Article Per Year (5 Year)
p-Index From 2021 - 2026
3.627
P-Index
This Author published in this journals
All Journal Jurnal Bisnis dan Ekonomi Economic Journal of Emerging Markets Jurnal Keuangan dan Perbankan JDM (Jurnal Dinamika Manajemen) Journal of Economics, Business, & Accountancy Ventura Jurnal Manajemen Atma Jaya Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura MODUS-Jurnal Ekonomi dan Bisnis Jurnal Ekonomi dan Bisnis Jurnal Riset Akuntansi dan Keuangan AFRE Accounting Financial Review Jurnal Organisasi Dan Manajemen JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Performance MABIS: Manajemen dan Bisnis Jurnal Proaksi Jurnal Riset Akuntansi Politala Reviu Akuntansi dan Bisnis Indonesia ASSET: Jurnal Manajemen dan Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Perspektif Akuntansi Jurnal Penelitian Transformatif: Ekonomi, Bisnis dan Kewirausahaan Majalah Ilmiah METHODA IDEI: JURNAL EKONOMI & BISNIS
Apriani Dorkas Rambu Atahau
Universitas Kristen Satya Wacana
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

Published : 55 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 55 Documents
Search

 2   3   4   5   6 
MERGER BPR BKK GROGOL: SUATU TINJAUAN PROFITABILITAS DAN EFISIENSI Cahyaningtyas, Reghita Indah; Atahau, Apriani Dorkas Rambu
Modus Vol. 32 No. 1 (2020): MODUS
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/modus.v32i1.3213

Abstract

ABSTRACTThis research aims to determine the difference in the profitability and efficiency of PD BPR BKK GROGOL before and after merger during the period 2007-2011 (before merger) and 2012-2016 (after merger). Profitability was measured using ROA and ROE indicators, while efficiency was measured using inputs; total assets, total equity and labor costs and using operating income output. Efficiency measurements are carried out using the Data Envelopment Analysis (DEA) method. To find out the difference before and after the merger t test was used (Paired Sample T-Test). The results showed no significant differences in terms of profitability, but when viewed from the efficiency level there were significant differences before and after the merger. The implications of the results of these studies are that government or local governments can consider mergers for less efficient companies..Keywords: merger; profitability; efficiency; DEA ABSTRAKPenelitian ini bertujuan untuk melihat apakah terdapat perbedaan profitabilitas dan efisiensi PD BPR GROGOL antara sebelum dan sesudah merger selama periode 2007-2011 (sebelum merger) dan 2012-2016 (sesudah merger). Profitabilitas diukur dengan menggunakan indikator ROA dan ROE, sedangkan efisiensi diukur dengan menggunakan input; total asset, total ekuitas dan biaya tenaga kerja dan menggunakan output laba operasi. Pengukuran efisiensi dilakukan dengan menggunakan metode Data Envelopment Analysis (DEA). Untuk mengetahui perbedaan antara sebelum dan sesudah merger, penelitian ini menggunakan t test (Paired Sample T-Test). Hasil penelitian ini menunjukkan tidak ada perbedaan profitabilitas, namun dari sisi efisiensi terlihat adanya perbedaan yang signifikan antara sebelum dan sesudah merger. Implikasi hasil penelitian ini adalah pemerintah pusat dan daerah dapat menggunakan merger untuk perusahaan-perusahaan yang kurang efisien. Kata kunci: merger; profitabilitas; efisiensi; DEA
Faktor Penentu Profitabilitas Bank Tercatat di Indonesia: Pendekatan dengan Regresi Kuantil Restiana Ie Tjoe Linggadjaya; Apriani Dorkas Rambu Atahau; Gracia Shinta S. Ugut; Kim Sung Suk
Jurnal Proaksi Vol. 11 No. 1 (2024): Januari - Maret
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v11i1.5246

