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MSME Strategy the Impact of Financial Literacy,Self-Efficacy,and Financial Attitudes in improving MSME Business Performance in Indonesia Erna Retno Rahadjeng; Imam Mukhlis; Danardana Murwani; Iva Khoiril Mala
Journal of Finance and Business Digital Vol. 2 No. 1 (2023): March 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v2i1.3465

Abstract

Indonesia is still said to be minimal for the process of managing business performance. It is proven that financial management is still inconsistent and even not according to plan. The purpose of this study looks at the strategies used by MSME actors to improve their business performance through the finance department by involving sharing factors that fall into the category of financial system management. Judging from the factors of financial literacy, self-efficacy and financial attitude. This type of research uses bibliometric analysis. The results of the analysis looked at many MSME strategies in the financial system, researchers found that there were factors that had not been widely associated with financial attitudes. It was found that the existence of a financial attitude on business performance can shape knowledge and foster self-confidence to be able to provide financial system plans both from the past and the future. With the understanding and adjustment of the situation, it makes the financial system efficient and stable.
Optimalisasi Wisata Belanja pada Kampung UKM Diah Ayu Septi Fauji; Budi Utami; Dewi Nurjannah; Erna Retno Rahadjeng; Esy Nur Aisyah; Ega Saiful Subhan; Fadali Rahman; Ismayantika Dyah Puspasari; Lina Saptaria; Mahmud Mahmud; Imam Mukhlis; Budi Eko Soetjipto
Kontribusi: Jurnal Penelitian dan Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2023): Mei 2023
Publisher : Cipta Media Harmoni

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53624/kontribusi.v3i2.204

Abstract

Wilayah Junrejo ini merupakan wilayah dengan banyak potensi UKM. Hampir setiap rumah memiliki usaha diantaranya adalah usaha peralatan dapur dari kayu, alat pijat dari kayu, peralatan dapur dari batu, aneka kripik buah, tas anyaman. Untuk dapat mengoptimalkan potensi yang ada, maka dirasa perlu untuk adanya pengembangan potensi desa menjadi desa wisata belanja Junrejo. Pengabdian ini menggunakan metode demonstrasi eksperimen. Strategi optimalisasi ini dapat dimulai dengan perencanaan partisipatif warga dan menerapkan model pengembangan berbasis kelompok. Oleh karenanya, tim pengabdian dari Universitas Negeri Malang, menginisiasi untuk mengoptimalisasi wisata belanja dengan memberikan contoh paket wisata belanja. Hasil yang akan didapatkan yaitu kelompok dapat menjual paket wisata belanja dengan nominal tertentu dan fasilitas tertentu.