Garuda - Garba Rujukan Digital

ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI PEMBIAYAAN MURABAHAH PADA BANK SYARIAH MANDIRI PERIODE 2008.01-2011.12 Mustika Rimadhani; Osni Erza
Media Ekonomi Vol. 19 No. 1 (2011)
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Murabaha financing is the most dominant in Indonesia Islamic banking compared to other financial products, it also dominates the Islamic banks in other countries. This method is becoming very popular because it is the nature of murabaha financing has required rate of profit that is definitely in accordance with the terms agreed upon. This study aims to determine the variables that influence the murabaha financing at Bank Syariah Mandiri, which consists of Third Party Funds (TPF), Profit Margin, Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR). The data used in this study is a secondary data with monthly period 2008:012011:12. The analysis technique used is the Multiple Linear Regression by OLS (Ordinary Least Square). Based on the research results that the Third Party Funds (TPF) has positive and significant, Margin keutungan negative and insignificant, NPF has positive and significant effect, FDR has negative and insignificant.Keywords :Murabaha Financing, Third Party Funds (TPF), Profit Margin, NonPerforming Financing (NPF), Financing to Deposit Ratio (FDR)

ANALISIS EFISIENSI INDUSTRI GULA DI INDONESIA DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA) TAHUN 2001 – 2010 Silvi Marta; Osni Erza
Media Ekonomi Vol. 18 No. 3 (2010)
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

This study aims to determine the efficiency of the sugar industry factories inIndonesia. These plants are PG Jatitujuh, PG Karangsuwung, PG Sindanglaut, PG Subang,PG Tersanabaru, PG Gondangbaru, PG Jatibarang, PG mojo, PG Pangka, PG Rendeng. Data used in this study is secondary data, the source data comes from the Indonesian Sugar Council with the years of the study was taken from 2001 to 2010. Variables used in this study consisted of three input variables and two output variables. Variable input consists of thecane milled, the total area, kapasits rollers, while the output variables consist of sugar production and production drops. The results of processing by using the Data Envelopment Analysis (DEA) in the period 2001-2010 shows that there are only three plants in a row is consistent with maintaining the efficiency of 100%. Three factories are PG Jatitujuh, PGJatibarang and PG Sindanglaut. While the other two factories, namely PG Rendeng and PGGondangbaru showed a decreased efficiency level of performance each year with numbers below 100%.Keywords: Efficiency, DEA, Sugar Company, Total Cane ground, Area, Milling Capacity,Production of Sugar and Molasses Production.

DEVELOPMENT OF SMART GOVERNANCE MEASUREMENT FRAMEWORK TO CREATE A SUSTAINABLE BANDUNG SMART CITY Osni Erza; M. Suparmoko; Tulus T.H. Tambunan
PENANOMICS: International Journal of Economics Vol. 1 No. 1 (2022): April
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

This study aims to examine the development of a Smart Governance measurement framework to create a sustainable Bandung Smart City. The measurement of Smart Governance identifies the potential of Bandung city and analyzes what indicators play a major role in the dimensions of Smart Governance, as well as implying government policy as a bridge between the community and the government in making decisions. This research uses Mixed Method (Quantitative and Qualitative). The data were processed using SPSS 25 and LISREL 8.80 app, with Structural Equation Modeling (SEM), the testing based on Confirmatory Factor Analysis (CFA) theory, which is used to support quantitative data. For qualitative data, researchers conducted interviews with stakeholders who were directly involved in the development of Bandung Smart City. The Smart City variable from the Smart Governance Dimension has 4 Sub-dimensions which have standardizes factor loading which explains that all sub-dimensions are meaningful and significant to the Smart Governance Dimension namely Leadership Stakeholders: Mayor, Deputy Mayor, and OPD of (0.83) , Governance Transparency (0.97), Community participation in decision making (0.59), and Infrastructure (0.94). Where the value of CR (0.91), and AVE (0.72). For further research, it is recommended to examine a broader dimension of Smart City, which include Smart Economy, Smart People, Smart Mobility, Smart Environment, Smart Living, Smart Branding, Smart Energy, Smart Society, along with other stakeholders such as relevant government agencies, colleges, entrepreneurs, medical teams and others.

