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All Journal Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Jurnal Proaksi Jurnal Akuntansi Bisnis Jurnal Abdi Insani Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pengabdian Masyarakat Asia JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Society: Jurnal Pengabdian Masyarakat Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Majalah Ilmiah Dinamika Administrasi (MIDA) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal IAKP: Jurnal Inovasi Akuntansi Keuangan & Perpajakan Realible Accounting Journal
Alif Faruqi Febri Yanto
Universitas Negeri Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Other

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Optimalisasi Literasi Keuangan di Komunitas Online untuk Penguatan Kapasitas Finansial Rumah Tangga Rahmawati, Apriana; Rizky Prasetya; Alif Faruqi Febri Yanto
JURPIKAT Vol 7 No 2 (2026)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v7i2.3089

Abstract

The financial literacy gap among Indonesian women, particularly housewives who shoulder primary responsibility for household financial management, presents a pressing concern that motivated this community service program. Employing a participatory action research (PAR) approach through WhatsApp-based lectures, the program was designed to strengthen financial literacy knowledge, encourage positive financial behavioral change, and improve the financial well-being of S****.id community members. Program material covered six core topics: budgeting, saving and emergency funds, debt management, basic investment, long-term financial planning, and financial goal setting. A total of 87 out of 124 participants completed the full program series, yielding a 70.2% retention rate. Average financial literacy scores rose from 46.4% to 73.4% (gain score +27.0 points), all financial behavior indicators showed significant improvement, and the post-program financial well-being index reached 62.37—accompanied by a meaningful growth in financial agency and transformative women's empowerment.
Co-Authors AA Sudharmawan, AA Andi Daniah Pahrany Anita Sulistyorini Apriana Rahmawati Dwi Suhartini Ferdiansyah, Rifaldy Adinandra Firdaus, Moh. Iqbal Ilhamy, Mochammad Izzalqurny, Tomy Rizky Nabilla Carissa Ratnadewati Prasetya, Rizky Ratnadewati, Nabilla Carissa Rida Perwita Sari Rizky Prasetya Soeparlan Pranoto, Soeparlan Tomy Rizky Izzalqurny