and institutions. Baitul Maal Wat Tamwil's commitment to sharia principles supports member satisfaction and engagement and community welfare.
PERAN PESANTREN ANWARUL HUDA MALANG DALAM PEMBENTUKAN JIWA KEWIRAUSAAHAN PADA SANTRI Azhar, Indana Almas
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.633 KB) | DOI: 10.30739/jesdar.v4i1.1898

Abstract

Penelitian ini bertujuan untuk menjelaskan peran Pondok Pesantren Anwarul Huda Kota Malang dalam pembentukan jiwa kewirausahaan pada santri. Penelitian ini menggunakan metode kualitatif dengan jenis studi kasus. Data diperoleh melalui observasi, wawancara, dokumentasi serta catatan lapangan. Hasil penelitian menunjukkan pembentukan jiwa kewirausahaan dilakukan oleh pondok pesantren dengan melibatkan santri secara langsung untuk terjun dalam mengelola unit usaha yang dimiliki. Kegiatan tersebut diharapkan dapat memberikan ilmu, pengetahuan, pengalaman, serta dapat menumbuhkan minat para santri dalam bidang kewirausahaan.
Pengaruh Kualitas Produk Tabungan Idul Fitri dan Bagi Hasil terhadap Minat Menabung Anggota Pada BMT UGT Nusantara Capem Purwoharjo Khikmah, Lutfiyatul; Azhar, Indana Almas
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2235

Abstract

This study was conducted to determine the effect of the Quality of Idul Fitri Savings products and profit sharing on the interest in saving members at BMT UGT Nusantara Capem Purwoharjo. The method used in this study is quantitative descriptive. The sampling technique was purposive sampling, namely on active members saving for the last five years as many as 89 members. The results of the study showed that simultaneously and partially there was a positive and significant influence between the variables of product quality and profit sharing on the interest in saving members of Idul Fitri savings at BMT UGT Nusantara Capem Purwoharjo. The Determination Coefficient value of 0.298 indicates that 29.8% of interest in saving is influenced by the variable of product quality and the variable of profit sharing.
Co-Authors Khikmah, Lutfiyatul Khiliatul Jannah Nila Alfiatul Fuad Ribut Suprapto Rismayana Rismayana, Rismayana Sofi Faiqotul Hikmah