ANALYSIS OF LOCAL ORANGES COMPETITIVENESS AGAINST IMPORTED ORANGES: COMMUNITY PERCEPTIONS IN DKI JAKARTA Fadhil Sitoda Syahadi; Osni Erza
PENANOMICS: International Journal of Economics Vol. 2 No. 1 (2023): April
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v2i1.116

This study aims to analyze the competitiveness of local oranges fruits and imported oranges fruits: community perceptions in DKI Jakarta using the LISREL 8.80 and SPSS 25 processing tools, followed by a SWOT analysis. The variable used is a latent variable, namely the Competitiveness of Local Oranges against Imported oranges, Community Social Status, Quality of Oranges, and Price of Oranges. The data comes from surveys through questionnaires that are distributed to people in DKI Jakarta who consume local orange fruits and imported oranges fruits. The results of the study showed that the social status of respondents occupied in determining local orange fruit was 3.98% greater, compared to buying imported oranges was as much as 3.90%. , While buying imported oranges is 3.92. From the many opinions of respondents, the price of oranges in traditional markets is cheaper. Respondents choose local oranges at 3.94, compared to imported oranges are 3.79. Then the SWOT is its strength, namely that many people buy local oranges with recommendations from family, friends, and other people, and many people like the local oranges because the prices are very affordable, the weakness is that many of them still choose their imported oranges to buy. like, and also because the skin of the fruit is very beautiful and the sweetest. The opportunity is that local orange fruit traders have the opportunity to market their local oranges fruit as usual because many people want it, and the disadvantage is that some people still look at their orange peel because they think that when they see a good orange peel it means that the oranges are very sweet and fresh to consume, which is shown in imported oranges fruits.

OPTIMALISASI KUALITAS LULUSAN SARJANA EKONOMI UNTUK PENINGKATAN VALUE ADDED DI SEKTOR EKONOMI Syofriza Sofyan; Osni Erza
Jurnal Ekonomi Trisakti Vol. 2 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis

Tujuan dari penelitian ini adalah untuk mengetahui studi monitoring penggunaan (using) lulusan S1 Ekonomi Pembangunan FEB Universitas Trisakti. Metodologi penelitian ini adalah statistik deskriptif, yang menganalisis makna presentasi. Teknik pengumpulan datanya adalah penyebaran kuesioner melalui bitly. Kepuasan pengguna dalam survei Tracer merupakan isu strategis yang harus dilakukan oleh setiap institusi pendidikan. Pelaksanaan kegiatan ini s etidaknya memiliki 3 keunggulan, yaitu: 1) mengetahui kepuasan stakeholders, lulusan terkait dengan pengalaman belajarnya, 2) memberikan kontribusi yang tepat sebagai dasar pengembangan institusi terkait. daya saing, kualitas, dan pengalaman kerja lulusan digunakan untuk memanfaatkan peluang dan mengatasi ancaman di masa depan, 3) peningkatan hubungan pengguna dengan program pendidikan, karena jika melihat pengalaman lembaga pendidikan terkenal, lulusan memiliki kekuatan yang kuat hubungan pengguna. membawa banyak manfaat bagi program pendidikan. Abstract The purpose of this study was to determine the tracer study of the Utilization of Graduates (User) of S1 Development Economics FEB Trisakti University. The methodology in this research is descriptive statistics with analysis of performance importance. The technique of collecting data is by distributing questionnaires through bi.tly. Tracer study user satisfaction is a strategic thing that must be done by every educational institution. There are at least 3 benefits obtained from the implementation of this activity, namely: 1) Knowing stakeholder satisfaction, graduates are related to the learning experiences they experience, 2) Making relevant inputs as a basis for institutional development, related to competitiveness, quality, and working experiences graduates are used to seize opportunities and overcome future threats, 3) Improve user relationships with study programs because if you look at the experience of well-known educational institutions, a strong graduate user bond will bring many benefits to study programs.

