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All Journal Empowerment : Jurnal Pengabdian Masyarakat Mattawang: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Trisakti PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS Dirkantara Indonesia
Osni Erza, Osni
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Public Health Social Sciences

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PUBLIC PERCEPTION OF SMART PEOPLE BANDUNG CITY TO REALIZE BANDUNG SMART CITY: PUBLIC PERCEPTION OF SMART PEOPLE BANDUNG CITY TO REALIZE BANDUNG SMART CITY Erza, Osni; Sofyan, Syofriza; Harmaini, Harmaini; Esther, Astrid Maria
PENANOMICS: International Journal of Economics Vol. 3 No. 3 (2024): December
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v3i3.194

Abstract

This research aims to examine the perception of the people of Bandung City about Smart People to realize a sustainable Bandung Smart City, by developing 4 Dimensions, namely Education, ICT, Openness, and Creativity. From these 4 dimensions, it is reflected by 8 Smart People indicators which are assessed based on public perception as beneficiaries of policies to make a society a Smart Citizen. Smart People measurement begins by identifying the potential possessed by the city of Bandung, and analyzing what indicators play a big role and need to be improved in each dimension. Then it implies Government policies as a bridge between the community and the Government in making decisions. This study uses the Mixed Method. The data was processed by Structural Equation Modeling, testing based on the Confirmatory Factor Analysis (CFA) theory. To support this quantitative data, the researcher conducted interviews with stakeholders directly involved in the development of Smart People in the city of Bandung. The relevance of this research is very much in accordance with the Faculty Research Road Map referring to Sustainable Development. The results of this study explain that the Information Communication Technology dimension reflects Smart People which has the highest loading standard of 0.94. The Community Openness Indicator is the one that has the lowest loading standard of 0.59, and it is hoped that this indicator will increase its role in representing Smart People in the city of Bandung.
Pelatihan Model-Model Bisnis bagi Usaha Mikro Kecil dan Menengah (UMKM) dan Wirausaha Muda di Jurangmangu Tangerang Selatan Harmaini, Harmaini; Santosa, Budi; Erza, Osni
Empowerment Vol. 6 No. 01 (2023): Empowerment
Publisher : Program Studi Ilmu Hukum Fakultas Hukum Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/empowerment.v6i01.6854

Abstract

Kelurahan Jurang Mangu  Pondok Aren         merupakan bagian pemerintahan kota Tangerang selatan.                    Luas Area 2.988 km2 dengan jumlah penduduk  289.767 jiwa dan tingkat  kepadatan 9.698/km2       pada tahun 2021. Banyak diantara penduduknya yang bekerja disektor         informal, permasalahan yang dihadapi; Sulitnya menuangkan gagasan menjadi  peluang usaha yang dapat menghasilkan pendapatan, kurang memahami mengenai model-model bisnis, tidak memahami         pentingnya membuat perencanaan bisnis yang baik bagi sebuah usaha, dan berusaha secara otodidak, tanpa studi kelayakan bisnis.  Metode yang digunakan pada PKM ini  berupa penyuluhan dan pelatihan model bisnis menggunakan metode Canvas dan pembuatan Bisnis Plan dengan sasaran pelaku UMKM dan Wirausaha Muda. Hasil dari PKM para pelaku UMKM dan Wirausaha muda telah mengalami peningkatan wawasan  dan telah bisa melahirkan ide menjadi peluang bisnis dari 25 persen menjadi 75 persen, kemampuan pembuatan bisnis plan dari 30 persen menjadi 70 persen, peningkatan motivasi dalam  mengembangkan usaha dari 20 persen menjadi 76 persen. Hasil dari pelaksanaan PKM ini telah sesuai target karena peserta telah mengalami peningkatan wawasan dan pemahaman terhadap materi yang diberikan.
PENDAPATAN ASLI DAERAH MENINGKAT AKIBAT PENGELUARAN PEMERINTAH DAERAH, INVESTASI PEMERINTAH, INVESTASI SWASTA, INFLASI, JUMLAH PENDUDUK DI JAWA BARAT PADA TAHUN 2016-2022 Anugrah, Rafiq; Mandai, Syafri; Erza, Osni
Jurnal Ekonomi Trisakti Vol. 5 No. 2 (2025): Oktober
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/v5i2.19183

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi pendapatan asli daerah di jawa barat dalam periode tahun 2016-2022. Data dikumpulkan dari Direktorat Jendral Perimbangan Keuangan, Kementrian Keuangan Republik Indonesia berupa data 9 kota dan 18 kabupaten dan time series dengan jangka waktu 2016-2022. Uji Hipotesis yang digunakan dalam penelitian ini adalah analisis regresi data panel terdiri dari tiga metode yaitu CEM (Common Effect Model), FEM (Fixed Effect Model), REM (Random Effect Model). Hasil Pengujian hipotesis dalam penelitian menunjukkan terdapat pengaruh positif variabel independen terhadap dependen. Implikasi manajerial dalam penelitian ini adalah menjadi pertimbangan pemerintah daerah Jawa Barat dalam mengelola dana pendapatan asli daerah yang sangat penting untuk memajukan daerah Jawa Barat.
Peningkatan Pendapatan Melalui Kompetitivitas Pelaku Usaha Mikro dan Kecil Erza, Osni; Sirait, Koramen H; Nilawati, Yuana Jatu
Dirkantara Indonesia Vol. 2 No. 2: September-Februari 2024
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v2i2.68

Abstract

This Community Service (PkM) aims to increase the income of business actors by providing motivation and knowledge to Micro and Small Enterprises regarding product competitiveness, determining the cost of goods sold, and marketing strategies in the post-Covid 19 Pandemic. The PkM method is carried out by means of counseling and training held at the Azalea Grand Depok City location. The results of monitoring and interviews show that some of the Micro and Small Enterprises participants can market their products well and have competitiveness in the market, both in conventional and online markets and can expand the marketing of their products by participating in various bazaars. The expected output targets are that business actors have been able to make products of better quality, have a wider variety of products, market them more broadly, be more creative and can increase revenue.
Ultra-Micro Financing Literacy for KSBI MSME Entrepreneurs Hariyanti, Dini; Erza, Osni; Khairunnisa
Mattawang: Jurnal Pengabdian Masyarakat Vol. 6 No. 4 (2025)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.mattawang4369

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting Indonesia’s national economy. However, one of the major challenges for MSMEs—especially ultra-micro businesses—is their low level of financial literacy, which limits access to formal financing. This community service program aims to increase ultra-micro financing literacy among members of Komunitas Sukses Berjamaah Indonesia (KSBI). The program applied a community-based empowerment approach using Participatory Action Research (PAR) and involved 20 ultra-micro entrepreneurs in South Jakarta. Activities included initial observation, Focus Group Discussions, financial literacy training, financing application simulations, technical mentoring, and evaluation through pre-test and post-test. The results showed an increase in participants’ understanding from an average of 41.4% to 60.2%, reflecting a 45% improvement. Beyond knowledge gains, the program also facilitated the formation of a community financial literacy team and the emergence of local leaders who play a key role in ensuring program sustainability. These findings demonstrate that community-based financial literacy education can effectively expand access to formal financing for ultra-micro enterprises. Replicating similar programs in other communities has strong potential to strengthen economic independence and promote financial inclusion.
Co-Authors Anugrah, Rafiq Astrid Maria Esther, Astrid Maria Budi Santosa Budi Santosa Dini Hariyanti Harmaini Harmaini Khairunnisa Mandai, Syafri Sirait, Koramen H Sofyan, Syofriza Yuana Jatu Nilawati