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All Journal Jurnal Ilmiah Pengabdian dan Inovasi Proceeding International Collaborative Conference on Multidisciplinary Science
Endang Kristiawati
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Social Sciences Other

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Strategi Pengelolaan dan Pengembangan Badan Usaha Milik Desa Kecamatan Batang Lupar Kabupaten Kapuas Hulu Endang Kristiawati; M. Zalviwan; Febriati; Risal; Afif; Wildasari
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 1 No. 3 (2023): Jurnal Ilmiah Pengabdian dan Inovasi (Maret)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.125 KB) | DOI: 10.57248/jilpi.v1i3.58

Abstract

Badan Usaha Milik Desa dibentuk oleh Pemerintah Desa untuk mendayagunakan segala potensi ekonomi, kelembagaan perekonomian, serta potensi sumber daya alam dan sumber daya manusia dalam rangka meningkatkan kesejahteraan masyarakat Desa. Badan Usaha Milik Desa secara spesifik tidak dapat disamakan dengan badan hukum seperti perseroan terbatas, atau koperasi. Oleh karena itu, Badan Usaha Milik Desa merupakan suatu badan usaha bercirikan Desa yang dalam pelaksanaan kegiatannya di samping untuk membantu penyelenggaraan Pemerintahan Desa, juga untuk memenuhi kebutuhan masyarakat Desa. Strategi penguatan ekonomi desa melalui Badan Usaha Milik Desa, merupakan salah satu solusi untuk melepaskan ketergantungan masyarakat desa terhadap bantuan Pemerintah dan untuk dapat menggali potensi daerah. Badan Usaha Milik Desa, merupakan Lembaga usaha yang dikelola oleh masyarakat dan pemerintah desa serta tidak lagi didirikan atas instruksi pemerintah, tidak dikuasai kelompok tertentu serta dalam menjalankan usahanya untuk kepentingan hajat hidup orang banyak yang strategi di desa.
The Influence of Financial Literacy and Financial Inclusion on the Financial Performance of MSMEs with Digital Finance as a Mediating Variable Dela Sari; Endang Kristiawati; Aris Setiawan
Proceeding International Collaborative Conference on Multidisciplinary Science Vol. 3 No. 1 (2026): June : ICCMS (Proceeding International Collaborative Conference on Multidiscipl
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/iccms.v3i1.266

Abstract

This research seeks to obtain empirical evidence regarding the influence of financial literacy, financial inclusion, digital finance and financial performance of MSMEs in Pontianak City. The main problem that is often faced by MSME actors is the limitation in understanding related to financial management. Many business actors do not have the ability to carry out systematic financial recording, financial planning, and proper financial decision-making. The financial performance of MSMEs is an important indicator in assessing the success of a business in managing its financial resources. This research seeks to analyze the influence of financial literacy and financial inclusion on the financial performance of MSMEs with digital finance as a mediating variable. The Partial Least Square (PLS) method of data analysis was used to examine the association between variables. This study is an explanatory quantitative research designed to analyze the causal relationship between financial literacy and financial inclusion on the financial performance of MSMEs, with digital finance as a mediating variable. The results of the study are expected to provide a deeper understanding of the factors that affect the financial performance of MSME actors in Pontianak City.
Co-Authors Afif Aris Setiawan Dela Sari Febriati M. Zalviwan Risal Wildasari