IDENTIFIKASI DETERMINAN PERTUMBUHAN EKONOMI PROVINSI BALI Rizza Wahyu Fridyansyah; Osni Erza; Syafri Mandai
Jurnal Ekonomi Trisakti Vol. 3 No. 2 (2023): Oktober
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jet.v3i2.17089

“Penelitian ini bertujuan untuk mengidentifikasi pengaruh Infrastruktur Jalan, Infrastruktur Air Bersih, Jumlah Penduduk, dan Tenaga Kerja terhadap Pertumbuhan Ekonomi di Provinsi Bali periode tahun 2014 - 2021. Penelitian ini membahas tentang bagaimana Provinsi Bali sebagai Provinsi Bali sebagai Provinsi yang memiliki tingkat pariwisata yang tinggi dapat memanfaatkan potensi ekonomi, Sumber Daya Manusia (SDM) dan Sumber Daya Alam (SDA) ataupun potensi infrastruktur lainnya yang dapat mendorong pertumbuhan Ekonomi di Provinsi Bali dengan sangat Pesat. Penulis mengambil sampel data dari website Badan Pusat Statistik Provinsi (BPS) Provinsi Bali dengan menggunakan metodologi kuantitatif. Penulis menggunakan data sekunder serta metode regresi data panel dengan pendekatan Random Effect Model (REM) dan dengan menggunakan Eviews 9. Analisis ini mencakup waktu delapan tahun dari tahun 2014 sampai 2021 dengan sempel 8 Kabupaten dan 1 Kota di Provinsi Bali. Penelitian ini menunjukan bahwa variable Infrastruktur Jalan, Infrastruktur Air Bersih, Jumlah Penduduk, dan Tenaga Kerja memiliki pengaruh yang positif dan signiftikan terhadap Pertumbuhan Ekonomi Provinsi Bali selama kurun waktu periode 2014 - 2021”

OPTIMALISASI KUALITAS LULUSAN SARJANA EKONOMI UNTUK PENINGKATAN VALUE ADDED DI SEKTOR EKONOMI Syofriza Sofyan; Osni Erza
Jurnal Ekonomi Trisakti Vol. 2 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jet.v2i1.13562

Tujuan dari penelitian ini adalah untuk mengetahui studi monitoring penggunaan (using) lulusan S1 Ekonomi Pembangunan FEB Universitas Trisakti. Metodologi penelitian ini adalah statistik deskriptif, yang menganalisis makna presentasi. Teknik pengumpulan datanya adalah penyebaran kuesioner melalui bitly. Kepuasan pengguna dalam survei Tracer merupakan isu strategis yang harus dilakukan oleh setiap institusi pendidikan. Pelaksanaan kegiatan ini s etidaknya memiliki 3 keunggulan, yaitu: 1) mengetahui kepuasan stakeholders, lulusan terkait dengan pengalaman belajarnya, 2) memberikan kontribusi yang tepat sebagai dasar pengembangan institusi terkait. daya saing, kualitas, dan pengalaman kerja lulusan digunakan untuk memanfaatkan peluang dan mengatasi ancaman di masa depan, 3) peningkatan hubungan pengguna dengan program pendidikan, karena jika melihat pengalaman lembaga pendidikan terkenal, lulusan memiliki kekuatan yang kuat hubungan pengguna. membawa banyak manfaat bagi program pendidikan. Abstract The purpose of this study was to determine the tracer study of the Utilization of Graduates (User) of S1 Development Economics FEB Trisakti University. The methodology in this research is descriptive statistics with analysis of performance importance. The technique of collecting data is by distributing questionnaires through bi.tly. Tracer study user satisfaction is a strategic thing that must be done by every educational institution. There are at least 3 benefits obtained from the implementation of this activity, namely: 1) Knowing stakeholder satisfaction, graduates are related to the learning experiences they experience, 2) Making relevant inputs as a basis for institutional development, related to competitiveness, quality, and working experiences graduates are used to seize opportunities and overcome future threats, 3) Improve user relationships with study programs because if you look at the experience of well-known educational institutions, a strong graduate user bond will bring many benefits to study programs.

