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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Penelitian Ilmiah INTAJ Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen SEIKO : Journal of Management & Business Dinasti International Journal of Digital Business Management Jurnal Adat dan Budaya Indonesia Santri: Journal of Pesantren and Fiqh Sosial Dikmas: Jurnal Pendidikan Masyarakat dan Pengabdian Jurnal Iqtisaduna Jurnal Ekonomika: Manajemen, Akuntansi & Perbankan Syari'ah Balanca : Jurnal Ekonomi dan Bisnis Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Cakrawala: Jurnal Pengabdian Masyarakat Global Sanskara Ekonomi dan Kewirausahaan The Es Economics and Entrepreneurship AMMA : Jurnal Pengabdian Masyarakat Irajagaddhita : Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Muh Shadiqul Fajri AF
Universitas Mulawarman
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing Social Sciences Other

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Unlocking Islamic Consumer Behaviour on Gen Z: The Impact of E-Wallet Usage, Lifestyle, and Self Control Saputri, Indri Ayu; Fajri AF, Muh Shadiqul; Villaruel, Angelita S.
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.6809

Abstract

Purpose: This study aims to examines the impact of e-wallet usage, lifestyle, and self-control on the Islamic islamic consumption behavior of Generation Z. By integrating these factors, it seeks to offer insights into consumer behavior from an Islamic perspective.Design/methodology: A quantitative explanatory research design was employed, targeting Generation Z in Samarinda. Data were collected via purposive sampling, with 100 respondents who actively use e-wallets. The study utilized ordinal logistic regression to analyze the influence of the independent variables (e-wallet usage, lifestyle, self-control) on the dependent variable (Islamic consumption behavior).Findings: E-wallet usage significantly affects Islamic consumption behavior, where its convenience often leads to both adherence and deviations from Islamic principles. Lifestyle, however, demonstrated a negative and insignificant effect on Islamic consumption behavior, indicating that it does not strongly influence adherence to Islamic principles in this context. Self-control emerges as a pivotal factor, positively correlating with adherence to Islamic consumption principles, mitigating excessive spending, and aligning with religious values.Practical implications: The findings provide practical insights for stakeholders, including policymakers and marketers, to foster Islamic consumption behavior by promoting ethical e-wallet features, enhancing awareness of lifestyle impacts, and strengthening self-control mechanisms.Originality/Value: This research offers a novel perspective by integrating lifestyle, self-control, and e-wallet usage within the framework of Islamic consumption behavior, contributing theoretical and practical knowledge to consumer behavior studies in a digital era.
Trend of Uang Panai Researches: A Systematic Literature Review Fajri AF, Muh Shadiqul
Jurnal Adat dan Budaya Indonesia Vol. 7 No. 2 (2025)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jabi.v7i2.92077

Abstract

One of the enduring traditions in the marriage practices of the Bugis ethnic group is the custom of uang panai. This tradition functions as a mandatory requirement that must be fulfilled prior to marriage negotiations. In Indonesia, a number of studies on uang panai have been published in journals indexed on Google Scholar. The present study aimed to examine the diversity of research approaches, designs, data collection and analysis techniques, as well as research locations in articles published between 2014 and 2024. Using the Publish or Perish (PoP) software, 102 articles were initially retrieved. To minimize bias and avoid duplication, the PRISMA protocol was applied, resulting in a final selection of 18 articles for analysis. The findings of this review led to two primary recommendations for future research. First, uang panai should be explored through ethnomethodological approaches to provide deeper insights into the experiences of grooms. Second, incorporating psychological and Islamic economics perspectives is suggested to further enrich the understanding of uang panai within both individual and socio-economic contexts.
THE ROLE OF MUDHARABAH CONTRACTS TOWARDS MSME CAPITALIZATION IN SAMARINDA Fajri AF, Muh Shadiqul
Jurnal Penelitian Ilmiah INTAJ Vol. 8 No. 2 (2024): middle path
Publisher : LP3M IAI Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/intaj.v8i2.1612

Abstract

Penelitian ini bertujuan untuk menganalisis peran akad mudharabah dalam mendukung permodalan bagi Usaha Mikro, Kecil, dan Menengah (UMKM) di Samarinda, dengan studi kasus pada Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPP) Quantum Mandiri Madani. Akad mudharabah merupakan salah satu instrumen keuangan syariah yang berpotensi membantu permodalan UMKM melalui skema bagi hasil, dimana pemilik modal menyetorkan dana kepada pengelola usaha, dan keuntungan dibagi berdasarkan kesepakatan. Penelitian ini menggunakan metode deskriptif kualitatif dengan data primer yang dikumpulkan melalui wawancara mendalam dan observasi terhadap tiga informan, yaitu dua pelaku usaha UMKM dan satu anggota KSPP. Hasil penelitian menunjukkan bahwa akad mudharabah memberikan dampak positif bagi pengembangan UMKM, terutama dalam peningkatan kapasitas produksi dan perluasan pasar. Namun demikian, tantangan seperti fluktuasi pasar dan pengelolaan usaha masih menjadi kendala bagi sebagian pelaku usaha dalam memenuhi kewajiban bagi hasil. Kebaruan penelitian ini terletak pada analisis mendalam tentang penerapan akad mudharabah di Samarinda yang masih jarang dieksplorasi, serta dampaknya terhadap permodalan UMKM. Penelitian ini memberikan implikasi penting bagi pengembangan skema pembiayaan syariah yang lebih efisien dan berkelanjutan, khususnya dalam mendukung usaha kecil di daerah.
Co-Authors Abdul Wahab Abiyajid Bustami Akbar Lufi Zulfikar Ardiyani, Audwina Hati Badrus Syamsi Bambang Iswanto Bustami, Abiyajid Gagaring Pagalung Hamid Habbe, Abdul Isna Yuningsih Isna Yuningsih Jamaida, Nur Riski Amalia Mahmudah, Sofiyyah Maricar, Rezvanny Misbahul Munir Muslimin H. Kara Pramono, Adi Tri Putra, Muhammad Renaldi Allindra Rinna Ramadhan Ain Fitria Rinna Ramadhan Ain Fitriah Saputri, Indri Ayu Sitti Rahma Sudirman Sugiarto Swadia Gandhi Mahardika Swadia Indra Maulana Villaruel, Angelita S. Wardoyo Putra, Rizky Iman Perkasa