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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN LABA BANK SYARIAH DI INDONESIA PERIODE 2005-2020 Susi Melinasari
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 4 No 01 (2023): Januari 2023
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jurnalalamiah.v4i01.214

Abstract

This study analyzes the effect of Capital Adequacy Ratio (CAR), Return on Assets (ROA), Non Performing Finance (NPF), Finance to Deposit Ratio (FDR) and Operating Expenses on Operating Income (BOPO) on Profit Growth of Islamic Banks in Indonesia. The data used in this study is secondary data taken annually during the period 2005-2020. The sampling technique used in this research is purposive sampling. The data analysis method used in this study is panel data regression analysis using the Microsoft Excel 2013 SPSS version 25 computer program. The results in this study indicate that CAR, ROA, NPF, FDR and BOPO simultaneously have a significant effect on the Profit Growth of Islamic Banks. CAR and FDR partially have no significant effect on Profit Growth of Islamic Banks while ROA, NPF and BOPO partially have a significant effect on Profit Growth of Islamic Banks in Indonesia.
PENGEMBANGAN COSTI (COFFEE SNACK PURWABAKTI) UNTUK MENINGKATKAN UMKM DI DESA PURWABAKTI Susi Melinasari; Yayah Syamsiah; M Ozama Putra Aliza; Adilah Rahma Pulungan
RAMBIDEUN : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2024): Rambideun: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Al Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/pkm.v7i2.2392

Abstract

This community service activity aimed to determine the local potential of the Purwabakti Village area which can be used as a village innovation. This activity is carried out in Purwabakti Village from August to September 2024. Training participants consisted of village officials and residents of Purwabakti Village. Implementation of activities used the outreach method. The method of implementing the activities was carried out through the observation stage which was carried out in August, and training in making Purwabakti Coffee Snacks in September. From the results of the implementation of community service activities, it can be seen that the majority of the community has high enthusiasm for developing COSTI (Coffee Snack Purwabakti). This can be seen from the outreach activities regarding COSTI which opens up financial space for the community by using local coffee as a snack based on village innovation, thus helping MSMEs in the village to be productive and innovative in the products they manage and market, with the aim of increasing income and welfare of the people of Purwabakti Village.           
PELATIHAN DIGITAL MARKETING UNTUK MENINGKATKAN DAYA SAING UMKM OLEH-OLEH KHAS KECAMATAN PAMIJAHAN KABUPATEN BOGOR : PELATIHAN DIGITAL MARKETING UNTUK MENINGKATKAN DAYA SAING UMKM OLEH-OLEH KHAS KECAMATAN PAMIJAHAN KABUPATEN BOGOR Dewi Purwati; Susi Melinasari; Keris Kartono
SAHID MENGABDI: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 5 No 01 (2026): Juni 2026
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidmengabdijurnalpengabdianmasyarakatinstitutagamaislamsahidbogor.v5i01.1084

Abstract

Pamijahan District, Bogor Regency, has significant tourism potential, but Micro, Small, and Medium Enterprises (MSMEs) producing local souvenirs still rely on traditional marketing. This lack of a digital footprint hinders the competitiveness of local products in an increasingly modern market. This community service initiative aims to bridge this digital divide through digital marketing training, focusing on visual design using the Canva platform. The Participatory Action Research (PAR) method involved active community participation, from problem identification and discussion to hands-on action implementation, to evaluation. The mentoring program demonstrated improved skills among MSMEs in compiling digital product catalogs, designing business logos, applying color psychology, and creating aesthetic promotional content for social media. The use of Canva features has proven effective in enhancing the perceived value and professionalism of MSME products. In conclusion, this training has successfully increased the independence and digital competitiveness of Pamijahan MSMEs, opened up opportunities for market share expansion, and contributed to improving the economic well-being of the community in the tourism area.
PENGUATAN UMKM DAN LITERASI KEUANGAN SYARIAH DI PEDESAAN DI DESA CURUG BITUNG, KECAMATAN NANGGUNG, KABUPATEN BOGOR: PENGUATAN UMKM DAN LITERASI KEUANGAN SYARIAH DI PEDESAAN DI DESA CURUG BITUNG, KECAMATAN NANGGUNG, KABUPATEN BOGOR Susi Melinasari; Dewi Purwati; Keris Kartono
SAHID MENGABDI: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 5 No 01 (2026): Juni 2026
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidmengabdijurnalpengabdianmasyarakatinstitutagamaislamsahidbogor.v5i01.1085

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in Curug Bitung Village play a vital role but experience stagnation due to low financial and managerial literacy, as well as vulnerability to exploitative financial practices such as illegal online loans and loan sharks. This community service program aims to provide integrated education on Sharia Financial Literacy so that MSME actors can avoid MAGHRIB practices (Maysir, Gharar, Riba). The method used is Participatory Action Research (PAR), which actively involves the community through five stages: social mapping, focus group discussions (FGD), action planning, workshop implementation, and evaluation. The results show that the majority of micro-scale MSMEs successfully classified their businesses, deconstructed misconceptions about daily transactions, and practiced simple cash flow management using a Pocket Cash Book to separate personal and business finances. In addition, there was a transformation in the residents' financial attitudes in controlling consumptive behavior by distinguishing needs and wants based on theological-spiritual values. In conclusion, this integrated educational intervention successfully equipped residents with sound managerial skills and a strong ideological fortress to advance rural MSMEs.