Pengaruh Realisasi Transfer Dana Desa terhadap Peningkatan Pertumbuhan Ekonomi 62 Kabupaten di Indonesia Muhammad Rizki; Osni Erza
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 4 (2024): Oktober : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i4.901

The disparities in characteristics across regions in Indonesia can lead to unequal development. The central government directs development activities in the regions with a primary focus on villages and underdeveloped areas. The Village Fund, sourced from the state budget (APBN), is allocated to villages and can be used to finance various development activities, which are expected to be a solution to the development disparities in villages and underdeveloped areas. The objective of this research is to examine the impact of the realization of Village Fund Transfers on economic growth in 62 underdeveloped districts.

PUBLIC PERCEPTION OF SMART PEOPLE BANDUNG CITY TO REALIZE BANDUNG SMART CITY: PUBLIC PERCEPTION OF SMART PEOPLE BANDUNG CITY TO REALIZE BANDUNG SMART CITY Erza, Osni; Sofyan, Syofriza; Harmaini, Harmaini; Esther, Astrid Maria
PENANOMICS: International Journal of Economics Vol. 3 No. 3 (2024): December
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v3i3.194

This research aims to examine the perception of the people of Bandung City about Smart People to realize a sustainable Bandung Smart City, by developing 4 Dimensions, namely Education, ICT, Openness, and Creativity. From these 4 dimensions, it is reflected by 8 Smart People indicators which are assessed based on public perception as beneficiaries of policies to make a society a Smart Citizen. Smart People measurement begins by identifying the potential possessed by the city of Bandung, and analyzing what indicators play a big role and need to be improved in each dimension. Then it implies Government policies as a bridge between the community and the Government in making decisions. This study uses the Mixed Method. The data was processed by Structural Equation Modeling, testing based on the Confirmatory Factor Analysis (CFA) theory. To support this quantitative data, the researcher conducted interviews with stakeholders directly involved in the development of Smart People in the city of Bandung. The relevance of this research is very much in accordance with the Faculty Research Road Map referring to Sustainable Development. The results of this study explain that the Information Communication Technology dimension reflects Smart People which has the highest loading standard of 0.94. The Community Openness Indicator is the one that has the lowest loading standard of 0.59, and it is hoped that this indicator will increase its role in representing Smart People in the city of Bandung.

Pelatihan Model-Model Bisnis bagi Usaha Mikro Kecil dan Menengah (UMKM) dan Wirausaha Muda di Jurangmangu Tangerang Selatan Harmaini, Harmaini; Santosa, Budi; Erza, Osni
Empowerment Vol. 6 No. 01 (2023): Empowerment
Publisher : Program Studi Ilmu Hukum Fakultas Hukum Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/empowerment.v6i01.6854

Kelurahan Jurang Mangu Pondok Aren merupakan bagian pemerintahan kota Tangerang selatan. Luas Area 2.988 km2 dengan jumlah penduduk 289.767 jiwa dan tingkat kepadatan 9.698/km2 pada tahun 2021. Banyak diantara penduduknya yang bekerja disektor informal, permasalahan yang dihadapi; Sulitnya menuangkan gagasan menjadi peluang usaha yang dapat menghasilkan pendapatan, kurang memahami mengenai model-model bisnis, tidak memahami pentingnya membuat perencanaan bisnis yang baik bagi sebuah usaha, dan berusaha secara otodidak, tanpa studi kelayakan bisnis. Metode yang digunakan pada PKM ini berupa penyuluhan dan pelatihan model bisnis menggunakan metode Canvas dan pembuatan Bisnis Plan dengan sasaran pelaku UMKM dan Wirausaha Muda. Hasil dari PKM para pelaku UMKM dan Wirausaha muda telah mengalami peningkatan wawasan dan telah bisa melahirkan ide menjadi peluang bisnis dari 25 persen menjadi 75 persen, kemampuan pembuatan bisnis plan dari 30 persen menjadi 70 persen, peningkatan motivasi dalam mengembangkan usaha dari 20 persen menjadi 76 persen. Hasil dari pelaksanaan PKM ini telah sesuai target karena peserta telah mengalami peningkatan wawasan dan pemahaman terhadap materi yang diberikan.

Title

Found 16 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 16 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 16 Documents
Search