Abstract

This quantitative study examines 6 predictors that are presumed to affect profitability for listed banks in Indonesia.  The purpose of this study is to examine the determinants of profitability and the magnitude of the influence of such determinant on profitability of listed banks in Indonesia. This study uses the entire population of listed banks in Indonesia and focused on the period from 2013 to 2022 with a total of 47 listed banks. The statistical analysis instrument used is panel data quantile regression using R. Bank profitability is measured by return on assets (ROA), whereas liquidity, assets quality, asset management, leverage, efficiency, and capital adequacy are used as bank‐specific factors. The research result are that asset quality, asset management, capital adequacy affect bank profitability significantly and positively, while asset quality and efficiency negatively affect profitability. Meanwhile, LDR has a negative relationship with profitability. The novelty of this study is that it is the first study on the determinants of profitability for banks registered in Indonesia using quantile regression. The results of quantile regression provide deeper insight than OLS linear regression or fixed effect panel regression because it can describe the distinctive influence and direction of each quantile of profitability. Quantile regression analysis of profitability has been carried out on return on assets, and not yet being performed on net interest margin and return on equity. Suggestions for future research to add a lagged effect (t-1) for asset quality to profitability and also add robustness check.
ANALISIS MODEL SPRINGATE, GROVER DAN ZMIJEWSKI SEBAGAI ALAT PREDIKSI KEBANGKRUTAN PADA PT ASURANSI JIWASRAYA Veni Tiara Sari; Apriani Dorkas Rambu Atahau
IDEI: Jurnal Ekonomi & Bisnis Vol 1 No 2: Desember 2020
Publisher : Insan Doktor Ekonomi Indonesia (IDEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38076/ideijeb.v1i2.16

Abstract

This study aimed to determine the most influential prediction models that cause the potential bankruptcy of a company. This type of research was quantitative by comparing the predictions and reality of corporate bankruptcy by using the calculation of three bankruptcy prediction models: Springate, Grover, and Zmjewski. The results of the study using the Springate Score and Grover models showed the same results with a percentage of 100% in which companies in 2011 to 2017 were predicted not to go bankrupt with an S score of more than 0.862 and a G score of more than 0.01. This result was in line with the relita happened that the company was still operating until now. While the results of research using the Zmijewski model showed the results that predictions and reality were inversely proportional, where bankruptcy prediction results stated that the company went bankrupt with the calculated value above 0, but the reality was that the company was still operating today. Of the three most accurate bankruptcy prediction models, the Springate and Grover models, where predictions and reality were in line with research result
DIGITAL BANKING DAN RISIKO OPERASIONAL (STUDI KASUS PADA NASABAH BANK CENTRAL ASIA DAN BANK RAKYAT INDONESIA) Rizki Hartanto Tanic; Apriani Dorkas Rambu Atahau
IDEI: Jurnal Ekonomi & Bisnis Vol 2 No 1 (2021): JUNE 2021
Publisher : Insan Doktor Ekonomi Indonesia (IDEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38076/ideijeb.v2i1.55

