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All Journal Seminar Nasional Lahan Suboptimal Jurnal Intelek Insan Cendikia
M. Taufiqurrahman
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Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Konsentrasi dan Frekuensi Penyemprotan Pupuk Daun untuk Meningkatkan Pertumbuhan Bibit Protium Javanicum M. Taufiqurrahman; A. Nadirman Kahfi; Hengki Siahaan
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Publisher : Pusat Unggulan Riset Pengembangan Lahan Suboptimal (PUR-PLSO) Universitas Sriwijaya

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Taufiqurrahman M, Kahfi AN, Siahaan H. 2020. Concentration and frequency of spraying foliar fertilizer to increase the growth of Protium javanicum seedlings. In: Herlinda S et al. (Eds.), Prosiding Seminar Nasional Lahan Suboptimal ke-8 Tahun 2020, Palembang  20 Oktober 2020. pp. xx. Palembang: Penerbit & Percetakan Universitas Sriwijaya (UNSRI).Kayu bawang (Protium javanicum, Burm. F) is a type of tree seed that has many advantages and benefits. One of the problems faced in cultivating kayu bawang seedlings is producing seeds with good growth. The aim of this research was to examined the effect of concentration and frequency of spraying foliar fertilizer on the growth of kayu bawang seedlings. The research was conducted at the nursery of Palembang Forestry and Inveronmental Research and Development Center. This study used foliar fertilizer at doses 0, 5, 10, 15 mL/L of water with the main content of nitrogen and potassium. Data collection was carried out by observing 216 seeds in polybags. The results were showed that all levels of fertilizer concentration and frequency of foliar fertilizer spray had no significant effect on all observed parameters, but the concentration of 5 mL/L tended to be better than other concentrations and the frequency of spraying once every 2 weeks tended to be better than other frequency, and the interaction between foliar fertilizer with a concentration of 5 mL/L and a frequency of spraying once every 2 weeks tended to be better than other interactions. From the research that has been done, it is concluded that the best dose of foliar fertilizer to increase kayu bawang seedling growth is with a concentration of 5 mL/L with a frequency of spraying every 2 weeks.
Implementasi Akad Murabahah pada Produk Pembiayaan Cicil Emas Syariah Khanatri, Melantin; Rensi Salsabila Maharani; M. Taufiqurrahman; Nanda Damara; Lidia Desiana
Jurnal Intelek Insan Cendikia Vol. 2 No. 12 (2025): Desember 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Penelitian ini bertujuan menganalisis implementasi akad murabahah pada produk pembiayaan cicil emas yang disediakan Pegadaian dan Bank Syariah Indonesia (BSI) dengan menelaah dokumen regulatif, fatwa DSN-MUI, prosedur operasional lembaga, serta literatur akademik terkait. Melalui pendekatan studi pustaka, penelitian mengidentifikasi bahwa penerapan akad murabahah dalam cicil emas menunjukkan perbedaan yang cukup signifikan antar lembaga dan antar cabang, terutama pada aspek penetapan harga pokok dan margin, verifikasi kepemilikan emas sebelum akad, serta mekanisme serah terima barang. Hasil studi memperlihatkan bahwa BSI cenderung memiliki prosedur yang lebih baku dibandingkan lembaga skala kecil, sementara Pegadaian menonjol dalam fleksibilitas tenor dan aksesibilitas produk, meskipun tetap memerlukan konsistensi prosedural berbasis fatwa DSN-MUI. Temuan ini menunjukkan bahwa variasi implementasi tidak hanya dipengaruhi oleh ketentuan syariah semata, tetapi juga kapasitas administratif, standar akuntansi (PSAK 102/402), serta pemahaman SDM terhadap prinsip murabahah. Penelitian menyimpulkan perlunya harmonisasi prosedur, penguatan standar akuntansi, dan edukasi nasabah untuk menjamin kepatuhan syariah serta perlindungan konsumen.
Co-Authors A. Nadirman Kahfi Hengki Siahaan Khanatri, Melantin LIDIA DESIANA Nanda Damara Rensi Salsabila Maharani