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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN LABA BANK SYARIAH DI INDONESIA PERIODE 2005-2020 Susi Melinasari
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 4 No 01 (2023): Januari 2023
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jurnalalamiah.v4i01.214

Abstract

This study analyzes the effect of Capital Adequacy Ratio (CAR), Return on Assets (ROA), Non Performing Finance (NPF), Finance to Deposit Ratio (FDR) and Operating Expenses on Operating Income (BOPO) on Profit Growth of Islamic Banks in Indonesia. The data used in this study is secondary data taken annually during the period 2005-2020. The sampling technique used in this research is purposive sampling. The data analysis method used in this study is panel data regression analysis using the Microsoft Excel 2013 SPSS version 25 computer program. The results in this study indicate that CAR, ROA, NPF, FDR and BOPO simultaneously have a significant effect on the Profit Growth of Islamic Banks. CAR and FDR partially have no significant effect on Profit Growth of Islamic Banks while ROA, NPF and BOPO partially have a significant effect on Profit Growth of Islamic Banks in Indonesia.
PENGEMBANGAN COSTI (COFFEE SNACK PURWABAKTI) UNTUK MENINGKATKAN UMKM DI DESA PURWABAKTI Susi Melinasari; Yayah Syamsiah; M Ozama Putra Aliza; Adilah Rahma Pulungan
RAMBIDEUN : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2024): Rambideun: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Al Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/pkm.v7i2.2392

Abstract

This community service activity aimed to determine the local potential of the Purwabakti Village area which can be used as a village innovation. This activity is carried out in Purwabakti Village from August to September 2024. Training participants consisted of village officials and residents of Purwabakti Village. Implementation of activities used the outreach method. The method of implementing the activities was carried out through the observation stage which was carried out in August, and training in making Purwabakti Coffee Snacks in September. From the results of the implementation of community service activities, it can be seen that the majority of the community has high enthusiasm for developing COSTI (Coffee Snack Purwabakti). This can be seen from the outreach activities regarding COSTI which opens up financial space for the community by using local coffee as a snack based on village innovation, thus helping MSMEs in the village to be productive and innovative in the products they manage and market, with the aim of increasing income and welfare of the people of Purwabakti Village.