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All Journal Jurnal EMT KITA Sawala : Jurnal Administrasi Negara GEMA EKONOMI Jurnal Abdimas Pariwisata AJAD : Jurnal Pengabdian kepada Masyarakat Warta Pariwisata Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjalanan Wisata Jurnal Sains, Teknologi dan Rekayasa (SAINTESA) Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjalanan Wisata
Laela Susanto
Universitas Mayasari Bakti
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Mechanical Engineering Social Sciences Transportation Other

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Journal : Jurnal EMT KITA

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Dari Anyaman ke Ketahanan: Integrasi Ekonomi Kreatif–SLF pada Komunitas Bambu Cikiray, Kabupaten Tasikmalaya Susanto, Laela; Karismatika, Anggi Permata
Jurnal EMT KITA Vol 10 No 2 (2026): APRIL 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i2.5543

Abstract

The creative economy drives sustainable development; among its subsectors, crafts, particularly bamboo weaving, contribute to household welfare and the preservation of local culture. This study analyzes the impact of bamboo craft on the welfare of households in Kampung Cikiray by examining the five livelihood capitals through a PAR–SLF approach. Data from 45 respondents were collected via a Likert‐scale questionnaire, focus group discussions (FGDs), interviews, and observation. Quantitative analysis comprised descriptive statistics (mean, median, SD, IQR) and 95% Wilson confidence intervals for proportions; pre–post comparisons used paired t-tests or Wilcoxon signed rank tests with effect sizes. Qualitative data were examined using reflexive thematic analysis with method and source triangulation. Results indicate that approximately 80% of households earn IDR 0.5–2.5 million/month. Following the intervention, full participants experienced ≈15–20% income gains. About ≈42% undertook product innovation/diversification (e.g., bags, lampshades, décor) and adopted digital marketing. Strengthening was confirmed in cooperatives (social capital), bamboo rotation and replanting (natural capital), tools and digital access (physical capital), and savings/microcredit (financial capital). Theoretically, the findings affirm PAR–SLF as a diagnosis, action, and evaluation pathway for reinforcing the five capitals. Practically, an upstream-downstream package resource governance and quality standards; tiered training in technique, design, QC, and digital marketing; collective marketing/branding; and access to finance most effectively guide the village toward an inclusive, resilient, and sustainable future.
Peran Literasi Keuangan terhadap Kinerja Keuangan UMKM dengan Pemanfaatan FinTech sebagai Variabel Moderasi di Provinsi Jawa Barat Rachman, Bobi; Dewi, Fertika Puspita; Susanto, Laela
Jurnal EMT KITA Vol 10 No 2 (2026): APRIL 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i2.5895

Abstract

This study aims to analyze the effect of financial literacy on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) with the utilization of Financial Technology (FinTech) as a moderating variable. The research is grounded in the importance of MSME actors’ ability to manage finances effectively and utilize digital innovation to enhance business competitiveness and sustainability in the digital economy era. A quantitative explanatory approach was employed, involving MSME owners in West Java Province as the study population, with a sample of 400 respondents determined using the Slovin formula at a 5% margin of error. Data were collected through Likert-scale questionnaires and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings show that financial literacy has a positive and significant effect on MSME financial performance, as indicated by an R² value of 0.582. This means that 58.2% of the variation in financial performance is explained by financial literacy and FinTech utilization, while the remaining 41.8% is influenced by other factors outside the model. Moreover, FinTech utilization also has a positive effect on financial performance and moderates the relationship between financial literacy and financial performance. Higher FinTech adoption strengthens the influence of financial literacy on MSME performance. These findings highlight the importance of synergy between financial education and digital technology adoption in promoting financial inclusion and supporting MSME growth in West Java.  
Co-Authors Acep Ahmad Maulana Adhy, Dewanto Rosian Anggi Permata Karismatika Anshori, Reza Faizal Arhasy, Aneu Nurkhalifah Bobi Rachman Chandra Gunawan Dewi, Fertika Puspita Fauzan, Setya Gunawan, Chandra Gunawan, Muhammad Indra Karismatika, Anggi Permata Maulana, Acep Ahmad Moh Abdul Aziz Danu Brata Nabila Virna Nugraha, Riki Nurkarim, Syamsu Rakista, Putri Mutiara Riki Nugraha Rudi Hermawan Setya Fauzan Syamsu Nurkarim Virna, Nabila Yudi Yuslana