Abstract

Along with the development of the internet which has followed the rapid advances in technological development, people need fast and efficient payments due to the increasing number of financial transactions. Internet banking is one of the digital banking of the bank products that facilitate financial transactions. However, the use of internet banking cannot be separated from operational risks that will occur. As one of bank risks, operational risk plays an important role toward the im-plementation of digital banking. Hence, it is important to study the customer percep-tion on banks operational risk in providing digital banking services. The population in the study were customers of Bank Central Asia and Bank Rakyat Indonesia who used internet banking services. The samples taken in this study were 100 respon-dents from Bank Central Asia and 100 respondents from Bank Rakyat Indonesia in the area and the technique used was purposive sampling. The analysis technique used is quantitative descriptive analysis. This analysis included the average differ-ence test, validity test, and reliability test. It was processed using the SPSS program version 20. The findings showed that both banks had low operational risks according to their surveyed customers. Although BCA was perceived to have lower operational risks than BRI, some areas such as system risks needed more attention. Seiring dengan perkembangan internet yang mengikuti pesatnya kemajuan teknologi, masyarakat membutuhkan pembayaran yang cepat dan efisien karena semakin banyaknya transaksi keuangan. Internet banking merupakan salah satu produk bank digital banking yang memfasilitasi transaksi keuangan. Namun penggunaan internet banking tidak lepas dari risiko operasional yang akan terjadi. Sebagai salah satu risiko bank, risiko operasional memegang peranan penting dalam penerapan digital banking. Oleh karena itu, penting untuk mempelajari persepsi nasabah terhadap risiko operasional bank dalam memberikan layanan perbankan digital. Populasi dalam penelitian ini adalah nasabah Bank Central Asia (BCA) dan Bank Rakyat Indonesia (BRI) yang menggunakan layanan internet banking. Sampel yang diambil dalam penelitian ini adalah 100 responden dari Bank Central Asia dan 100 responden dari Bank Rakyat Indonesia di wilayah tersebut dan teknik yang digunakan adalah purposive sampling. Teknik analisis yang digunakan adalah analisis deskriptif kuantitatif. Analisis ini meliputi uji beda rata-rata, uji validitas, dan uji reliabilitas. Diproses menggunakan program SPSS versi 20. Temuan menunjukkan bahwa kedua bank memiliki risiko operasional yang rendah menurut nasabah yang disurvei. Meskipun BCA dinilai memiliki risiko operasional yang lebih rendah dibandingkan BRI, namun beberapa area seperti risiko sistem perlu mendapat perhatian lebih.
Credit Decision Using Pay Later: The Role of Consumptive Behavior and Financial Literacy with Peer Pressure and Self-Control as Moderators Hansen Hein Rumtutuly; Apriani Dorkas Rambu Atahau
AFRE (Accounting and Financial Review) Vol. 6 No. 3 (2023)
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v6i3.11488

Abstract

Pay Later is an innovation in great demand because of its ease of use by Generation Z compared to a credit card. Generation Z has changed its lifestyle, from loan avoider to loyal user of loan. This study aims to determine whether consumptive behaviour and financial literacy affect credit decisions using pay later and the role of peer pressure and self-control as moderating variables. This study uses quantitative techniques. Data obtained through distributing questionnaires to Generation Z students (students born in 1995-2010 and active users of pay later). By using 94 students selected as respondents by employing a purposive sampling technique, the findings show that consumptive behavior negatively affects the use of pay later. In contrast, financial literacy positively affects the use of pay later. In addition, peer pressure weakens the impact of independent variables on the use of Pay Later, whereas, on the contrary, self-control strengthens the effect of independent variables on the use of Pay Later.DOI: https://doi.org/10.26905/afr.v6i3.11488
Co-Authors Afi Virna Noviani Alsyahrin, Dea Prastica Anastasia Dian Cahyaningrum Angryani Bertha Lamba Ari Budi Kristanto Cahyaningrum, Anastasia Dian Cahyaningtyas, Reghita Indah Dea Prastica Alsyahrin Dharamega Carissa Henrita Ersangga, Devita Gracia S Ugut Hansen Hein Rumtutuly Hari Sunarto Harijono Harijono Himaya, Devi Nila Imanuel Madea Sakti Indra Kusuma, Septian Indra Setyawan Juniyan Gilang Cahyawan Karina Krissanti Karina Krissanti, Karina Kristina Dewanti Setyaningrum Linggadjaya, Restiana Ie Tjoe Lorensia Fidelia Charita Lucky Pramestie Marino Firaj Kausar Mesakh Prihanto Surya Putra Nathaniel Pamela Santosa Novalina Taliawo Nugraha, Indra Sungkana Olivia, Chintya Puspaningrum, Rr Natasha Pramesthi Budi Putri, Evellyn Diva Reghita Indah Cahyaningtyas Restiana Ie Tjoe Linggadjaya Ridwan, Ardi Surya Satria Rizki Hartanto Tanic Robiyanto Robiyanto Robiyanto, Robiyanto Ronny Prabowo Samuel Martono Setyanti, Dina Budi Sulihanto Sulihanto Sung Suk Kim Supatmi Surya Wibowo Umboh, Jandi Elriko Veni Tiara Sari Veni Tiara Sari Wibowo, Dianta Ricky Yehezkiel Chris Setiawan Yulia Shine Yulia Vidya Nanda