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PENGARUH FINTECH DAN ECCOMERCE TERHADAP KINERJA KEUANGAN UMKM DI INDONESIA HM Ridlwan Hambali; Sandriana J Nendissa; Eko Cahyo Mayndarto; Moh. Muchlis Djibran; Arfandy Dinsar
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12883

Abstract

This research explains the impact of the use of financial technology (Fintech) and electronic commerce (E-commerce) on the financial performance of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. Along with the rapid development of information and communication technology, especially in the Fintech and E-commerce sectors, MSMEs are becoming the center of attention as strategic elements of the national economy. The aim of this research is to identify the positive or negative influence of Fintech and E-commerce on the financial performance of MSMEs. Data analysis methods include multiple linear regression, partial T test, and simultaneous F test. The research results show that Fintech and E-commerce have a positive and significant impact on the financial performance of MSMEs. Regression analysis highlights a significant relationship between both independent variables and financial performance, with positive regression coefficients for Fintech and E-commerce. Partial T tests confirmed that each variable exerted a significant effect individually, while simultaneous F tests showed significant joint effects. The findings of this research provide practical implications in improving performance strategies, supporting informational managerial decisions, formulating business policies, and emphasizing the importance of influencing factors, namely Fintech and E-commerce. In conclusion, the use of Fintech and E-commerce can be considered an effective strategy for improving the financial performance of MSMEs in Indonesia. These implications provide a basis for decision making and improving strategies in facing the challenges and opportunities of the MSME sector in the digital era.
Work‑Life Balance, Lingkungan Kerja, dan Kinerja Pegawai dalam Kerangka Hukum Kesehatan Arini Asriyani; Arfandy Dinsar; Muhamamd Darwis
Amsir Management Journal Vol. 6 No. 2 (2026): April
Publisher : Fakultas Bisnis Institut Ilmu Sosial dan Bisnis Andi Sapada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56341/amj.v6i2.1341

Abstract

This study aims to analyze the effect of work‑life balance and work environment on employee performance and to examine its implications for compliance with legal norms and professional ethics of health workers at Regional Hospital dr. Hasri Ainun Habibie in Parepare City. A quantitative approach was employed using a saturated sampling technique involving 74 civil servant employees, with data collected through questionnaires that had been tested for validity and reliability, and analyzed using multiple linear regression, t‑tests, F‑tests, and the coefficient of determination. These empirical analyses were complemented by a normative review of relevant legislation and professional codes of ethics. The results indicate that work‑life balance and work environment have a significant effect, both partially and simultaneously, on employee performance, and normatively suggest the need to strengthen hospital human resource policies to ensure balanced work–life conditions and a decent work environment as part of the legal and ethical obligations of public hospitals.
TRANSFORMASI MANAJEMEN SUMBER DAYA MANUSIA DI ERA DIGITAL: LITERATURE REVIEW Ades Asike; Arfandy Dinsar; Ulyana Muslimin
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 4 No 2 (2025): Hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v4i2.327

Abstract

The digital transformation of Human Resource Management (HRM) has become a strategic issue in response to rapid technological advancements and changing organizational environments. This study aims to systematically examine the development, key themes, and challenges of digital HRM transformation through a systematic literature review (SLR). Literature was collected from reputable academic databases, including Scopus, Web of Science, ScienceDirect, and Google Scholar, covering publications from 2015 to 2024. The findings indicate that HRM transformation encompasses the digitalization of HR processes, the adoption of artificial intelligence and HR analytics, the strategic repositioning of the HR function, and changes in employee experience and work patterns. Nevertheless, the literature also highlights critical challenges related to ethical concerns, algorithmic bias, data privacy, and digital capability readiness. This study concludes that digital HRM transformation represents a complex and ongoing socio-technical process that requires the integration of technology, human capabilities, and organizational strategy. The findings are expected to contribute to the advancement of digital HRM literature and provide conceptual insights for managerial practice and future research.